WHICH CARD SHOULD I GET?

Flight to a wedding is ~$650 and Google flights says that’s cheaper than usual (typical range is $900-1,200). Are there cards where the sign on bonus could cover the full flight cost? Really not wanting to spend $650+ on a flight.

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you won’t get the sign up bonus until you hit a spend requirement, so if you need to buy the flight now it won’t post in time

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The good part is if you get a card for that airline and bought the ticket with that card, you’d probably get double or triple points for it during the initial period and that fee would count towards the amount necessary to get the bonus points for spending x amount in the first three months

AmEx gold referral offer right now would land you 90K points after spending $4K. That's enough to cover both flights, but depends on how quickly you can hit your spend requirement.

It doesn't work like that. Highly suggest you do some leg work and research. It will be worth your time.

Thanks - I should have enough time to hit the spend requirement, the wedding is next summer so not critical to book now. Based on that, is Amex gold the best option?

Start with Chase cards to avoid locking yourself out from them.

Another idea is to get the card of the airline and buy the flight with miles.

Set up a flight price alert too, as there is a good chance the flight price goes up. It would suck to wind up paying 750 because you waited too long.

Another timing idea is to get a card that let's you pay off the card with its own points, like chase sapphire reserve. Get the card, buy the flight, work toward the minimum spend, then pay yourself back retroactively.

A few cards like the CSR and Capital One Venture X have a $300 travel voucher.

DM for referral to Venture X! Great promo and you get back essentially more benefits than the annual cost.

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