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Why take uber or lyft frequently if you can expense a cab instead ? Aren't you worried about insurance in case something goes wrong ?

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For me it's more about the way cab companies operate (a racket) and the cabbies who drive for them (total shitheads). I don't want to be a party to it. And plus I value very much the way I'm treated as a customer. Uber and Lyft both have that nailed.

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Better service, lower price. Save money for the client, emailed receipts, and nicer cars. Win win

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If I were in an accident in an uber/lyft car, I would expect the driver had appropriate insurance coverage that includes passengers. If they don't have appropriate coverage, I'd sue both the company and the driver.

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Cabs are so gross. Whenever I have to take one (no uber/Lyft available), I am reminded why I don't take them anymore. The cars are dirty and old, the drivers are rude, the fare is higher, and there is no accountability if they take a longer route for example.

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I have a long term relationship with my cab driver. He also wakes me up on Monday morning. Never quitting him !

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No problem

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You get SPG points for using uber! And we all know it's all about them points.

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Why would anyone take a cab anymore?

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He's a keeper

What is the insurance problem? If the car meets an accident am I liable? If I am hospitalized my general insurance should cover it no?

I asked because I am not sure how the whole uber / lyft model works. Does the hold hold the drivers liable ? Some of them drive broken cars and definitely doesn't look like they can cover the passengers.

Company* hold

OP- also I have driven in Lexus , BMW and Buick. Match that with a cab company days - mostly 150k mile corollas

I've been using these services for over 2 years now and I'm aware of the conveniences. Just not sure about insurance and liability.

https://help.uber.com/h/334e6e9e-9b15-45ba-bb94-e21d2877fa0e

Thank you D2

I still like a cab.

Each ride is insured by both Uber/Lyft and the driver. Plenty of insurance to go around I'd say.

It's a lot easier to call an uber/lyft

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