Pro
Thanks. Already have a Roth that I’m not considering an emergency fund but more for retirement. Hopefully I get to use it that way rather than in an emergency 🤞🏼
Chief
Long shot, maybe. Looking for a town home to rent (6-9 months) in Atlanta, preferably in and around Alpharetta. Plan is to rent until we finalize on a house, hopefully by the end of this year.
Any other young single folks buying term life insurance as income protection for future family (NOT whole)? I’m 27F and debating it now vs later. How did you decide?
What are people’s thoughts on coinvesting in your fund? My fund is offering this and I need to decide. I’ve never done anything like this before, and I’m also looking to buy a house so I had been saving up cash for that.
Looking for recommendations on books for personal finance and investing?
Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!
Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.
Looking for banks that focus on enterprise software, or general software/tech. Any suggestions on who to start with or good sources to find these banks? Thanks!
Moved to Cambridge a year ago (love the neighborhood and proximity) and looking to purchase a waterfront condo in East Boston. However, I've heard mixed reviews about EB. Would appreciate any insights or experience living in East Boston. Thank you in advance!
If Mark Zuckerberg has all his income being paid in stock, does that mean that he’s only taxed the 20% capital gains for when he sells his stock? Or are there other taxes he needs to pay too?
Investing in real estate is unique in the sense that it allows you to leverage as f**ck by borrow 100’s of $ at <1% interest. Any other similar opportunities if I don’t want to invest in r. Estate?
Question for consumer credit rating experts. I had a perfect credit score across 3 bureaus. Last month I paid off my car note 4 years early and my credit score went down 1 point....
Visual Storyteller
What’s your prediction of the watch market for the next 12 months? I have a collection well into the six figures and feel like it’s time to liquidate and put that money to work elsewhere, or at least do some profit taking. Would love to hear the thoughts from the group.
Does anyone have any idea about how real estate works in Europe? I got an opportunity with a company in Germany but most of their listings are old buildings that I just don't know how they will sell.
Google stock to buy now or after the split?
32M NYC - BW only please
Dice Stock price: DICE (NASDAQ) $39.92 +15.27 (+61.95%)Oct 11, 12:35 PM EDT - Disclaimerwww.marketwatch.com/story/dice-therapeutics-shares-rise-51-after-positive-data-for-psoriasis-trial-271665498555?mod=investing
Ladies: (no wrong answer) When considering the finances of a potential boyfriend, which is more important to you: A. his current income; B. his current debt; C. his current savings; D. his current investmentsKeep in mind, I am not excluding all the more important factors in picking a partner, I’m just curious about this specific consideration.
Does anyone have SEP IRA? Investment advisor recommended for my LLC. he said it can be an account I contribute to that would lower my total EOY earnings for taxes
How many coins do you have in your portfolio? And are you active, HODL, or both?
Does Amex provide any tax benefit for buying a car?? Amex American Express
Lol Obama called gillum gifted and inspiring. Trump called him “ thief” . It is scary that the guy came in within 20000 votes to defeat desantis. What a different world it could have been.
Hi Everyone, I am looking for a job change, currently working as Business Development executive for International desk in a relocation company. My job responsibilities now is more into co-ordinating than sales call n stuff. I work for a corporate relocation company with presence PAN India. I am open for change in company background would like to be hired in Key account managing profile as I am very wellin coordinating and managing. Delhi & Gurgaon pref. Any suggestions anyone?
What’s a typical increase upon promo from BA —> C? Around 10% is what I’m hearing on average. Any other insight?
What is a good location to stay in Hyderabad for a Deloitte USI employee?In terms of proximity to office, inexpensive and decent accommodation. Can you help me get in touch with an owner or a broker?(My monthly in-hand is 40k)
Conversation Starter
How much do yall spend on groceries each month?
I’ve been in the healthcare industry for over 20 years, and have been in management for several years in that field (though not currently in management). I’ve been with an insurance company for almost 10 years in various capacities and ready to make a change - more than likely leaving the organization. Is it worth getting a PMP certification? I have my BA.
Which are the top consulting firms in UK to have great mentorship, learning and development as an entry level business/data analyst
Do you case prep on your own or with partners? If it’s a partner, do you do it with other interviewing candidates or just anyone ?
Weekend Drive(Virtual) 17-18 Sept for Below Technologies in LTI-Larsen and Toubro Infotech. *For Registration, Dm your Email with JobName*
Hello Guys , Please someone explain / guide how to become cloud engineer ?I am beginner,don't know much about cloud !!
Second time in two weeks BCG recruiter and their admin scheduled a call but the recruiter never called or didn’t even apologize. Is there someone higher up at BCG I can let this know?
