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Hello Everyone, I m currently working in Capgemini got offer from British Telecom
Could some one help me with below queries
1) work culture,Job security and benefits in BT
2) In offer letter they said first 6 months will be Probationary period. How tough it is to get Permanent confirmation letter.
3) Company name they mentioned as BT eServe India Private Limited just want to know is it a part of Bt group or payroll will be same for all employees working in india ?
If from BT BLR ping me
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first year: “what’s the dress code?”
me:

CA ke pas ja , vo sab thik krdega
2-3 k max
Which insurance are you going to take that’s costing so high ?
Should avoid LIC in today’s scenario and go with Term insurance.. anyway do the calculations for both regimes and see what suits you..
Insurance costing 81k is not term insurance and you are losing more money than you are saving on tax. You can rather save the same in ELSS or post office savings.
If your gross pay is less than 15L then choose the old regime, otherwise opt for the new one
This is not always true. Depends on how much tax saving instruments you have for old tax regime https://aviankra.com/are-you-choosing-the-right-tax-model-new-tax-regime-vs-old-tax-regime/
Check this https://aviankra.com/are-you-choosing-the-right-tax-model-new-tax-regime-vs-old-tax-regime/
Max exemption you get for Life insurance is 1.5 lakh
Call me on 80051 07309 for tax planning
Calculate your tax according to both regime and choose accordingly..as you mentioned you are planning to take home loan and insurance. Old tax regime will benefit you better than new tax regime.