When’s the last date you can do backdoor roth IRA for 2021? Is it by the calendar year (dec 31,2021) or tax day (april 2022)?

likehelpful
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You need to contribute to the traditional Ira by April 15 2022.

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Thank you!

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Up 72% in coinbase acct

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Trying to understand the loan closing costs. Does 1.5 k lender fees plus 3-5k third party costs (for eg: title) sound reasonable?

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Has anyone just tried to work less? Idk how much longer I can take it so thinking of just taking less deals and seeing what happens. Probably more applicable to m&a tax since we won’t on multiple

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Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

Best tips for not checking your investments daily - even though I try to avoid I can’t help but take a look every couple of hours 🙈

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I previously maxed out my traditional 401k
I have about 40k

Once I learned more about retirement, I then stopped contributing to traditional 401k and started maxing out my Roth 401k
I have about 60k

I have about 25k of matched contributions

This is where I get fuzzy
-Should I/can I call the broker to roll over my traditional 401k to my Roth 401k (or do I need to open a separate Roth IRA and have them roll it into this?)

-Should I/Can I move my matched contributions to my Roth 401K...cont

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Anybody thinks that the student loan forgiveness will pull through at court?

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Hi fishes,

Out of topic. Regarding insurance claim

I missed adding parents in health insurance for this financial year. my father cancer surgery happened and I spend 15 lakh from savings and debt. Their is further spends in next financial year April and May for chemotherapy & radiation.

If I add parent in health insurance in April ( next financial cycle) . Will I get claim ?? Since it is existing disease. Please help me out if anyone knows

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I have 120k Amex points, what is the best possible conversion rate that I can get? Plain cash back is really bad, I am thinking of transferring to some partner airlines. Thoughts?

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Can we create one rent form in our brother or parents name and submit for HRA claim?

Is there any problem if we do?

Thanks

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I provide start up capital even if you’re rejected and declined by the banks.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

likehelpful

Self-funding an EMBA(starting May 2021). Thinking of creating 529 fund for myself. Can I show this while filing taxes for 2020? Married filling jointly.

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Do we have 4 wheeler loan assistance in Lilly ?
How does it work??

Is San Francisco in a housing bubble?

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Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

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PwC fish: do you get an Amex for travel or another card?

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If you got one, what was your end-of-year 2018 bonus? $ and % of salary

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What advice would you give to so@wine who joined a start-up but is realizing that the company is sinking more than swimming? How do I talk about that if I start a job search? Do I just look like a jerk? I’m giving it a few more months before I decide to start a search, if only so I have programs running instead of leaving them in a lurch.

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Is San Francisco in a housing bubble?

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Hello everyone

Can someone please help me with the in hand salary calculation ( post tax) for an job offer that I have received. Also, I currently am not availing any tax benefits, can someone help on that from as well.

Post Photo
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Hi,
My name is Abhijit Srivastav and presently I am working in Accenture in a contract basis employee as a transaction process associate.

I have one question it will be appreciated for your valuable comment.

After my completion of contract of 1 year does Accenture gets me as a permanent employee???

Thanks & regards
Abhijit Srivastav

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Anybody knows about the company ELEVATE SERVICES INDIA PRIVATE LIMITED ?

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Thoughts on Project Finance Investment Banking? Is there a significant amount of risk being pigeonholed? Or can I at least use it as a stepping stone to move somewhere else

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I read that changing your mindset can help defeat anxiety and depression. True or false?

What should i do if my parents fight EVERY day, EVERY moment of their lives. I feel bad by intervening but sometimes my mom needs help. Once its over, i feel terrible and curse myself for being born. My gf is probably talking to some other guy who looks good and probably has a better social status than me. I am usually scared and negative about things. What should i do

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Looking for a referral for PwC Strategy&. Thanks!

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Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

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How do you and your new gf text? How frequent

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I'll be traveling a bit over the next few months Looking to get a new suitcase. Is Tumi the best/worth the $$?

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Are Colorado-specific salary ranges even close to what I can expect in Chicago in general? Or are those completely made up?

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Anyone asked to work at the client site for busy season?

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Looking for a summer 2023 internship, in finance/at a financial institution. Worked at RBC as a PM last summer, would love to return, but would be open to a joining a different firm. Any tips or exciting opportunities are greatly appreciated!RBC CIBC TD Omers BMO National Bank

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I'm a software engineer, and I've been working remotely for my entire career. I love the flexibility and autonomy that remote work gives me, but there have definitely been times when it's been hard to feel like I'm on an even playing field with my colleagues in the office.

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I’ve googled results but would like unbiased/unsponsored recommendations from this bowl. About 6 mos ago, I started running 4 miles per day outdoors. I live in the Dallas, TX area and it’s starting to get chilly. What should I wear to run outside when it’s 30 degrees, 40 degrees, and 50 degrees?

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Additional Posts in Personal Investment Chatter

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

Vanguard 5-year chart of VPMAX against S&P500 is different from that from Yahoo Finance and Barchart. Showing VPMAX as outperformer.

Any idea why is the discrepancy and which one is reliable?

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Best tips for not checking your investments daily - even though I try to avoid I can’t help but take a look every couple of hours 🙈

like

I previously maxed out my traditional 401k
I have about 40k

Once I learned more about retirement, I then stopped contributing to traditional 401k and started maxing out my Roth 401k
I have about 60k

I have about 25k of matched contributions

This is where I get fuzzy
-Should I/can I call the broker to roll over my traditional 401k to my Roth 401k (or do I need to open a separate Roth IRA and have them roll it into this?)

-Should I/Can I move my matched contributions to my Roth 401K...cont

like

Self-funding an EMBA(starting May 2021). Thinking of creating 529 fund for myself. Can I show this while filing taxes for 2020? Married filling jointly.

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Pls share your Real Estate strategy here

likehelpful

Is San Francisco in a housing bubble?

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Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

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How much should be in an emergency fund?

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SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

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New college grad just started working FT and I’ve been reading this bowl for awhile and want to make sure my saving plan is on track/best way to prioritize.

1) 6 month emergency fund (target $10k which is more than I need, but I want the peace of mind)
2) Roth 401(k) up to employer match (6%)
3) Roth IRA ($500 monthly)
4) Brokerage account and 401(k)
Plan is to split extra cash between these to have better tax advantage from 401(k) but also have access to funds if needed from brokerage acct

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I’m afraid to admit this to anyone else but I’ll post it here. This year was hard on me financially. I changed jobs, moved cross country, took a Bootcamp, and had a ton of medical expenses. All said and done I had to sell $10k from my non-retirement investments and I’ll sell another $5k by years end to have an even cash flow. The upside is my net worth grew by 9% due to the market. Should I be hard on myself for having expenses > income, or is this just life?

likeuplifting

My father stayed with me when he traveled from abroad and has the same first and last name as me. He had some unpaid balance before he left and since he has same name and address listed as me, the collection agency has added that balance to my credit history. Anyone deal with similar situation?

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What HYSA are you using and what rate are they offering?

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Has anyone purchased Ramit Sethi’s advanced personal finance class?

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If you were 24 and had $250k inheritance but had to spend the money to access it (can’t just put in stocks) what would you buy for good ROI? RE, pay for MBA, other ideas?

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How old were you when you started making $200k a year?

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New to Fishbowl?