With regards to buying a house: Pay more now with lower interest rate or pay less later with higher interest rate?

If you could go back in time what would you tell yourself before taking out student loans?

I would like to open a ROTH IRA account to save for retirement. Any bank or firm recommendations?

Barclays folks here are behaving like they run Wall Street and know everything about investing. That’s like Trump saying he runs the world and knows everything about tariffs.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Whole life insurance. Broke or Woke when it comes to financial investing?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

Looking to transfer my Hyatt points to another travel company- hotels, airline etc. Which company would be the most efficient to transfer my points to AND most efficient in redeeming the points?

I have 120k Amex points, what is the best possible conversion rate that I can get? Plain cash back is really bad, I am thinking of transferring to some partner airlines. Thoughts?

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Which bank has the best format..I must admit Lazard's is really sexy.

Is Affirm to finance a purchase a bad idea if it’s 0% APR and interest? I don’t understand how they make money. If it’s truly free, I’d do it to offset opportunity cost of ROI

Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

Investment in India(INR) or US(USD)? Pros and cons of INR? I am in US.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I am an Indian and moved to UK recently. As of now, I am not planning to stay long in UK and would like to move back to India probably in 3- 5 years. My question is related to UK pension. Should I opt for it as per given circumstances. Will it be any beneficial if I move back in next few years. What will be the tax implications if I would like to take back my pension corpus back to India. TIA.

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Anyone loading up on XLM? Market seems too predictable with no crypto seeing a downward trend 2 days in a row.

Feeling very unloved by my family, my friends, in life in general, my SO. Please comment with something funny or cute 💚❤️

What’s the pot to own?

How is the Financial Advisor role at JP Morgan Chase? Like work life balance, compensation, day to day duties, software/hardware used to open accounts with clients, supervision approval timeframe for new account applications, etc???

Kkr capstone principal - is this a good gig coming from mbb at AP level? Seems like a no brainer given you get buyside experience, autonomy, c-suite exp and upside of investing in your deals but a lot of the negative comments seem charged and hard to measure. What am I missing?

Have any associates actually discovered something during diligence that tanked the deal?

Hello anyone from quantitative research background. Can you please help. Please DM

My Accenture recruiter told me that in order to revise my current offer she would need to reject my current offer first and no need to worry on that part. Is this normal? Please provide genuine feedback.

How would you improve YouTube product? Any ideas and features you’d like to add?

Any info about Calix Bangalore? I cleared 4 rounds and reached the HR round. Later, based on my expectations, HR told me I will reach out to you later.

When are the pay dates at Deloitte? And when does Deloitte’s fiscal year begin?

Hey does anyone know how to best prep for the Accenture Industry X Anaylsty

Showcase
Scenario
and Strenght Based Interviews.

Thank you

Do you guys have any advice for me?

I have been straightening my hair with a flat iron forever and as a result, my hair stays straight even after washing.

I desperately want to be able to wear my hair the way it grows from my head but it is not possible. Is there anything I can do to fix it? Do I have to just cut it all off and start over?

Fellow Mechanical Engineers, where was the best place to look for ME jobs? LinkedIn? Indeed? Others?

Can anyone describe the overall competitive landscape of strategy consulting firms in SEA region?

Publicis Sapient vs Nagarro?
Which one is better in terms of best WLB, Career Growth & Job security.

I recently left public accounting to join a start up. I don’t have too many connections in this world yet, does anyone have recommendations for either articles, books or other sources of information I could use to get an understanding of the startup world and how I can make the right career choices moving forward. - *I’m on the product manager side*

Thanks in advance!

Thoughts on INSEAD, Bocconi and LSE MBA’s?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

I previously maxed out my traditional 401k
I have about 40k

Once I learned more about retirement, I then stopped contributing to traditional 401k and started maxing out my Roth 401k
I have about 60k

I have about 25k of matched contributions

This is where I get fuzzy
-Should I/can I call the broker to roll over my traditional 401k to my Roth 401k (or do I need to open a separate Roth IRA and have them roll it into this?)

-Should I/Can I move my matched contributions to my Roth 401K...cont

Thoughts on sap ? Why the drop ?

New to US investment. Please assess and let me know if I am doing anything wrong or should I do anything different. Invested $25k and now it is around $21k. This is my personal brokerage distribution:
ITOT: 5, QQQ: 27, VOO: 14, VTI: 38

Alright fishes...
I am currently at 3.625% 30 year...with about 23 years left. Opportunity to go to 15 year at 2.375% with $1700 closing costs or 2.5% with no closing costs out of pocket. Thoughts?

3k to invest in vanguard account. What should i pick/are at lowest?

If you were 24 and had $250k inheritance but had to spend the money to access it (can’t just put in stocks) what would you buy for good ROI? RE, pay for MBA, other ideas?

How much on average do you and your family spend per month?? We are at $8k average including a $1100 mortgage and $1100 in car payments (family of 4 (2 adults / 2 kids under 10))

How much should be in an emergency fund?

I have always just held SPY and done decently in the market. Today I came across some news that Buffet, Munger, and Cuban believe the diversification is only for those who can’t properly analyze the market. I’m what other retail investors think.

Going long-term which do you prefer S&P 500 or Bitcoin

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Home vs education. Which debt is better to take and why?

Mortgage at 3.25 % interest for 5% down. 91$ monthly PMI. Good time to buy or should I negotiate/ shop further?

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

Any books or articles on macro economics?

Is there a bowl specially for consultants doing real estate investments? Been a member on bigger pockets but would be nice to get to know some people in consulting doing real estate