I feel like I’m doing pretty well but FIRE is still impossible, unless my math is wrong? 32 and NW 362k. VHCOL, saving like $80k/year. Target nest egg is $3M to retire on $120k/year, which I think is still probably like 20-30 years away? So if I’m lucky I’ll just get to regular retire? I feel like I’m missing something.
Looking for guidance on how to get started on the FIRE journey, how do I learn about on how I plan and forecast finances/taxes to get started? Currently have $160K invested in the market, $80K in cash, and the employer 401K has about $27K. 29/M and single. TIA for the guidance!
I just left Deloitte and have the option to rollover my 401k to an IRA. If I’m happy with the existing funds and there’s no fees to keep it there, is there still an advantage to rollover?
Hi! Relatively new here. Current employer doesn’t provide a 401K, and former employer is about to shut down their 401K, so I need to transfer that money elsewhere. Any advice as to - where to transfer it, and how best to keep max saving for retirement? My tax accountant suggested doing a 401K via an LLC since a typical IRA has too low a limit. Any advice or suggestions?
Has anybody transferred 401k to RRSP?
Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.
I’m a non resident alien, and recently secured my first job in USA. My employer doesn’t match my 401k contributions until a year of employment. My long term goals do not include retiring in the USA (subject to change). I was wondering if it would make sense to invest in the 401k, and also hoping to learn more about Roth/IRAs. Any advice would be helpful.
Is it safe to allocate all your 401K to VINIX or do I need to spread evenly across large, medium, and small cap + international and bonds. I’m 36.
Looking for input - I generally have about 25k in cash at all times in my checking accounts but wondering if I am too liquid Only maxing out 401k - are there other vehicles to look at?
Hello 🐠 - Happy new year!!. We have around $15k to invest & planning to buy Index funds (VFIAX, FXAIX) over next 2 weeks. We chose index funds to have recurring weekly investments ($200- $300) for next 18-20 years. Any suggestions on this funds list or any better strategy to invest. Note that we have 6 months emergency fund in HYSA, Contributing in full to traditional 401k, Roth IRA. HSA is not an option because of first new born child. Goal is to fund child’s education from this investment.
What should you allocate to traditional and ROTH 401k if you want to max out your contribution?
Is it hard to save $1,000 a month when you have a car loan, student loans and a mortgage? I take home about 4K after medical and 401k, but WHY is it so hard to save money these days !!!!
Keep retirement account in firm 401k or roll over to an IRA when you leave the firm? If latter, do you have a good financial manager or do you not use one?
Do you create your own portfolio for 401k, or just put everything in Target Retirement funds?
folks, I have been putting money in a Roth IRA for a while now. when I move back to India (I have a temp visa), and I retire and start making withdrawals, will India tax me on the distributions?
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ACN - Anyone know what to expect for salary and bonus when promoted to Manager (Tech Consulting in northwest/mid Atlantic)?
Women! Do u think you are at par with your male peers in terms of salary and title? If so, how have you negotiated that?
GUYS. Just created the ultimate hotel hack for heating up food since SHERATON decided that MICROWAVES aren't necessary. 1. Make hot water in coffee machine 2. Put food in bag for ice 3. (Cont.)
Anyone who is using the vanguard 401k: anyone have a good investment mix? I haven't checked mine in 6 months, checked mine today, and my return over the past year has been $12............
Checked into hotel. Went to hotel bar. Charged drinks to the room. Asked for a room change because the view was shit. Let's see if I get charged. *I mean my client gets charged
How much of your paycheck is everyone saving? % retirement account, % personal savings account
Anyone successfully used an EAD Card to work for Accenture? In this case working on GC with husband and have been given a temporal card. Are there any specific EAD’s that are accepted?
MBB interviewers: How often do you receive S&O candidates from FAANG applying to your firms, at the pre-MBA level?
When you tell your PM I'll have the problem solved within the hour. And he emails back, "Why so long ?" 😣
Have been Associate for 2 yr & Sr Associate for 1yr in same firm. Could another firm find out, if I claimed 1yr Associate & 2yr Sr Associate?
9 hours laters, I've watched how to the other half lives in LGA's third world terminal. It's terrifying
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