Realestate is a great way to diversify your investments. With the beauty of income, leverage, depreciation, loan downpay and appreciation, this asset class beats the hell out of REITs or high yielding stocks. With 150k you could purchase 2-3 single family rentals that yield anywhere from 10-12% (from income alone). You could get into 3 Multifamily syndications that yield 20% as a passive investor. All the folks on this chat telling about expenses do not know the crazy tax benefits you get along with it.
I would not invest in property myself because managing is a pain (dealing with renters is like dealing with clients who have high demands); but paying property management company would eat out your profit. If you really like real estate, buy REIT.
MD1- similar approach to you. I’m looking at shorter duration loans - 6-12month duration to start. I.e to get a construction project completed if they’ve run into financial hiccup.
A bit confused. All sorts of investments have a monthly return - it’s just about how you calculate it. You’d just have to do a cashout. If you buy a bunch of mutual funds and do dividends or sell you could have a monthly flow.
REITs are bad if he's using a brokerage account without tax protection. Their dividends are unqualified so you'll get taxed more. I own REITs and I put them in my Roth to avoid this.
Have you looked into real estate syndications? It may take a bit of networking to find one that is taking non-accredited investors, but some offer monthly distributions.
Realestate is a great way to diversify your investments. With the beauty of income, leverage, depreciation, loan downpay and appreciation, this asset class beats the hell out of REITs or high yielding stocks. With 150k you could purchase 2-3 single family rentals that yield anywhere from 10-12% (from income alone). You could get into 3 Multifamily syndications that yield 20% as a passive investor.
All the folks on this chat telling about expenses do not know the crazy tax benefits you get along with it.
I would not invest in property myself because managing is a pain (dealing with renters is like dealing with clients who have high demands); but paying property management company would eat out your profit. If you really like real estate, buy REIT.
Kiplinger Magazine has a good summary and list of their best ranked reits. It’s pretty easy to find via google.
Conversation Starter
Try high dividend yielding stocks such as Chevron. Usually quarterly but you can try closing following dividend payout calendar to time it monthly.
Don’t lose your principal.
You can get dividend indexes that give monthly dividends
Try private lending ? I’m exploring that now
MD1- similar approach to you. I’m looking at shorter duration loans - 6-12month duration to start. I.e to get a construction project completed if they’ve run into financial hiccup.
A bit confused. All sorts of investments have a monthly return - it’s just about how you calculate it. You’d just have to do a cashout. If you buy a bunch of mutual funds and do dividends or sell you could have a monthly flow.
That’s still considered income, taxable as income though, isn’t it?
Chief
REITs? You could do first dead lending or real estate equity investments but you probably have to be an accredited investor.
REITs are bad if he's using a brokerage account without tax protection. Their dividends are unqualified so you'll get taxed more. I own REITs and I put them in my Roth to avoid this.
Bonds? Most bond funds pay monthly dividends. Why do you not want to sell anything?
You are actually correct, but I was talking about funds. It really doesn’t matter if it is a dividend or interest anyway. Congrats on the promotion.
Chief
Have you looked into real estate syndications? It may take a bit of networking to find one that is taking non-accredited investors, but some offer monthly distributions.
Pro
Bitcoin and interest from cefi. What could go wrong?
Everything? Lol
Try DST (Delaware statutory trust)
I 2 of these and they give me a 5.5% annualized return paid to me monthly
It’s fixed
Buy a tech fund etf and forget about it!
Which ones make monthly payments?
REIts. Stocks. Ones that pays monthly dividends like ORC.
Conversation Starter
Why does that reit constantly go down in value? Are they paying out more than they earn?
O or Realty Income, they pay a monthly divi
Would you be open to investing in a Lead Gen, Demand Gen, start up? Revenue comes in weekly.