The stock markets seem to be reaching new highs everyday and are bound for a correction. Do you think it would be wise to hold off on further investments till the market corrects the valuations ?
I just started meds yesterday and the change in my focus and attention to detail is mind blowing. My only concern is, just yesterday I had a tough feedback session with my manager around how I’m taking too long to complete my work, giving them anxiety around close deadlines. I’m new in the job (3 months in). Should I explain anything about my adhd to my manager or just wait for them to notice the change in me?
Hey Fishes,I am actively looking for overseas opportunities due to family issues and stress! I bring collectively 6 years of experience in cybersecurity. Does anyone know companies that provide jobs along with visa sponsorship or is there any trusted sites?
Bowl Leader
How do you focus on work when one of your parents is sick?
Hello fishesI just received mail on behalf of Stanley Morgan for java developer post. They have shared an assessment link. Is there anyone who have recently attempted assessment/interview at Stanley Morgan?
My team and I have been looking at a deal that involves acquiring a construction company that brings in 4-5m in revenue but the owner tends to use check cashing services. Why does he do this?
Anybody know of great head hunters for Art Directors who are looking to branch out from Pharma Advertising??
Any good new movies
I have pretty strong social phobia and am worried about making friends. I'm going to be working for an engineering company so I imagine I don't have to be really up on the latest trends or anything but how can I talk to people without making it sound unnatural?
If taxes will undoubtedly increase in the future, would investing in a Roth 401k be a solid option over a Traditional 401k? For reference, I just graduated college and just started working.
what are people’s thoughts on wealthfront? i’m great at saving money but don’t have time to pay enough to the market to wisely invest my money. is wealthfront a good platform to passively grow your money? any downsides? or alternatives?
does anyone have a recommendation of an excel or calculator to help figure out which spouses health insurance is better? overall mine seems cheaper but he has an HSA option so i’m not sure what to do
Did anyone invest in energy, financial etf’s ? Any suggestions pls !? So far, I have VGT, VHT and small portion in JETS. Looking to invest more in other sector based ETF’s.
How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.
Hi all - amateur investor here who somehow started getting in the market right as things took off. I didn’t pay rent this year due coming back home after COVID so had a lot of extra $ to invest. Currently maxing my 401k, Roth IRA, and ESPP. Not maxing HSA but contributing $3k, so close. After this, I have a $500 monthly auto investment into a vanguard fund & have been intermittently buying stocks on Robinhood. What else should I do with any extra cash I have?
Best investment accounts if my firm doesn’t offer a 401K and I make too much to have a Roth IRA?
If you don't need the money, do you leave the equity you've gained in your home? Or still try to take it out and invest elsewhere?
Straight to jail for another one.
I have a $60k sign on bonus coming in, after tax around $42k. I’ve never had this amount of money before and want to spend it wisely and maybe invest… what would you recommend? I was thinking of buying a home but the buying market is so bad right now in my city (Dallas, TX)… any and all recommendations welcome!
My portfolio is officially positive again compared to 3 months ago. Mostly ETFs, beta should be pretty close to market. Wall Street can be disgusting, I literally hear sirens out my window all day
How do you value a SPAC that has an acquisition target identified? Shouldn’t the market cap of the SPAC = ownership interest in the acquisition x market value of acquisition x some risk %? What am I missing
Anyone buy into any of the marijuana ETFs? If so, which one and why?
Any recommendations for 401K investments in John Hancock ?
Does anyone know what actions have to be taken if you contribute to a After Tax account at your employer, do immediate In-plan conversions to Roth, and your company fails ADP/ACP testing? Want to know what I have to do to not be hit with penalties.
I’m here fishes!!!! Tell me how to make money. $$$$
Any advice on the best place to put funds I eventually plan to use for a backdoor Roth? Do I just put them in a traditional IRA every month and then roll it? Or do I put it somewhere else?
I want to diversify and thinking about buying an apartment for passive income purpose. This will be my first time and want to start small (maybe with a 1bhk apartment). I have only lived in New York and Chicago. Any suggestions moving forward? I am just starting and would love to get some advice. Is real estate a good option? How much should I invest? Things to consider before buying a real estate.
Send kids to private school or move to a 10/10 school area? The average price of home is $1 mill in good areas... rent is $4000. Private school in my sub urban area is $1200 per month for 1 kid. I only have 1 kid right now but planning 1 more in next 2 years
Pro
Roth IRA functions as an emergency fund in a very serious emergency since you can take out the principal
Thanks. Already have a Roth that I’m not considering an emergency fund but more for retirement. Hopefully I get to use it that way rather than in an emergency 🤞🏼
Chief
HMBradley