When you are long options and positive, is there a % you always sell?

I scaled into SPY calls for September on the 18th and they are up about 130%. I always cut at 50% no matter what because I don’t want to be too greedy.

Nothing has spooked me into changing my mind on the trade or I’d be out, so the decision to cut winning positions is always an internal conflict of me just wanting to get it in the boat.

Any advice on how I work on this?

I'm 33, married, single income household, no children, and we won't have be having children. If I retire at 65, I estimate I'll have $8-10M saved for retirement and will have no debt. Is this enough for two people to live on in retirement? I'm assuming I won't receive any social security income.

Has anyone used PayUSATax to pay their federal taxes with a credit card? They charge 1.96%. I think some of the credit cards will give you effectively 4%+ back. Is it worth it to use? I owe $150K so the effective fee will not be small ($3K).

I’ll be moving to USA soon and I wanted to learn about retirement funds. Should I be investing in a Roth IRA or 401K or both or some entirely different one?

M, 44. After 21 years of marriage, my wife and I signed divorce papers with no contest. We have two adult daughters together, 18 and 21 So no child support, no alimony, and I make $170k at 44. I recently moved out of the marital house into an apartment,m. What should my next steps look like at this point? Do I need counseling?

I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

If I sell and make $10,000 profit on a trade do I immediately owe tax on it? What if I keep trading and then amass a loss of 10K? Will I then be down 10K + taxes on that first gain?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

On track to max out my 401k and will max my Roth IRA next month. I think I’ll have about 3k to invest by the end of this year before I can start putting contributions toward my 2022 Roth IRA. What do you guys think is the best place for that 3k? Should I max out my 401k faster? Diversify more into crypto (about 1/7 of my network)? One note is that I can’t do mega backdoor Roth.

Couple notes on my situation.

35k in equity (14k in 401k, 16k in Roth IRA, 5k I’m crypto)
11k in debt

I have Amex corporate card. With corporate there are some offers when we opt to Amex plantinum .
In this case Amex platinum vs chase sapphire preferred (no corporate card)

Which is a really good stock signal/alert service that you would recommend? Something that provides buy/sell price signals with very good accuracy.

Best book about investing for beginners? Looking to share some with my prospects and clients

Is there any way to reduce the taxes if I buy a house in California ? Or any other way to reduce taxes ?

Taxes are like a subscription to your country that you can't cancel, no matter how bad the service gets.

Why mortgage rates are so low? (considering Fed’s upcoming tightening and inflation)

It appears that refinancing (with cash-out) is much cheaper than home equity loans? (fixed vs variable loans), this does not make any sense to me. Thoughts?

Just starting to invest and would love some guidance- would you recommend investing in index funds like BPTRX and FDCAX through a taxable brokerage like Fidelity?

Dropped a paycheck on BTC, ETH, AVAX, SOL during today's bloodbath - might grab some LUNA and FTM as well. Anything else we should grab?

What is the BA continuum allowance , can we get that money in our monthly salary and this BA continuum allowance have tax exemption?

Prenup- do we absolutely need lawyers (each)? Or does one of those online services with standard docs suffice?
We don’t think our situation is complicated- neither of us own a home/cars, but have some investments, both expect some inheritance eventually, and both get a chunk of equity from work that we’d like to call out. We’ve already discussed in depth how we want to split things.

What's your floral colors? I am thinking about white + dusty blue with bridesmaids wearing navy. Want to get some inspirations of matching bridesmaid dress color vs. mismatching

Going on my 7th, 8th and 9th round interviews for a PE MF. Is it normal to have so many rounds?

Hello,
I have completed a double masters in UX design and am currently looking for a job. I also have 1.5 years of experience before the masters. I will be applying soon, so what salary should I expect in start ups as well as MNCs?

Anyone missing the smell of McDonalds french fries as you walk down the concourse in ORD?

Any good real estate development or real estate syndication podcasts that you recommend?

I was platinum lifetime marriott... on the spg app, i now show gold lifetime. That should show Platinum lifetime right?

Are annuities really bad? I was playing around with an annuity calculator and it seems like you might as well just manage your own money

PwC Fishes,
How long does it take for the HR to contact you after the director round? Provided you were told that they will proceed with the process and hire you

For those of you who were asked to withdraw but have been consistently told, and historically had ratings that indicated, you were a high performer - what reasons did they provide for the withdrawal?

What’s your *wish-fulfillment fantasy* life like? Hot model wife, kids, a house in the suburbs and success in your career?

How hard is for a h1b holder have a greencard denied? What are the risks? Loosing job?

I keep seeing job postings for BCG PL/Principal for all industries and offices. Do they really hire people in to that level? I thought everyone “new” got kicked down to Associate.

#showerthoughts why don’t we see more “hackers” in cyber cinema breaking into offshore tech consultant’s houses and accessing key data from there? 🧐

Hypothetical: will make it to AA Exec Plat on Xmas. Meanwhile, I can get my wife’s first class tix to Peru on miles - don’t have enough miles to get mine. Should I wait on making it to EP and (cont)

Tips for Belize!!

1. Safety Concerns
2. Accommodations (Airbnb/Hotel is better)
3. Is it worth to get a car?
4. Activities to do?
5. Neighboring cities to visit?

Group of 5 in their mid 20’s, and we’re planning to visit early/mid February for about 8-9 days. We’re already doing research but additional advice from experienced travelers is always welcomed.

My last agency hired back a ton of the people who were laid off (thankfully I landed a new gig, would not go back to that place). They decided to bring back 10/19 that were laid off. Unfortunately, they are notorious for doing this on multiple occasions. What are your thoughts on hiring back those you let go? And to clarify as a group we were let go not furloughed.

Does anyone really like Illustrator? I hate it tbh. Are there any good alternatives out there?

2 weeks ago i ha dposted about MMEDF. I Bought in at $1.70 and some more at 2.20. Now its at $4.60 today. I didnt post but i also got in RVVTF at $0.33 and now its at $0.67. Dont think its too late to get into RVVTF.

Who else feels like a big market loser over the last 3 months?

Like the look of LCA - vote for ticker change to GNOG next Friday. Owned by Tilman Fertitta so expecting a lot of press. Hard to imagine it stays below $30 over the next couple months when comparing it to other gambling comparables

Holiday work. Preferred AAPL short setup options:

Listing by highest risk, highest reward to more conservative.

1. Dec 18 290P
2. Jan 15 280P
3. Jan 15 290P
4. Oct 16 360/370P

I’m likely shifting to Jan 280P or 290P to catch more of the election and tax loss harvesting at year-end. I’ll pull the plug and reassess if AAPL trades north of 385.

GW Pharma or GrowGeneration for long term marijuana play?

What are peoples thoughts on HOL? Does what’s a realistic share price post ipo via spac?

Anyone looking at WeWork again(BOWX SPAC)? Any guesses how this will go?

Is anyone of the opinion that we are nearing another downfall? If yes, any guesses on timing, approx what % decline are we heading towards and what our investment strategy could be, if No what makes you feel bullish despite the economical suffering? Background: I have been investing for 2.5 years, had 250K in stocks/ options (all time 40% gain) and am in a bearish state of mind RN, have sold 65% of stocks and trying to get opinions so I can frame next steps for myself.

9/2 Thread (General):

Hey everyone! I want to learn but there is so much information. What tips can you suggest for a novice trader?

What are some plays today!

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

PSA: Invest in as many meme stocks as you want, but dont invest what you cant afford to lose.

With that said, I invested in gamestop buy sold at $35 and $60. Just a few thousand of gains (which is good enough) but better than losing all my gains and original investments. Good luck!