Where is the best place to save extra money when you have maxed out 401k and IRA? Don't have access to HSA and don't have kids and not interested in 529 until I have kids (cont)

Posting as :
works at
You are currently posting as works at

Brokerage account

You can buy the ETF equivalent of VTSAX (VTI) without any trading fees at fidelity. Fidelity also has way better customer service and zero fees for all ETFs, stocks, etc

Related Posts

Has anyone made a switch from admin healthcare work to a tech job in data with no bachelors degree?

likeuplifting

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

LATAM really taking over👀

El Salvador
Paraguay
Brazil
Panama
Argentina

66 countries use the USD as their main form of currency so those may be the first adopters

like

Considering a switch to pharmaceuticals-specially have interest and skills in patient advocacy but only non-profit hospital/healthcare experience. What is important to know to break into the industry?

like

My wife failed a tenancy referencing on the grounds of employment and pay because she is on mat leave. We have more than sufficient savings to cover rent for the whole year and yet she failed and the reason they stated is ‘we are not sure she will return back to work after X month’. Isn’t that discriminatory in nature and worth a legal fight? Worth adding she is getting full pay for 6 months, goes back to work after 8 months and the 7/8 month pay is only statutory of £650.

like
likeupliftinghelpful

Appears that some coins are bouncing back already, but unsure what will happen overnight

like

Ex-MBB (CDD experienced) with medical school wrapping up soon. What role next? How can I maximize for near-term earnings?

like

Hello, I am wondering if I should sell my house or wait a few years. I am in GA. I was initially selling to move to a better school district for my foster daughter. The new area may be potentially safer as well. If I put the house on the market now, people will come in, I am facing exposure to covid, I am working from home. If I don’t put it on the market, the market may crush soon. Dilemma....

like

What are some options people are looking to buy this week? I’m thinking puts on TSLA and Apple.

like

Happy Friday! Any firms looking for a legal nurse consultant/healthcare consultant? Appreciate any insight you have for me.

like

If anyone is interested in a corporate counsel role in Jacksonville, Florida, send me a message.

Benefits:
-relocation offered
-PTO based on YOE, will match PTO
-medical, HSA, STD/LTD, 401k
-remote flexibility

Req.:
-5YOE
-contract drafting & negotiation
-commercial real estate plus
-insurance/risk plus

like

Got interviewed for EY UK FAAS Asst Manager role. What is the usual GBP salary for similar role in London and what other benefits do they usually offer/ negotiate EY for relocation from India. YOE 5 yrs

like

I recently accepted a job that’s fully compensation based on life insurance , health insurance…. Anyone have any thoughts on yr1 pay and the life of it ?

Help a new international consultant in NAMR. Please. Tax planning season.
1. I have maxed out 401K. 2. If I put money in traditional IRA, and then roll over to Roth IRA - what is the tax treatment? If this is post-tax money, do I pay any additional taxes now or later on capital gains? 3. Are there other avenues I am missing? Thank you very much in advance.

like

Hii HCL fishes, need one advise about OPD benefits..Should I opt this or explore outside since it's asking a lumpsum premium as well...

like

so i just realized we may have forgotten to do a first short period extension filing for a 2019 acquisition. minimal activity and not anticipating any taxable income.

what’s the projected fall out from this? anyone ever file a federal return late? i’m guessing it’s too late to file the extension so might as well submit the return ASAP

like

I am almost done with FNP and I am so sick of patients now. I've been in healthcare for almost 20 years and it is what I know, but the pandemic has burnt me out so much. What about corporate wellness jobs? Has anyone gone there? Or gotten a job for a federal agency (not the VA, I don't want to work with patients)? How does one "break into management" if you're over 40?

like

Hey all,

During appraisal in
Tata Consultancy which sheet is been considered for hike our gross CTC which we received ( including retirals benefits) or excluding it ?????
Tata Consultancy

like

This is off topic - suggestions for a good health insurance cover of 5L for parents aging from 54-56yrs

like

More Posts

Are 529 plans worth it? Just had a child and trying to look forward and figure out finances... Any advice is very much appreciated :)

like

If you were a candidate that was reached out to by an internal recruiter and went through 5 interviews spanning more than one month would you be put off by the fact that the company couldn’t even have bothered to get back to you that they went another direction? What a poor experience as a candidate I had with them. Would they want to know or even care? Like at least thank someone for all their time and be courteous.

like

How much is EY India offering to B School grads?
Also, what about GDS?

like

Why are PA firms understaffed? Thus, leading to mass hiring .

like

Firearms stocks are loving today... SWHC up 2.5% RGR up 2.4% 🔫

like
like

If I never opened a Marriott Rewards card, does it make sense to double dip with the premier card now and the new premier plus card at the end of the year?

like

I am a Sales Support Engineer (Applications Engineer) with 2 YOE. I am thinking about making a change because my job is no longer challenging, and there isn’t much growth opportunity in my company. I love my team, but I feel like I may need to move on. I am at 70k a year and have been told time and time again that I have learned faster than anyone they have seen and am a top performer. I don’t feel like I am being compensated for that either. Any suggestions on companies and target salaries?

