Where can I purchase I-Bonds?

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Treasury direct

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Best advice you’ve ever been given when you were a staff?
For me it was being told that if the audit is done, make sure you read the footnotes of the financials before you start the tax return. There’s almost always 2-3 adjustments we need to make because of them, and so many people miss this.

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Looking to buy a new home in the suburbs but need help figuring out what my price range should be. HHI is $500k, savings are about $300k and I have the following debt: (1) investment property 1 mortgage $380k, (2) investment property 2 mortgage $460k and (3) brokerage account margin balance $600k. Thoughts?

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Anybody have some good leads on housing in NOVA?

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Did anyone else get a ridiculous rent increase this year?

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Moving to Asia. What’s a good credit card to have in Asia? What their Chase Sapphire card?

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How to take into valuation excess cash held by a separate unit but under the same company ?
I am valuing the unit that owns the cash. Will the excess cash be added to the valuation figure ?
Thanks

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What is your take on Vodafone Idea stocks?

Do y'all prefer personal wallets or are fine with a secured 3rd party like Swan or Coinbase?

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Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Robinhood is not an approved broker. Most of my crypto is in RH and Coinbase. What do we do in cases like this ? I am ok transferring the stocks but how about crypto ? Is E*trade an approved broker for stocks ?

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Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

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I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.

In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.

I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.

Also, what can I do to pay less taxes? Any help on that?

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Anyone know how to transfer your 401k after leaving acn?

Are financial planners worth it? I just need guidance on budgeting/planning/someone to direct me on my current budget

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Does anyone still use the 30% of gross income for housing rule? I feel like even 25% is a lot.

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Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

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For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

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I have an upcoming interview with Northrop Grumman for a Human factors/ UX researchers position. I am currently in that role in a different company but severely underpaid. Any insight on how the process is with them ? And recommendations?

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interviewing for the first time since forever (I know, should have switched earlier), I had the last interview for one firm and expected to hear back from them last week, nothing as of now. Don't feel like I'm being ghosted yet, they are not in a rush to find someone. 

Do you usually inquire on the status? I'm also having a last round with another firm on Friday. Should I tell any firm that I'm in the interview process with another one? What is the best strategy these days? Thank you

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Hello Fishes,

Can somebody please refer me for the following Job ID: INFSYS - External - 106610 in INFOSYS

Years of Exp: 3+

Thank you..!!!

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Need some help fishers: technical operations manager, premium support aws. What kind of total comp or base salary? Vacation? Moving package? Anyone have any information? I don’t know the level.

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Anyone senior person from Wipro who can help out me and advice me in some cases pls?

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Hi, I'm new to this forum. Do you have any advice for a fresh new associate?

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Seeking advice: I have a Strategy Director who is a brilliant strategist but ho-hum people manager and is not advancing the dept from a business perspective (streamlining processes, balancing budget with strategic output, etc.). Their team isn’t happy so I risk skip levels leaving. They would really be better suited in an individual contributor role. I fear that if I make the move to IC, they’ll leave as they see opp for advancement as connected to team mgmt. Past coaching hasn’t “clicked.”

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What could be the expected ctc at Fidelity International for BA Manager role ? I hv 10.6 yoe and cctc is 27lpa (22 fix) and holding an offer of 33 fix.

Does McKinsey and BCG go for external hires for the “Principal” role (level below MD/Partner) Or is everyone home grown at this level.

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Why do recruiters waste candidates time by asking them to pursue jobs with a lower title, less compensation and a smaller scope? There is so much information available online today I just simply don’t understand why there is such a disconnect. For context, my current TC is around 325k and I have a Sr. PM title at Amazon. I frequently get recruited for PM roles at small companies offering 80-100k. What is the recruiters thought process?

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I am working in cognizant for Oracle database domain want to switch to Java development is there any internal job posting or I should go for switch

Hi fishes,

I joined cognizant in Feb-2022, it has been 8 months I joined the
organisation.now i am planning to pursue my MS in UK.will cognizant provide sabbatical leave or I need to drop paper.

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Hi fishes Having an offer from both , which company to join ?

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Anyone work at/ or have a creative contact again TBWA NY?

