While I personally find it overly pessimistic, and probably written by a bitter millennial lol, I thought this article had some interesting points.

Thoughts?

Hi All,

Any suggestions for music/sound design/sonic branding companies? Starting a sonic branding project that will apply across consumer touch points (online, apps, broadcast, customer service).

Maybe a noob points question but if I booked two rooms for four nights and had added my Marriott Bonvoy number for both, do I get 8 nights in total or only 4? Trying to reach platinum this year and will get there if I get the 8!

Hi all - considering making the move from NY to Singapore biglaw (cap markets/M&A) in the next couple of years. Would love to hear a little bit about lifestyle and work culture at various offices in SG (bonus points for corporate practice). Over here, you always here generalizations about Asian offices being sweatshops but not much firsthand experience. Thanks in advance!

Hi guys, I want to ask how much are quant analyst paid in hedge funds. Could anyone offer some data points? Thanks!

Does anyone have an email template they like when making "cold call" introductions to other professionals/potential referral sources. I need to build a referral network with CPAs, financial planners, etc., and invite them to come to me with questions or send their referrals on over! Bonus points if you have more than one or one which is more easily customizable.

If you’d like a referral to Amex Platinum card with a welcome offer of 100,000 points and 10x points on restaurant spend worldwide in first 6 months, let me know. DMs are open too.

Ladies/Gents, what do y'all do to prevent/reduce razor bumps when you smooth out your 🍑? Tools? Creams? Processes?

Extra points for a full routine.

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

How does everyone like the new Workhuman rewards and recognition site? previously was called recognition e-cards & points

Was able to book 6 nights at the St Regis Maldives, Overwater Villa. 140K SPG points (so 420K New Marriott points)

favorite recipes for salad dressing ? bonus points if it used balsamic vinegar.

How to read diligently when on stimulants? Does anyone find it very difficult to slow down how fast they read something and as a result miss critical data points that change their story? If so, what do you do?

CA (and other states) are back on the quarantine list/shutting things down. Dating apps are garbage, so here we are. 31 M in LA, working from home, likes hikes, playing music, going to shows (RIP), and road trips out of the city. Bonus points if you’re into a cute shepherd mix who needs a mom figure in her life. Let’s lock it down before the lockdown. Slide into the DMs 😉

Opinions on Clyde & Co? Bonus points for Miami office. Looking for info on WLB, autonomy with work, level of difficulty billing enough for bonuses, general satisfaction, any interesting or unique selling points, etc. Thanks in advance!

I’m evaluating a job offer and though the base pay is at market value, there are no options for profit sharing or bonuses. Is this something I should negotiate? And if so, what are some tips you’ve found helpful for negotiating these points in an offer?

How has life changed for you since March 2020? From a personal point of view, I would love to hear unique points of view and perspectives of how their life is different now from before.

First year post my consulting exit and I’m dreading the inevitable dwindling of my points… is this what separation anxiety feels like

Hey everyone!
I’ve recently accepted a new position recruiting Pharmacists from all over the globe to come to Canada and work for our business units.
I’m looking to speak to literally anyone and everyone who is willing to chat and share information.
Your pain points, complaints, day to day life, experience with exams, certification etc.
Especially anyone who has immigrated to Canada to become a Pharmacy Tech, Pharmacy Assistant, Pharmacist etc.

What instant chat methods are you guys using to speak to your clients and agency?

Anyone have suggestions for a student who can’t read “A Christmas Carol” for religious reasons? 7th grade, static/dynamic characters, comparison essay, drama &stage directions on the assessment

Hi All, does GCP also have biz dev roles like Partner Dev Manager, Strategic account managers etc like Amazon and Microsoft ? I would like to explore similar opportunities @gcp also

I work mostly with WordPress and have just been told that I would be leaving in about 2 weeks. Are there any firms in need of an experienced WordPress/Frontend developer?

TCS India:

What's the salary of an IT Analyst in TCS with 2 years in the role who started as system engineer?

Life is good is 2022!

Best farmers markets in Manhattan and Brooklyn?

Hi Team

I have an offer from Barclay's and the Fiserv. Having 9 years of exp.both are offering the same package , so considering long term association which one is better to join?

Care to share any secrets to where you find stuff that’s going on culturally to use in advertising? Is there a resource of “what’s hot right now” type stuff? Thanks in advance.

Guys, help me choose between SAP MM WM in product based vs SAP EWM in service based.

Would I be missing on growing in EWM ?
Not sure if i can catch up later, same time service based can be race time!

Want to know others perspective , so i can weigh down things accordingly

MM WM - 8 YoE
Ewm - 3 YoE

When can we resign again after taking back resignation? Are there any rules for this?

I had salary discussion two weeks ago and had shared documents with HR. I did follow up last week and HR said they will take some more time. Need suggestions on how frequently shall I follow up ? And is there any chance they might delay it further

Hi Friends 🥰 it’s Self Care Sunday! It’s so nice and warm in Ohio today & I’m thankful.

I’m training for my first 5k so I went for a run outside listening to instrumentals and feeling good. What did you do for yourself today that made you feel good?

Is it common to have renters insurance or do most renters not have it? The questionnaire for a quote is super detailed...

Hey fishes, currently looking at apartments through video calls to move to london from France. Will be working in canary wharf, how are these areas (safety, connection to central london, restraunt/cafes..): Bermondsey, South Lambeth, greenwhich but close to maze hill station ? would you advice to live in these areas compared to west london ( st johns wood, swiss cottage, west hampstead..)? thnx

Anyone know the interview process at LEK if you’ve been referred? How many rounds, mix of case/behavioural, any psychometric tests?

What are Deloitte & KPMG paying for S1s in their AAS practices? MCOL

Digital nomads? I have enough for coastfire and was thinking of bouncing around and teaching English online to stay afloat. Opinions?

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

I don’t think I have enough saved (80-100k) to justify a financial advisor. But I also was never taught/learned about money management and planning. Are there any good resources or books in which I could learn about how to invest in my retirement?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Husband and I are at about 2.5m NW with only 25k in crypto. We are in our early 30s. Should we put more in crypto?

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

When you finally achieve FIRE, what are your options to cover health insurance? Any specific strategies to lower the health insurance cost?

Fire friendly car? I have a bmw and it’s paid off but it’s a ticking time bomb. I want something more reliable. Should I trade in and get a Toyota? For purposes of fire, I could get an older model since they last forever. But the new ones are tempting and I would pay maybe $200/mo. Worth it or just keel the bmw?

Mega Backdoor Roth IRA question/After-Tax contributions

Crosspost from a thread in the KPMG bowl discussing Mega Backdoor Roth IRA/After-Tax contributions. I wanted to ask a quick question for a “mistake” I may have made.

I forgot to change my contributions from after-tax to Roth + Traditional. A few paychecks went through as after-tax and hasn’t touched my $20,500 contribution limit for the year yet.

How will those funds be used/taxed? What are the implications here.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

The BEARs have come out of hibernation!! It’s time! Hope you all learned how to make money in a bear market!

What’s your recommendation if my new 401k does not accept pension rollover? I think the only 2 roll over options left are traditional/Roth IRA, right? If I first roll over the pension to traditional IRA, and then immediately roll over the traditional IRA to my new 401k, will I still trigger the pro rata rule when I do backdoor Roth in the future? I have never contributed to a traditional IRA or done backdoor Roth so far.

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?