Who here got ****ed in the a** by their health insurance? Had a simple 15 min ear check up with an in-network provider and my bill is $397. Unbelievable. Pls tell me I am not the only one. I can't be.

like
Posting as :
works at
You are currently posting as works at

I NEVER paid for doctors upfront until I moved to NYC. It used to always be through insurance. But the doctors here are so afraid of people not paying, they insist on charging your credit card. It's honestly made me realize how fucked up our healthcare system is that even if we have a 6 figure salary, the bills are absurd...

like

Yeah and both industries are over-regulated. Reduces competition and increases prices. So clearly more regulation and bureaucratic over reach are the only answers out there. Jeez don't they teach Econ anymore at these overpriced Ivies.

like

They take advantage of people who are too busy to chase them down for a few hundred bucks. I hate the medical system more than the subway system in NYC. Lol

like

You should try calling your insurance company and disputing the bill. It has to be annulling error most likely from the doctors office. That sounds like they didn't even run your insurance for the visit TBH.

like

@associate1, I ALSO GOT BILLED FOR AN ANNUAL CHECK UP. It's a preventative item so that should be 100% covered.

like

^Trust me, I am a capitalist myself but when it comes to healthcare, I am a socialist. Everybody should be able to get a proper care regardless of their social status and income. Bear in mind that some people are sick due to other unpredictable factors rather than a bad lifestyle. I could care less if I pay ridiculous amount of taxes as long as I know I get a decent care when something goes south. But yeah good thing that your expensive healthcare system can support R&D and trials of big pharma so that us communist across the pond can get it for peanuts.

like

^yeah, it's called Medicaid and Medicare, a necessary social safety net. That's not the issue in question. If you want to spend your cash subsidizing the med expenses of baby girls birth control or employed and employable individuals, have at it with your charity. But I'll be damned if the rest of us get taxed to do so. Instead of spending cash on Starbucks, models and bottles, high tech gadgets, tattoos, and Instagram experiences, said individuals should better budget and save for their med expense needs. At the very least, buy less expensive med insurance plans.

like

This happened to me before on an annual check-up. Took about 2 years to dispute 50% of it. Towards the end, I was so sick of playing ping pong with he clinic and insurance company I just paid out the other 50%. The clinic submits these codes to the insurance company and screw you over by coding it as things your insurance won't pay for. It's so annoying.

like

I eat heathy, workout and am in my 20s.... I walked in for a checkup and walked out with a bill for $1300 and a sore butt hole from the medicinal raping that occurred.

like

Get an HSA plan in conjunction with your HD plan. Saves $. Tax efficient. More control. Oh and read the terms of your HDP. It is pretty straightforward and there are less expensive options you can choose from.

like

IBAssoc1: open enrollment is in Nov. employees can review benefits in sept/oct. most fin firms,if not all, have skilled benefits consultants to help guide employees with their elections. In addition to PPO and other HDPs, Most firms have Platinum/ Gold/silver hmo and Pos plans with zero to low deductibles. All around, there are solid,diverse benefit program and options to choose from.

like

Assoc1: fair point. That is an issue with the medical office and how they code the visit/procedure. I'd start there and change providers if they don't respond.

like

Here! Here! Baby girl's allergy medicine are $90 a month----😖

like

^right because let's blame and fault individuals who are fiscally conservative and accumulate, manage and transfer wealth. After all, despite the USA giving statistics which demonstrate this class donates records assets to charity and they are the custodians of the largest wealth transfer which millennials stand to benefit directly, these individuals ought to be shamed and taxed to kingdom come for their wealth accumulation. Also, let's forget that these individuals create and run private businesses which account for over 2/3 of the jobs and over 70% of private sector wages. Yeah no big deal and people should overlook these inconvenient facts because it further weakens the already stupid, myopic liberal commie/socialist Bernie sanders narrative.

like

Sighs. I still don't want to pay this bill. LOL

like

I have a high deductible plan but still, such a simple simple visit should not cost me $400. The clinic actually made me pay $250 upfront as a deposit but now the insurance wants me to pay an additional $150 because of my "high deductible plan." This is unfair because 1) the insurance determines how much they want to charge me only after the visit, so I have 0 control. 2) I did it the legal way and disclosed my insurance but got screwed over. What a sh*t show.

like

Does anyone know when the open enrollment period is to make changes to your health plan?

like

I'm glad my firm covers 100% of my health insurance on the platinum plan. Too bad I'm healthy and rarely visit the doctor and I don't have a family to take advantage of that.

like

@vicepresident1, yeah I did max out my HSA. I was hoping to let it accrue for future needs but I've been inevitably using it for these large bills.

like

Time to move over to Europe guys, never had to pay a penny and trust me, I am not the healthiest person out there.

like

Related Posts

Any good underwear brand? Looking for something sustainable and cotton (heard it’s good for health)

like

I’m moving to the bay for a job...and I found out yesterday that I may not have one for too long due to crash...I’ve never felt more paralyzed with anxiety. Is anyone hiring right now?

like

Anyone from Citiustech Healthcare Technologies CitiusTech

Is salary credited?
I have icici salary account, but salary hasn't come yet.
When will it come???

