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I am deputed at the client office. I use PSL laptop only to check mails. But in my last appraisal my manager told me that I need to get 60 credit points for promotion. But due to client work load, i won't be able to do that. So, I have resigned from PSL mentioning the same that promotion will not happen.
But my manager told me that he will try to give me a promotion in next cycle (ignoring the credit points clause). He is asking me to withdraw resign
Shall I withdraw my resign? Persistent
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Rising Star
In my experience (am on my second house) - if you can pay the down payment and closing costs and have money to handle a maintenance issue should one arise, buying is the way to go if you can buy in a desirable location. I made about $100k profit on my first place in about 3 years, and used the sale proceeds to put down almost 25% on my current home.
Rising Star
Make a financial model.
1. Savings toward down payment
2. What percent is down payment and what would loan and interest look like?
3. Do you have parents who would cosign to bring down rates or provide down payment as a lower tax generational wealth transfer?
4. What other loans / debt do you have?
5. Do you want to stay in the Atlanta area, that even if you married and had kids could keep it as a rental investment?
Then you crunch the numbers until you figure out how soon it is better to own your own than rent. 🙂