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I started working in TCS on 10th June 2021 and my LWD is 12th June 2022. According to the rules i should be eligible for the retention bonus but my HR is saying i probably will not get it. What should I do to ensure that I get the retention bonus and whom should i contact regarding it? Tata Consultancy
Need help with Negotiating an offer from Facebook (Meta) I was offered a base pay about 10k lower than my current base, with 15% bonus and 55k equity vesting over 4 years (HOW can I even monetize this equity/rsu? So new to me). I will accept the offer because I currently work at a startup so the Meta brand will be great for my career progression, but I need for them to at least match my current base. Speaking to the recruiter this pm so any ideas appreciated. TIA 😊
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God damn haha when I was 23 I had just signed up for my second grad school loan to bring my total student debt burden to $175k haha I’m 30 now and just cleared +$100k myself Anyways I would read some books on investing to get your guidance, but given your age and position I would stick with primarily ETFs/ index like you said and like compound interest do it’s magic. Also, get rid of the CDs. You can get a high interest rate checking account like LMCU (3%) or many others that probably offer a better rate of return than any CD. There are a few annoying monthly things you gotta do (10 debit transactions) but it’s worth it to not have your money locked up but actually earning interest.
Lake Michigan Credit Union. If you Google “high interest checking accounts” you will find a bunch other too (Evansville Federal Teachers Credit Union is another that does 3.3%). To open an account you will have to donate $5 to a charity (I think it was MLS? if memory serves) but not big deal at all
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Buy BABA on discount today for long term potential
That’s just a lot of cash in general. More than 50% of your assets are too liquid for a 23 year old. Make that number less than 20% and you ll be good. Dump the rest into VOO ✌️
ARKF has just been steadily increasing since creation, my favorite fund
Curious, why not nix the loans
Aah valid valid
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Congratulations OP! As part of your investments, do you have 401k / Roth accounts for retirement?
I’m 23 too and my nw is around 35k... but I also missed out on all the great returns this year. how were you able to reach this already?
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I’m also voting for getting rid of CDs. You’re too young for that unless you have short term plans for that cash. Drop them into some solid ETFs (ARK, VTI) or blue chip stocks (MSFT, AMZN) for a while until you find some other individual companies to invest in.
Which app is this?
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