Where to put $100k of cash in the market? Looking for 2-3 years for down payment and has some appetite for risk. Are there any particular sectors to look at, crypto or stocks?

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Are you willing to lose any portion of it? There is a realistic chance the market could be negative over 2-3 years. However, ST still is bullish

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VTSAX if you’re okay with a bit of risk.

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Why not just buy a house now? Prices will continue to go up in the next few years. Not only do you put your money to good use, you will also pick up good equity

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Well - at least for the short term and some of that 10k you could put some in treasury I-bonds. There is a max of 10k per year per social security #. And a guaranteed 7% return on the 10k right now. Interest is tied to inflation.

Down payment

They’re making new humans but they’re not making new property

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