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I don’t know why but this made me LOL! 🤣😭
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You’re a VC associate…playing with money is literally your job
Pro
You’re saving 100k a year and complaining? If you can’t be happy now, it doesn’t matter how much money you make you will always want more and you’ll never be happy. Maybe some introspection is in order OP.
Chief
Maybe try to buy property in not the most expensive market in the usa
Chief
I’m not trying to “paint” you as anything. These are all your words. You’ve gone from “I’m such a victim the boomers grabbed all the good property” to “I need to keep up appearances” to “my parents sacrificed for me so I owe them a house, this is for them, except it also has to be commuting distance form work and also I need to keep up appearances so I don’t look like the poorest person in my social circles”. We’re all strangers on the internet to you, you totally could have gotten away with lying about all of this, you just had to plan it out better.
Chief
You make $300k, you’ll be fine. The people that clean your building live where you do and figure out how to raise families on 1/5th as much.
Chief
OP, please reread what you wrote and then think about how out of touch you are with reality. You save $100k a year living in one of the most expensive cities. Posts like yours are always a nice reality check for me that we live in a bubble with 24-25 year olds who have no sense of what’s going on around them yet making decisions with other peoples money.
This dude is hilarious I gotta laugh.
Chief
Dude, go away
Rising Star
Considering your job title, you’ll probably be able to afford something sooner than you think
Rising Star
Most likely will have move out and establish yourself in another city
Gtfo OP
Chief
Join us plebs and live somewhere in the other 99.9% of the United States
Pro
If the purpose of this post was to find pity you came to the wrong place. You are 25, make 300K a year and save 100k a year. Congratulations, you are officially one of the rich people that you complain about driving the property price up. You have won capitalism. You are trying to buy a house in the most expensive market in the US, it’s not gong to be easy, but that doesn’t mean by any stretch of the imagination that you are victim. If anything you are extremely privileged for even being able to consider a house in SF. Now that being said, some advice. Don’t look for ready to move in houses, those are alway the most expensive. Look for houses with a good location but needs some work to make it your dream house. It might take you 3-5 years to fix to your liking but those houses are usually cheaper. Also consider moving a bit farther out of SF. Somewhere your commute is less than an hour, this should also help lover the property price.
Is there not a VC, IB, etc. bowl? Find these entitled users a safe space to feel insecure about themselves elsewhere
Talk to a loan officer and realtor- you’d be surprised what you can afford. People aren’t putting 20% down anymore.
Agree with D1. We’re buying a vacation home and folks were telling us we had to put 20% down. After talking to a few brokers, found a 10% down option quite easily.
Why not just take the hit on a high mortgage? Put down 5-10%, and just budget. Hold for 3 years and move on. I imagine you can probably get a townhouse under $1M in SF.
400/mo HOA is not that big a deal on a property of that price
Buy metaverse real estate
OP do you realize how much you sound like you think you are a victim?
Make some wise investments and then maybe
Are you not the one working in VC? Lol you tell me.
Nasdaq just had its worst month since 08. That would be a good place to start.
Take it easy, it’s not all about money and assets. Enjoy your youth, travel the world.
🤮
OP, this post is lazy and whiny. You obviously haven’t even tried before deciding to blame some exaggerated system you built up in your head over Twitter posts. Go talk to a realtor and loan officer, if you’re saving what you say you are this issue is non existent.