likeuplifting
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so that they won't have to contribute more towards pf

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But they are deducting from the CTC only.

Deduction is your contribution to pf,they have to contribute the same amount which will reflect in your pf statement

But normally employer contribution is also included in ctc

To increase your in hand. As CTCs are at the lower end in TCS, they structure it to have more take home those who want it. There are other options for those who want to save PF. Also the gratuity becomes less with low base

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