When you are now debt free but still stress yourself out with savings goals. Anybody else experience this first-world problem?

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Yes, I feel you OP. Don't worry too much. Make a plan, set a reasonable percentage for your 401k, pick an appropriate mix of investments, and set up a savings account. Don't buy super expensive cars or a house that you can't afford. Plan on working until your 70. There's nothing to worry about. You'll be financially stable unless it's Armageddon.

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Not really

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Work until 70? 😂 Why do you feel that way?

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Betterment.com = Goal based investing

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Nope.

I wish ;)
Spouse has medical school loans. We won't be debt free anytime soon!

but thank you for the assurances ☺️

Did your parents buy your education and car for you? I don't know how else that's possible

Ey3. Nope - parents did not contribute a penny. I took out many thousands in loans to put myself through school. Paid them all off quickly because I couldn't stand feeling enslaved to a bank.

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