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Any one heard of Madwell in NYC? Thoughts on their work and agency culture? Are they like JL or Fig?

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Those that work in insurance… What is needed to become an underwriter?
I just took a job as a claims adjuster to get a foot in the insurance industry, but not planning to stay for long in the same position.
Would you guide me on how to get into underwriting?
Thank you!

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Hi,

What are the employee Benifits perks at Credit Suisse, Pune ?

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My kids got the one-paragraph responses down pack. We use C-E-R like our ELA and Science counter-parts. Can anyone share a resource for teaching extended responses? Need a structure similar to CER to teach 3 paragraph responses to social studies document based questions. (Been trying to find one for 8years)

Additional Posts in Personal Investment Chatter

Got a call from my accountant that my efile was rejected because someone had already filed. Seems like a new fraud thing for a get rich quick fraud scheme. Accountant seemed very on top it and said he already filed a claim with IRS, saying he’s seen it before and knew how to handle.

Wondering how common this is and who else has had this happen to them? What was your experience?

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Want to start investing and growing some of our savings but I have NO idea where to start. Buy real estate? Invest in the stock market? I’m clueless. Can anyone recommend some books or resources as a good starting point?

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Can i please get likes to open my dms

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I won $25,000,000 last night in the lottery (after tax). I'm 24 with no debt or obligations. I want to invest it into future goals with no lifestyle changes, and let it compound epically over the next 40 yrs.

What's the most efficient vehicle to transfer this money into an index fund without exceeding contribution limits, that also allows me to make executive decisions and divert portions of the funds to future house down-payments, trust funds for family, etc, with limited withdrawal penalties?

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TVIX for next week?

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I am 8 years out from undergrad. My first 5 years out I could only afford to contribute a very low % to my 401k. I’ve been fortunate these last few years to max out my account. I would now like to play “catch-up” for those 5 years I wasn’t able to max out. What would be the best way to do this?

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Has anyone tried using air bnb to rent out their property daily versus finding a long term tenant? Curious about the pros and cons to consider. I’d rather do air bnb so that I can use it also when I come into town, however not sure how big of a headache this can turn into. Appreciate any tips.

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Is it worth keeping money in a HYSA like Discover/Marcus? 3% APY

Or better to put into the market at current levels

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If I move from TX (no state income tax) to NC, can I leave my savings account and brokerage address as TX (to not pay tax on interest and dividends) and update credit card accounts address to NC? Or..

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Which FAANGM stock are you most bullish and bearish on for next 2 years?

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i have most of my money on stocks. I saw a place I wanted to buy but don’t have enough cash in my bank account for the DP and closing cost. Do I sell my stocks? Borrow from 401k?

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How do people in hcol cities do it? All in, I make a little under 200k in Atlanta. Im able to max out my 401k, HSA, & back door roth. I save 1200 + buy 2 shares of VOO /month. Mortgage/HOA is 2100. After all that, I find myself watching every penny on my Amex bc money feels tight. Would love to move to a bigger city but PwC wouldn’t pay that much more & it’s hard to envision mortgage or rent doubling like it would in SF/LA/NYC. Tips for how to make your budget work? Just save less?

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At what income does it make sense to speak to a financial advisor? I’ve been fortunate to see quick rises in income, but family has history of poor financial management, and I want to be smart. I know there are flowcharts and guides available, but also want to be wise in my my decision making, and I’m young so need some sanity checks

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On 12/31 I received short term and long term capital gains amounts from ARKK, what is this? I didn't sell / crystalize anything and I'm at a loss, so what is this gain?

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Going back and forth on selling my current home. I received a pre-approval for a single family primary residence for $400k with $100k for down payment and closing. My mortgage would be around $2500 a month with a conventional loan. The $100k will come from my house currently being sold. I can afford the payment just need to know is the monthly mortgage payment typical for a home in today’s market.

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What banks will do a HELOC on an investment property? It’s fully paid (no mortgage) and worth $600K. I’ve heard small, community based banks are the only ones that will do it.

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I know this question has been asked here before but for Chase Sapphire Preferred Card would the 100k bonus point come back anytime soon?
Also it says here 750$ towards travel. So does that mean the 60k bonus points I can use only for travel?

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Can Deloitte use WealthFront?

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