I am moving to Bangalore the next weekend, by 17th July. Seems there is a slight increase in Covid cases, would it be better to come now or should I ask my manager to allow me to come to office after some weeks once everything seems fine?

Had a dope weekend of fried food/bbq/liquor in Atlanta. But now feeling backed up. What’s a good simple way to flush out my system quick that doesn’t involve a medical professional and tubes?

like

Has anyone dealt with medical malpractice claims regarding COVID? Just looking for some input or advice if so

like

Hi everyone!
I was looking to enter the healthcare consulting sector, but have almost no one to guide me towards the same. I am pursuing a Biosciences and Bioengineering degree. Any advices? Thanks!

like
like

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Boss has WFH for 9months. I have been WFH for 2-weeks for travel quarantine/state guidelines. She now requires that I go back to the office to “show face” that HR is right alongside the essential employees. I have been more productive from home vs the office. I get the perspective of team unity, but is it wrong to feel there is no reason to risk my health? The company justifies increasing my covid risk (high-risk already) to “show face”, when my job is being fulfilled while WFH. Am I crazy?

like

What is the Medical Insurance amount provided by the DTICI? And for this, premium will be deducted in the monthly pay? Or it'll be taken care of by the employer itself? Any info regarding health insurance is not provided in the offer letter. So, I'm willing to know about this.
Would anyone please clarify this query.

like

Our baby is due soon so we’ve made the decision that we will only have visits from vaccinated family members (not realizing it would be an issue) only to find out that my Dad will never be getting vaccinated, planned to lie about it AND asked other family members lie to us about his vaccination status too… when we found out and asked him about it, he started to FREAK out. Now I’m questioning if we’re being unreasonable… how have you guys been handling unvaccinated people meeting your newborns??

Any Aon pension actuaries who could help my friend understand the hierarchy of titles? Let’s say my friend has 10 years of experience, FSA and EA credentials, was a consistently high performer over his career, what would his expected title be at Aon within the core retirement actuarial business? Thanks in advance.

like

I'm having severe stomachs upset because I have social anxiety going into the office...why does this always happen? Anyone else have this problem? Can't do a fully remote job because those make me feel crazy and make the days blur together and leads me to depression...

likefunny

Hi working moms at EY, when should I contact Limericks lactation consultant? Are they helpful? I have my doula and she also offers lactation but I’m not sure if I should also check Limericks. I’m 30 weeks pregnant. TIA!!

like

Has anyone else had a really hard time online dating with Covid? I’m aware things are getting better but I prefer to do outdoor first dates to be on the safe side. No judgement to anyone that does differently. It’s just what I feel comfortable with. I’ve had a few guys tell me they won’t do outdoor dates for some reason… some have cited weather but others legit say no (in 70 weather) because it’s a hassle & “Covid is a joke.” Please tell me if this is normal.

like

Are there any executives out there who have recently negotiated with their CEO for an updated compensation package? I know I'm being underpaid as a CFO who has also handled all of the HR responsibilities for the past 3 years. Currently at $130K with $30K bonus at the end of the year. I don't take the insurance through the company either. Currently no 401K match program available.

like

Hi! Trying to sell a client on casting someone with a disability (that in no way affects or changes the story) in a film. Their concern is it will 'add an unnecessary layer'. Does anyone have links to a good presentation/data set to prove the benefit of normalising the inclusion of disability? Want to convince them with data. TIA!!!

like

Hello! I recently finished a Master of Public Health from the University of Waterloo and I’m currently working as a Policy Analyst for the federal government. I’m really intrigued by healthcare consulting and would love to learn more about Canadian opportunities for that if anyone is willing to chat! I have over 5 years of experience working in community healthcare (mainly administrative roles). I also have a BSc (Hons) Neuroscience. Just looking for advice on where to start! TIA :)

More Posts

Enzo custom. Super 120s or Vitale barberis canonico super 150s. $300 price difference. Having a hard time deciding. Which to go for?