like

Anyone move from Chicago to NYC recently? Looking for cost of living bump numbers (SA2 PwC)

like

People talk about a big pay rise when leaving for industry, to be honest in my experience all of the offers I’ve got have been small rises or meeting my current salary.

like

How to check the status of vacation rewards. I applied for it on Dec. When can I expect the payment.

like

Anyone with 2.5 years or more experience wants to join Accenture in any of the rolls mentioned below.
Ping me your details:
Name-
Experience-
Roll interested in-

Post Photo
like

Which application to be used for seat booking at office? How to download/install it?
Is it really hard to get the free seats at Gurgaon office?

like

Looking for a potential female mentor to help me navigate within the tech consulting space. Hoping to find one that’s not within my company, so I can have a complete safe zone outside of work.

likehelpful

Pros/cons to a secondment? I might have an opportunity for a secondment with a global media company and wondering if there are any downsides.

like

Owning my piece of the floor in Lowe’s

Post Photo
likeuplifting

Anyone looking to join Big 4 - EY, comment below and DM me. We have brand new openings listed on portal page. I'd be happy to refer you all.
Please use email in cv not submitted to EY in last 6 months.

like

6 Figure Bases - Who’s Got ‘Em

Gearing up for a new job in 2022. Looking for a six figgy base. Who’s got them, what’s your role, where you at, and do you like it? Feel free to keep details vague. Thanks all!

likehelpfulupliftingsmart

I miss the office.

like

Hi, I am a journalist with 11 years of experience working with leading English newspapers in Reporting, Editing and Online platforms. I am presently looking for a job outside mainstream stream journalism, preferably in IT cos (Communication/Content dept) in Bengaluru. Any lead would be appreciated. #journalist #contentlead #content #corpcomm

like

Additional Posts in Personal Investment Chatter

I see that I can get the transactions report from Coinbase to use it for tax reporting? I made no transactions in 2020. What am I supposed to report now? Trying to learn. Thank you 🙏

like

What is everyone invested in for their retirement accounts?

like

I maxed out mine and wife's roth iras at the start of the year. However, I now realize I will be slightly above the roth ira income eligibility limit this year. What do I do now?

like

Planning to purchase a home in Seattle (severe sellers market right now). I will need to finance the home and seems like sellers aren’t accepting offers if ALL contingencies aren’t waived. (Contd.)

My 401k doesn’t allow me to keep cash. So I need to buy into some fund with each contribution. As a couple we are maxing our contributions but given the market turmoil any guidance what’s the safest option. For now it seems I am putting a huge chunk of money away to go down in value immediately and it hurts dearly.

likehelpful

Is anyone preparing for a potential bubble burst? How much cash (as a % of your portfolio) are you trying to hold?

like

How long after buying a home do you have to sell current house before Cap Gains kicks in?

like

Fellow first-gen/grew up poor people, how do you get over the anxiety/fear of investment? I am the only person in my large extended family from a rural area to have ever gone to college. I have been fortunate enough to get a great education and well paying career. I max my 401k and Backdoor Roth. I have now $500k in my savings. I know, rationally, this is bad. But it’s there and safe and mine. If I put it in an index fund or whatever, and this massive bull market crashes, I’ll be beside myself.

like

I feel like I almost have a shopping addiction and am an impulse buyer. I've tried tricks to help reduce it, but don't know how to stop. Any ideas? Thanks!

like

Thoughts on paying car off (29K) before considering moving out of parents next year and possibly paying for a masters in few years (ideally part time online so I can still work). Worried about the opportunity costs but wanted to see what others experiences were like!

likehelpful

Can someone share the list of how to manage/invest your money and in which Order ?
I remember seeing a list somewhere here
Thanks

like

What to do with a large sum of bonus money coming in in next couple months ? Suggestions

like

What is everyone’s guess in terms of what Biden will do (over next 6 months) in regard to student debt? Do you think they’ll put a band aide on the problem by forgiving $10k or actually make positive change? Personally I’m hoping interest is punted again.

like

Anyone have a better long-term investing strategy than a total market ETF?

like

What cryptos are people getting into? I know ethereum is hot right now, but what else and why?

likefunny

What percentage of your net worth is in cash?

likesmart

How do I go about getting preapproved for a housing loan ? And how long are they usually valid for ? Hesitant to shop around if they do a hard credit pull. Any help please ?

like

are there any ways to maximize money in a short period of time. For example, if a CC is due in 30 days and have the funds to pay it now, how can I take advantage of that time? Besides day trading

like

Has anyone used margin loans? Heard IB has the lowest rate. any other suggestions?

like

Why would I ever invest in an actively managed fund when they never outperform the mkt. Like the fees and tax impacts of actively managed funds are ridiculous and not worth the returns.