Which companies have the lowest student loan refinance rates? Looking at a 15-20 yr term

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Are you federal? Have a 780-800 score and been unimpressed with Sofi and the like for longer term loans - for ~0.5% savings, haven’t found it worth forgoing federal benefits

I was able to get 4.99% with SoFi for $160k. I found rates are lower for smaller loan amounts. My federal rate was over 6% so it was worth it for me

First Republic by a longshot

Heard great things about First Republic

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