Does McKinsey do a celebration weekend for offerees?

like

Hi! I want to start my own consultant agency. Anyone have recommendation for business plans template and any other goodies that would assist my thought process.

like

sneakerdripnyc on ig shoot a follow if you guys feel like it 🙌

Post Photo
like

I am a RN in New York State for 14 + years. I am looking for remote jobs, all the jobs I come across you need a compact nursing license. The problem is NY is not a compact state. Does anyone have any suggestions? Thanks so much!

likehelpful

Hi,
Credit Suisse or JPMorgan ?
CTC offered in CS is 10% higher than JPMC.

Both the CTCs are 25+
Which one to join ?
Any suggestions .
Thanks

like

DM if interested.

Post Photo
like

Hi Amazonian,

How is the job security in AWS India now ?
Will it be safe to join right now to AWS India ?
Amazon

like

What topics would be of interest to attorneys looking to meet CLE requirements in 2021?

like

I am leaving US, because of no H1B. Why are you?

i just had sex with my wife after like 11 months (reason for the gap: pregnancy+new baby).

And. It. Was. Life-affirming.

likeupliftingfunny

Has anyone taken the AWS security speciality cert? Besides LA and whizlabs exams, are there any other suggested resources?

like

I am purchasing a home and my boyfriend wants in on the deal as a co-owner. It is only me on the mortgage. We are planning on writing up a co-ownership agreement with a 60%/40% split and yes he will be paying 40% of the mortgage, down payment, and property taxes etc. He wants to be on the title as a tenant in common to reflect that %. Is that fair? I just want to make sure I’m protected but I also understand that if he’s paying all this money, he wants some security as well

likesmart

Anyone working in the digital space at a video game company such as EA or Ubisoft? I’ve always wanted to work in the gaming industry but seems very hard to get into.

like
like

Every school seems to have a different protocol or threshold (% positive cases) for closing. In NYC, it's 3%. What is it at your school? Do you think it should be up to the district or a national standard?

likefunny

Are there any game spots left in Arlington / DC? See punch bowl is closed and now Kick Axe

like

How bad is my performance that I get recommended this as my weekly learning recommendation?

Post Photo
funnylikesmart

Hey Fish,

I was just wondering what your opinion was on the company Revature? I kind of wish I could do it, but I have two kids and cannot relocate. I’m just having a really hard time getting a job as an entry level front end developer. Does anyone know of a company like revature, but where you don’t have to relocate? Please let me know.

like

Not cringe. Let’s think about it

Post Photo
funnylike

Additional Posts in Finance

Jon Snow is such a cuck for bending the knee SMFH

like

I’m 25, been working in boutique financial planning/wealth management shops since college graduation (ba Econ & finance). I hold my CFP and CIMA- no graduate degrees. Is it realistic to be able to make a move to PE or IB space?

like

For those with significant others who are healthcare workers, how do they react when you are having / had a bad day? I feel like they think they have it 1000x worse (which could most certainly be true) but our job is also stressful/challenging just in a different way? Agree?

like

Do you wear suspenders? You're probably a dickhead.

like

Trying to get back in the job market and I'm finding it difficult to update my resume for the first time since b-school. My experience is all over the place... does anyone else struggle with this?

like

Everyone says play the game of politics; make people like you. What are some tips for putting on your game face and making people both below and above you like you, when you may not like them equally?

like

Anyone else feel guilty asking to take time off? It shouldn't be this way!!

like

Associates: How many of you got promoted after being an analyst vs. got recruited post-business school?

like

At what point do you elevate your peer’s mistakes to managers? It feels like my teammates elevate each other frequently but I don’t like to get involved because it seems like tattling. Do managers value knowing who on their team is messing up in small ways?

like

I'm not sure if I have the willpower to become "successful" in this industry.

like

Had some credit card charge offs come up from U4 review and I didn’t payoff. Not proud of it from when I was younger but they’re off my report since it’s past 7 yrs but still within the 10 yr U4 review period. Will this impact employment?

like

Search firms are worthless for sell side lateral moves, no? They literally only send me jobs the company already posted online.

like

Anyone from Compass willing to connect?

like

Is anyone worried about layoffs?

like

How much work, if any, do you take home with you?

When overwhelmed with workload/too much activities on your plate given by multiple people, how do you guys phrase the communication n respectfully decline new task to minimize negative perceptions?

Currently have the FRM title.
I failed CFA level 3 once.

I'm hoping to eventually do CAIA, but only after I'm done with CFA. I'm also hoping to do non-financial certifications, like Certified analytics professional (CAP), and learn about web development.

While I may have the title of manager, I am still an individual contributor. The type of work I do involves quantitative analysis/data analysis/science.

Any suggestions as to what I should start with?

like

demoting a rising MO 3rd year to 2nd year when lateraling to FO - y/n? not me, but saw my group do this

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal