Wife and I make 260k combined. What are some ways to save on taxes outside of maxing out 401k and HSA?

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Donate it.

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Backdoor Roth IRA

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Kids, real estate,

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Yep, kids - tax credit, 529 state deduction, dependant care acct. And expensive home - if low mortgage, u may not even meet the standard deduction, esp with SALT cap.

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I pray everyday for another financial recession.

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best stocks under $35 to do the Triple Wheel Strategy?

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Hello All
Please help me to calculate inhand salary for the below break up. Tax exemption- 80C : 1.5 lakhs, Medical: 15 k, House rent- paying 17k monthly.

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Which role would you take? Account Executive with a Series A French company with a bright future according to my research, 160KOTE 50/50 split. Second offer comes from Salesforce, 120 OTE 50/50 split + other benefits.

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Best phone plan to get if your by yourself and want to stay under the $60 reimbursement at EY

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Fishes, I'm living in Chennai... Shall I take sodexo to avoid the tax. Is that a best option to take? Or waste of money??

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10 years at my company as an Account Manager. OTE is $115K base and $150K Variable.....265K OTE. Although haven't received an increase in 5 plus years. Generous benefits and stocks.

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I’m new to options trading, but very curious. What do you all suggest I read to learn more?

How do I get a credit report for a deceased person?

I live in NJ and want to invest nearby but outside of NJ (taxes). What are some good areas? Delaware? Philly?

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Hogwarts Houses? Go!

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I’ve been hired by a health benefits startup with only consulting experience. Any recommendations for books, blogs, or online course material to get myself as oriented as possible before starting in 2 weeks?

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Roast my terrible financial progress but appreciate I’m getting there. I’m 30, $130k base, no debt. Below is my financial layout. Your thoughts:

1. $10k equities all bought in March 20, 20% up. All longs
2. $3,800 into VFIAX adding $125 every Monday
3. Roth 401k $35k. $10k OUNZ, $5k gbtc, $20k VFIAX
4. Roth IRA $25k $10k OUNZ, $10k VFIAX $115 a week auto every Monday, $5k GBTC
5. $30k cash, $5k crypto

Expenses are low and saving $3500 a month. Thoughts, besides hating on my GBTC & crypto?

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Anyone have any recommendations for vegan/non dairy protein powders?

Been hearing good stuff about “Kos”

Thanks!

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What do folks think of Customer Success roles? Not customer support / service, but more management of large-scale enterprise partnerships? What is the trajectory for these roles in smaller companies?

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Can anyone refer me for a (preferably bilingual) FP&A job for APAC region?

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Welcome!
I started this group in hopes of connecting with like minded HR partners.

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Hey guys,
What are some good projects to put on my resume?

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If you had an opportunity to name your salary and set your billable hours, what would be the ideal ratio per month? Say for example your hourly rate is 400.

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Hey all,

I have a locked in investment from my previous employer.

Financially speaking should I unlock it or put it into a LIRA?

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Thanks

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Which certification we would you recommend for career advancement to be an HR manager? PHR or SHRM? Any other certification I should consider? Pros and cons would be greatly appreciated!

Additional Posts in Personal Investment Chatter

Roast my terrible financial progress but appreciate I’m getting there. I’m 30, $130k base, no debt. Below is my financial layout. Your thoughts:

1. $10k equities all bought in March 20, 20% up. All longs
2. $3,800 into VFIAX adding $125 every Monday
3. Roth 401k $35k. $10k OUNZ, $5k gbtc, $20k VFIAX
4. Roth IRA $25k $10k OUNZ, $10k VFIAX $115 a week auto every Monday, $5k GBTC
5. $30k cash, $5k crypto

Expenses are low and saving $3500 a month. Thoughts, besides hating on my GBTC & crypto?

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My tax withholdings on my full time job (W2 only) were about $3k less than what the TurboTax is telling me is correct. If I filled out 0 deductions on my W4, shouldn’t I be getting a refund since they are taking the most tax out of each paycheck?

I’m confused as to how/why company withheld less than they should have.

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Equity shares in start up?

Going to work for my first startup. They offer equity. It’s a private company. What things should I look for/ what to ask for?

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Any perspectives on 401k rollovers? Started a new job. Is it best to rollover into the new employer 401k. Stay put with past employer plan Or rollover all or a portion of my savings into an IRA?

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Thoughts on pltr, nio and ICLN for this dip?

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So earnings were priced in? No in fact, we were at “return to normal”. sell sell sell.

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At what net worth does it make sense to get a financial advisor?

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Amex just dripped it’s HYSA rate to 1.5%.....

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In the market for a good personal accountant who has experience dealing with foreign investments and living across multiple states. Have looked high and low, but really struggled to find one. Any recommendations would be appreciated

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Budget advice needed. Where am I going wrong??

Rent: $1,100
Utilities: $50
Food: $100
Cloths: $50
Candles: $2,800
Pet food: $30
Student loans: $200

Please help!!

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Is it too late for me to start investing? Feel like with current market, I probably will end up 📉

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All in 📉 you ready? let’s get the bag 🚀🚀

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Planning on buying a house in the next couple of months. Mostly hold VOO/VTI/tech stocks, and need the cash from my positions to hit the down payment.

Would it be wise to sell now?

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Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

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US GDP is ~20T. Fed injected 2T = 10%. Does that mean all our savings lost 10% value overnight? This also means that stock market is actually 10% lower than what it appears to be isn't it? Is this --

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How do you go about investing with multiple brokerage accounts for different goals ? What are the considerations (tax filing overhead etc.). Thanks for helping out!

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Marcus APY is down to 0.60%. Anyone doing any better in a high-yield savings account?

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Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

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Any insight on a good company to use to refinance a two-family income property? It’s not a primary residence so research is showing there’s some differences in approach.

Trying to get this 4.375% rate down to maximize monthly income from rent.

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