Who else’s direct deposit can only go into ONE account? I was trying to have 30% of my DD be put in savings for income taxes since I’m 1099... but my BD can’t do it?!?

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Offtopic
Planning to buy a 2nd hand car in 2023 which will not cost me more than 4 lacs. This will be my first car experience hence I have decided to not purchase a brand new one. What are my options in Mumbai?

If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right next door that is much better for $380k (top end of my budget). I went to their open house and the selling agent said we were the only ones who showed up.

Nothing has changed about the coronavirus... i think the market will inevitably come down in a day or two. Tmrw might be a good day to buy more puts

Moving to Austin for a job and looking to buy a home. What are good areas to buy for those in their late 20s / 30s? Price range is $350-500

Anybody got financing for a car recently? Can you pls share what was the best rate that you got and from where?

Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

I have 7k in a Roth account invested in a 2060 vanguard fund. I have another 14k in cash in my checking account. Is it a bad time to invest that in a S&P fund? I know I’m know supposed to hold cash...

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

Looks like EY restricts most investments…had to get rid of most of mine..how do EY’ers handle this?

My first time buying a home and my fiancé second. Last time he was able to sit down with the loan officer and review any questions he had about the documents because there is a lot of language in there that isn't used by average people. Our current loan officer from the same bank branch wants to do everything electronically, and it's a battle just to get our answers. We're willing to lose the loan before signing on to a debt of $350 without knowing all of what we're signing on to.

What’s the best way to make a million dollars as a mechanical engineer?

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

When’s a good time to buy a house?

I left RSM in November 2021 and reached my 4 year mark in October 2021. Will I be fully vested in my 401(k) match? If so, when should we expect to match to show on fidelity?

Celebrating my 1 yr anniversary in this bowl. When I joined, only about 500 members and we were trading X, JWN, SNAP. I knew 0 about Options, but learned tons.

Shoutout to BC and other teachers here!

For a single person in your early 30s, how much should you have in personal savings? (Assuming you live in NYC/SF with salary and rent/bills to match)

Any Canadians who lateraled to the US in 2021 have any advice on filing cross border taxes? I’ve been quoted an absurdly high rate by a a mid size accounting firm. Just want to file my taxes with someone competent to avoid any issues/high tax return given large signing bonus and jump in pay. Any referrals to good cross border accountants at a reasonable rate?

Have you ever given more than 2 weeks notice? I’m considering giving 4 weeks notice because I have only been working 4 months at my first post-grad job and I think it would be considerate. I won’t be leaving until mid-January (so a total of 7.5 months)

My current CTC is 18.98 lpa, I wish to switch so would asking for an offer of 24 lpa suffice or should I ask for more in based on skills aquired ?

So I quit and now the partner is telling other managers that I betrayed the company, that they had a good plan for me etc. what’s your experience like after quitting your firm. Did you hear a lot of things to make you feel guilty ?

Hey so I’ve been dating a girl for three years. And she always expects me to do romantic or spontaneous things with her and come up with ideas. Should the girl be expected to do her part to. 50/50?

Hello all,

I am java Fsd developer with total experience of 3.5 years. I am currently serving notice period and looking for job change.

Does anyone in NYC have a chef who comes to their house to cook for the week? We want healthy food but are limited in time due to two demanding jobs and a toddler.

"I was on mute" is not a valid excuse for not listening to the question you were asked.

Any Liberty Mutual or Yahoo employees on here? I’m looking at applying for a job at each place but have no connections for a referral. Would love to connect!

Hello Friends, can any one help me and give referral VMWare? Thanks in advance.

Hello Team, Could you please let me know, how much salary will be sufficient to live in malaysia with family.

Your suggestions are most welcome.

It’s going on three weeks now without hearing even a response back from some companies I applied to, trying not to get discouraged and keep pushing 🥲

Pivoting industries is super nerve wracking.

Hi Fishes,

Is S&P planning to open offices?

Anyone else hate when people overuse the word “right?” when they speak? - - that’s part of the being a consultant, right, you need to look and sound the part, right, or you won’t be taken serious right.

My account team needs some structure. I’m trying to put together a org chart. Like, this is the digital team, print team, etc…and I want to outline responsibilities for each work stream as oversight, lead, support. Anyone every done anything that that? I’m having a hard time putting my thinking on paper.

Hey Amazonians,

I am L4 Team manager in SDS CS, could some one help me with the expected package after me promoting to L5 GRPM?
Rn my CTC base is around 8.5lpa

Thank you in advance! @

Did anyone read the top consulting firms to work for? 😂😂😂

YOLO! Buying a car as much as my yearly CTC!

Best marketing books/videos for a brand new advisor that is building their book from scratch?

What would you consider a starting salary range for an individual with 10 years experience in the industry and a CFP certificate of just over a year?

What B/D will take a guy with 0 AUM? I want to WFH for a year and go that route. I realize my options are limited (no current book, only previous clients). Can anyone point me in the right direction?

Anyone have suggestions for a good iPad Pro case/keyboard combo? Anything else(accessories, apps, etc) I should get to optimize the iPad experience as a financial advisor?

Hey fish: what are some of your favorite business/self-help books?

Not sure if this is the right bowl, but if you’re independent, what are your ticket charges? What’s industry average? Not sure where to get this info...

Are there any firms that people actually enjoy being at? That respect their employees? That isn’t a toxic environment? In 10 years I haven't encountered ONE, so I need to know if they exist at all...

I am a 7,63, insurance administrative associate with 12 years in the industry. When did you know you were ready to move toward an advisor or para planner role. I am a mother of two young children as well and I don’t want deprive them of having a present mother.

What have you bought that was cheap / low cost but has significantly changed your day-to-day life?

I’ve got my last RICP exam on Friday. Any tips?

Anyone have any experience or feedback as an Indy using Advisory Services Network?

How has their CSLP (certified student loan professional) designation and who did you go through and how much did it cost? Thanks!

Where do you get your equity research indy's?

*shows my mom the work i've been doing* *mom doesn't understand what i do* mom: i'm so proud of you!

Has anyone used a virtual assistant?
My practice pivoted hard during covid.
I used to travel 60,000 miles a year to meet clients. Now it's mostly virtual from my home office. I have clients choose virtual who live closer to my office than I do.
What is your experience and what do you have them do?

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

Single most valuable lesson you learned this year?

What do you value most in entry level employees and what traits do you find most desirable?