When you rollover an existing 401k to a new employer, are you essentially cashing out of the old 401k and have to reenter the market at the most recent cost basis in the new employer’s 401k? Wondering if this impacts long term compounding at all.

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Posting as :
works at
You are currently posting as works at

You would only miss out in what the market does while you are transferring the cash since you will not be in invested for a while. Other than that it is nothing. Your basis does not matter in a tax advantaged account.

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Got it, thanks!

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