Does anyone here have trouble getting out of bed in the morning? I feel like I can’t motivate myself to wake up and then get out of bed every single day. Once I’m out of bed and working, I can get motivated and work through the day. I tend to have very productive 3 PM - 12 AM. I just wish that I could get myself to pull that back six hours.
Question- for anyone who is in the insurance world and transitioned into a more tech based role how did you do it?
If I bought stock/crypto in January while living in NYC, but sold it in February while living in Florida would I have to pay NY or Florida for the capital gains?
The number of people who don’t use tax-advantaged savings vehicles because they think they the funds are inaccessible is too damned high
First week, my boss says he wants me to get all the HubSpot E-Academy certifications (Social Media, Inbound Marketing, etc. ) like he did. Guess my degree and prior experience doesn't count for much?
How often does your HR communicate to you regarding the interns in your team and what do they usually talk about?
What are the best books to read about startups? From someone who’s working at a startup and trying follow the right practices
Can anyone share what a “Legal Management Consulting team” is in Deloitte? Recruiter reached out about it
Is it expected of designers looking for a job to have a portfolio website, or is that trend changing? I know when I graduated college six years ago it was definitely expected, but I'm curious if anything has changed. Is a PDF portfolio an automatic dealbreaker?
Anyone been through the JP Morgan initial phone/recruiter interview? Any insights on questions asked?
Is this shirt work appropriate? I am concerned about the see through aspect of it and my nude tank top being visible. I work in finance. For those interested- Ann silk shirt from Sezane.
I have 50k in ETFs, should I liquidate half expecting a downturn in the coming months and reinvest during the dip?
Comeon guys, it’s new year and we are going to war. Let’s get this bowl going again. What are our plays this week?
Hello folks. Can anyone provide the estimated time it takes for JPMC First Advantage Screening? The HR told me that it takes around 15 days after you submit the details. JPMorgan Chase
When it comes time for me to write my dissertation, the only way I can actually write it is if someone buys me a grant so that I can afford to make the time to write it!
i feel like I bombed my observation :((((
Additional Posts in Personal Investment Chatter
About to receive 13k post taxes. I have the following:
Car debt: 15k
Was thinking about putting money straight towards car debt (if not, I would still pay off by October 2022 with large payments). Is this a good strategy or am I missing an immediate opportunity cost by not investing immediately?
People talk about dollar cost averaging. But no one here really speaks about the opportunity cost of holding onto losers, e.g., BA or throwing good money after bad, i.e., sunk cost, e.g., mREITs. Why?
I have about 25k I want to use as "forget about it" money... What are the recommendations? Details on comments
I am really curious as to what do you guys think about this? Worth an investment in your eyes or just another dangling of Crypto just trying to lure the ones who missed out on Bitcoin. I call BS
Planning to open a joint account with my girlfriend. Any banks that would give better interest rate, services etc for such joint accounts? Would wanna dump close to $50K+ if that helps! TIA
Say you’re 27 with 200k in cash to spend/invest. What would be the best use of capital? To provide some framework: factor in the cost of a wedding, no property yet (renting), and no debt.
I’d personally be inclined to put $150k down for a mortgage and use the rest for wedding/retirement. (Assuming the spouse contributes to wedding as well)
I have about 10k that just freed up and I was looking for investment ideas ( stocks, bond, mutual fund, etc.). Any research ideas would be greatly appreciated !
Does TurboTax do the job well enough for someone like me?
- multiple locations
- changed jobs
- startup stock, acquired
- sold stock
Curious if I should call someone local or if TurboTax is fine
Are clean energy ETFs still worth investing in the long run? Mine have been tanking this year due to gross over- valuation last year, but wondering if they’re still a good bet in the long run...
Can someone explain how mega backdoor Roth works?
Here’s my understanding based on Google:
- I can invest 20500 to traditional 401k
- Company match & additional $ goes to Roth 401k (40500)
- At year end I roll this over to Roth IRA with a form my brokerage gives me. Does this sound correct?
- What happens if the value of assets goes up/down at year end?
I have about 70K in debt (mostly student debt) and the loan rate is 4.03%. Debating between paying them all quickly or maxing out my 401K and paying off debt at a slower rate.
What speculative investment type do you think is the next to potentially rocket similar to what crypto did a few years ago?
maxed out my 401k, roth ira & espp for the first time!! where do you put your investment money next? brokerage? real estate? paid off loans and not yet eligible for an hsa
Can I get some real helpful guidance here?
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019
I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt
How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.
Recently have been prioritizing putting more money in Roth IRA, but after reading more I realized many (most?) countries will likely not recognize this income in retirement as tax free. Any suggestions on how to navigate? Since we are fairly set on retiring abroad thinking it makes sense to shift focus back to pre-tax to mitigate risk but appreciate any input!
Has anyone here heard of the HACK ETF? The portfolio is made up of cyber security companies. Those that provide hardware/software, and those that provide it as a service. What are your thoughts?
Fairly new to investing here.. Is it too late to learn how to short stocks and make a lot of money in this moment?
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