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PwC India Hi Folks, I left my stable job at Deloitte USI and moved to Germany for a better job. But my mom had a major health issue and I'm planning to travel back to India to support her as I'm a single child. I'm working in one of the top organisation in Germany with a base of 90k euro and looking for good opportunities in India. Availability: immediately Tech stack: SAP BASIS/Hana with azure/GCP Exp: 8.8 EY PwC India Pwc AC Accenture Deloitte HCL Technologies
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I NEVER paid for doctors upfront until I moved to NYC. It used to always be through insurance. But the doctors here are so afraid of people not paying, they insist on charging your credit card. It's honestly made me realize how fucked up our healthcare system is that even if we have a 6 figure salary, the bills are absurd...
Yeah and both industries are over-regulated. Reduces competition and increases prices. So clearly more regulation and bureaucratic over reach are the only answers out there. Jeez don't they teach Econ anymore at these overpriced Ivies.
They take advantage of people who are too busy to chase them down for a few hundred bucks. I hate the medical system more than the subway system in NYC. Lol
You should try calling your insurance company and disputing the bill. It has to be annulling error most likely from the doctors office. That sounds like they didn't even run your insurance for the visit TBH.
@associate1, I ALSO GOT BILLED FOR AN ANNUAL CHECK UP. It's a preventative item so that should be 100% covered.
^Trust me, I am a capitalist myself but when it comes to healthcare, I am a socialist. Everybody should be able to get a proper care regardless of their social status and income. Bear in mind that some people are sick due to other unpredictable factors rather than a bad lifestyle. I could care less if I pay ridiculous amount of taxes as long as I know I get a decent care when something goes south. But yeah good thing that your expensive healthcare system can support R&D and trials of big pharma so that us communist across the pond can get it for peanuts.
^yeah, it's called Medicaid and Medicare, a necessary social safety net. That's not the issue in question. If you want to spend your cash subsidizing the med expenses of baby girls birth control or employed and employable individuals, have at it with your charity. But I'll be damned if the rest of us get taxed to do so. Instead of spending cash on Starbucks, models and bottles, high tech gadgets, tattoos, and Instagram experiences, said individuals should better budget and save for their med expense needs. At the very least, buy less expensive med insurance plans.
This happened to me before on an annual check-up. Took about 2 years to dispute 50% of it. Towards the end, I was so sick of playing ping pong with he clinic and insurance company I just paid out the other 50%. The clinic submits these codes to the insurance company and screw you over by coding it as things your insurance won't pay for. It's so annoying.
I eat heathy, workout and am in my 20s.... I walked in for a checkup and walked out with a bill for $1300 and a sore butt hole from the medicinal raping that occurred.
Get an HSA plan in conjunction with your HD plan. Saves $. Tax efficient. More control. Oh and read the terms of your HDP. It is pretty straightforward and there are less expensive options you can choose from.
IBAssoc1: open enrollment is in Nov. employees can review benefits in sept/oct. most fin firms,if not all, have skilled benefits consultants to help guide employees with their elections. In addition to PPO and other HDPs, Most firms have Platinum/ Gold/silver hmo and Pos plans with zero to low deductibles. All around, there are solid,diverse benefit program and options to choose from.
Assoc1: fair point. That is an issue with the medical office and how they code the visit/procedure. I'd start there and change providers if they don't respond.
Here! Here! Baby girl's allergy medicine are $90 a month----😖
^right because let's blame and fault individuals who are fiscally conservative and accumulate, manage and transfer wealth. After all, despite the USA giving statistics which demonstrate this class donates records assets to charity and they are the custodians of the largest wealth transfer which millennials stand to benefit directly, these individuals ought to be shamed and taxed to kingdom come for their wealth accumulation. Also, let's forget that these individuals create and run private businesses which account for over 2/3 of the jobs and over 70% of private sector wages. Yeah no big deal and people should overlook these inconvenient facts because it further weakens the already stupid, myopic liberal commie/socialist Bernie sanders narrative.
Sighs. I still don't want to pay this bill. LOL
I have a high deductible plan but still, such a simple simple visit should not cost me $400. The clinic actually made me pay $250 upfront as a deposit but now the insurance wants me to pay an additional $150 because of my "high deductible plan." This is unfair because 1) the insurance determines how much they want to charge me only after the visit, so I have 0 control. 2) I did it the legal way and disclosed my insurance but got screwed over. What a sh*t show.
Does anyone know when the open enrollment period is to make changes to your health plan?
I'm glad my firm covers 100% of my health insurance on the platinum plan. Too bad I'm healthy and rarely visit the doctor and I don't have a family to take advantage of that.
@vicepresident1, yeah I did max out my HSA. I was hoping to let it accrue for future needs but I've been inevitably using it for these large bills.
Time to move over to Europe guys, never had to pay a penny and trust me, I am not the healthiest person out there.