When you invest into a index fund, how is that capital distributed to companies on the index?

Anybody know how to find the hfri conservative fund index price over the last year ?

What homework should I do and cover in a 15 min presentation on competitive intelligence for Ulcerative Colitis, 5 year outlook and forecasts

Does anyone do no carb diet here? Eat protein only?

Analyst who wants to transition from Excel to Python/R? Have a secret level security clearance? Live in the DC area? PM me!

I jumped on a call with a candidate to debrief from his interview results I asked him how felt it went and if he enjoyed the interviews. After he shared with me his feedback I started to highlight the areas where he did poor and where he did great. But in the middle of it he cut me off and said, can we just address the elephant in the room, did I pass it or not?. His approach threw me off but I wanted to share with him but it seems like his disregard everything I had said. Anyone experienced it?

I got an offer and want to accept but have an interview coming up with Mckinsey. Would it be a bad look if I tell the recruiter that I can’t interview? I want to leave this door open so I can reapply in the future. FYI I am not at all prepared for this interview😭

I will be visiting my parents for some time after years of living away from them. Wondering what kind of board games / card games people play with their parents. My parents are not too caught up on current memes so games that need current “popular” knowledge are out.

Finally just took a day to work from home. My office never instituted a hybrid policy, kept everyone in office full time, and now our county hospital beds are full. One thing I didn't realize was the toll anxiety and constant tension was taking on me. We all need to be a bit kinder to ourselves because this profession isn't going to do it for us.

Does anyone here know how to sew? How long before you were comfortable making your own clothes? Or even altering existing ones? Wondering if it's worth it to start learning

A quick reminder that Russia can change our vote tallies, McConnell refuses to bring election security bills to the floor, and Trump wants to win at all costs.

What could go wrong?

Has anyone switched from pharma to consumer? Any recommendations on how to do it?

I’ve been in the banking industry for about 5 years now since I graduated and I feel like this may not be the right industry for me. I have experience in commercial banking and commercial real estate lending. Where do people go after they leave banking? I’m trying to see how I can transfer my skills to another field.

Hey fishers what is the package service based company offers for 11 year person in javascript with react,nodejs person.

Any tips on how to handle sexist behaviour, flirting and stuff like that? I dont known if i should take the high road, make a fierce or /passive-agressive statement or go to the HR.

I’ve been doing some research in to equity in a job offer for startups. But I haven’t found much on startups that haven’t gone public yet. Any advice on how to research this or how you would handle this portion of the job offer?

Does anyone have a bf or husband who is bothered by your male gay friends? SO grew up elsewhere and feels that it’s weird for me to have a close gay friend (guy). Idk why it’s a concern for him

AITA? Husband is in grad school and acquired some debt to pay for moving, school; it’s about $5,000. Since I have a good paying job and savings, I offered to help and I also told him to try to ask his parents for help since he never asks for anything from them. He said he would think about it and I assumed we would talk about it again. Last week, he told me he “decided” to take out a loan to pay down his debt. He hasn’t done it yet but I’m hurt and also disagree w/ this move. Cont.

These are not the models and bottles I signed up for...

Getting lots of auto replies that people are OOO yesterday and today. Is that like a bonus holiday schedule?

What US company/companies are increasing their market share in India?

Leaving KPMG soon but never had my own IRA. Where should I move my IRA account to? Fidelity? vanguard? Something else?

Best credit card for points? For auto-payment, lots of retail shopping, groceries, gas, etc

Anyone from India here? How are you guys managing to pay off Your Housing Loans in short period or what’s your blue print plan.. salary: 30 LPA, Home loan: 75 lacs, Tenure: 25 years

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Hi all I’m new and ignorant to be blunt. I finally found a financial coach to at least start my journey on becoming debt free as my savings is pretty pathetic. But who should I ask advice on my 401k & IRA? I have no idea if I’m investing smartly. I have reviewed the Bogleheads’ Guide to Market Indexes which I feel is helpful so far. I am 40 so not exactly young. Thank you!

Parents are poor/middle income with no assets, little retirement, and may be reliant on me in future. I’ve had 100k of their savings in my high yield savings account for the past few years which they gave me to save for them in the case they try to buy a house in the future. I’ve kept it in savings to keep it liquid but interest rates are terrible. Where would you keep this money or invest it for better returns but to keep it fairly liquid?

In this environment, would you rather put extra cash in I-Bonds or max out Roth IRA?

Does anyone use yieldstreet or crowdstreet for real estate investment?

Is this reasonable or am I missing something?

I started maxing my 401k from year 1 and I hope to have $5 million or more by the time I retire around 60. Wouldn’t it make sense to put all of my yearly $19,500 401k contribution to ROTH 401k instead of traditional 401k?

My reasoning is that I would pay 35% tax now and my remaining 65% would grow tax-free in ROTH 401k…. versus traditional 401k where I deposit 100% but every distribution will be taxed 35% assuming I make a lot in retirement.

Sorry if this has been asked before but how much of a cushion do you guys keep in your checking account (relative to your net monthly income) every month?

I net 6,250 and keep $1k but thinking about lowering it to $500 so I can throw the other $500 in my savings. I find myself never dipping into that $1k so I feel like it’s too much.

If your cash comp was temporarily above market, besides obviously aggressively saving, would you do anything in particular with the excess cash? Got a big bump during the “great resignation” but with the looming recession, I’m prepared for the big bump to be only temporary.

What are your favorite Fidelity funds to buy and hold?

How do people balance living for today and being responsible enough to prepare for the future? I’m 40 and have been really concerned that I’m not living life enough. Just doing the things that make you happy whether it be experiences or material things. My biggest fear is retiring early or whenever and being too old to enjoy it or having less time to enjoy it. Just seems like so many people are getting sick or even worst dying much sooner than expected.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Bit of a noob question, but can someone explain why the 4% rule is so widely accepted? Especially now with inflation.

Theoretically, with the 4% rule, as 30yr old with 500k in savings, could I really just up and retire on 20k and live in a box?

Best retirement calculator/tool?

When is a property too old to be worth renting out, given the potential hassle and unexpected expenses?

For a Roth IRA- is it better to purchase an aggressive etf with low fee (like VTI) or an aggressive active managed fund (FBGRX, which has a higher fee) taking into consideration the tax free nature of the Roth.
Thanks

I have 401(k)s from previous employer, which I left as 401(k) instead of converting to an IRA so that I could backdoor Roth without complications.

Should I consolidate my previous 401(k)s into the same administrator if I like their investment options, or is there a benefit to having separate accounts for flexibility if I never need to withdraw “substantially equal periodic payments”?