With tesla hitting a trillion market cap, crypto hitting all time highs, general marketing rallying, and real estate peaking, my immediate circle of educated professionals’ wealth is at all-time highs. With it, the price of everything is also peaking. Is this changing people’s FIRE numbers?

What are your thoughts about RSUs? Looking at an opp that would offer $25k RSU spread over 4 years, with annual refreshers (ie increases by $6,250 every year until year 4 and then levels out at $25k until I leave).

Public, mature company, so very little risk of the stock going to zero

I was expecting my final EY Pay today but it didn’t get deposited. However, I did have an attempted FedEx signature required delivery yesterday. Do you think that is my final check?

But I have a client with an AF 401k. I am wondering if I can be the advisor of record on their personal AF 401k account without having to be the AofR of the entire plan? My home office says no

I have $300k for down payment. Husband is graduating residency but have $270k in medical school loans. Has offer were he makes $270k yr 1 then should be around $550-650k after two years. (Cont)

My in-laws want to buy a vacation property in FL but don’t have great credit. Anybody see risk in the following?
In-laws gift me 100k for a down pymt -> I buy the property for them (they cover expenses)->I rent to them for no gain and ensure I don’t have any income associated with the property for a tax burden->I leverage the tax benefits

Hi All,
I was thinking of pursuing masters abroad, after working for almost a decade here.

I'm a novice in this area. Could you guys kindly advise me as to how much would it roughly cost me, for my entire stint there, tution and living? Need to plan ahead.

Anyone at JP Morgan got supportive documents from HR required for BH number registration. Pls share your experience as I am looking to buy car on BH number as it has road tax for only 2 years and once can take it to any state.

Looking for advice on buying/moving to burbs PA. We live in CC and have a LO. Where is a good neighborhood & and what’s a reasonable price for a nice SFH (not too big)? We prefer Radnor school district. What’s it like living in the burbs PA vs CC?

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

At what point should you buy a home? I have 120k saved up and want to buy a home in Chicago that requires a 60k down payment. My plan is to move back in a few years, but rent it in the meantime. Currently renting in Bay Area and 0 interest in staying/buying here.

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

How to transfer PF fund from hcl to epfo if i was a non pension member???

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

For those of you that track net worth. What was your increase year over year as a percentage of your income? How much of the increase was gains/savings?

$350k HHI, no debt/loans/no near term plans for kids, would be first time home owners. New job 5 mos ago. Our rent is pretty good ($2,250) but we’re eyeing some pricey houses (1m-1.2m) in a HCOL area. We can put down up to $325k, more if we wait until next year…Whaddayathink? Would you wait? Aim a little lower on house price? Put more/less down?

what can I invest in using my ROTH IRA?

Do New York Associates and Analysts typically contribute to 401k to the limit, or just to match? Seems like a lot for each year, so looking for some advise esp on balancing rent vs living cost vs retirement. Tia!

Anyone know what Gunderson’s NY office looks like? Considering a lateral offer there - is it open floor plan, individual offices w/ windows, etc?

I have an offer from
Naggaro - - 27 lpa
Delloite usi - - 29 lpa
Hitachi ventara - - 31 lpa
Which one is better in term of growth and WLB.
Please suggest I have 2 days to decide

I’m not on medication. I’ve been making a lot of careless mistakes. I hope my manager is forgiving. Since, I work remotely- I don’t get facetime with her. I wish I didn’t have ADHD.

Parents - what do you wish you had done / done more before you had kids?

Bf said on video he made his decision to breakup, and asked to meet on Sunday to talk in person. If he’s already decided, what’s the point of meeting up and break up one more time? (He said we have very different values. He thinks I look for stability, quality time, family, have a place, someone to come home to when he wants to travel and build businesses. He feels like the relationship is not letting him do what he wants to do at max capacity because of resistance he feels from me)

How much time HCL takes to reply after 2nd technical round?

I feel like I’m getting burnt out of marketing after ~6 years of being in the workforce. I’m considering a pivot into product management or uxui design, as I’ve always been a “generalist” in my marketing skill set and both of those functions represent about 25% of what I do on a day to day. Has anyone done the same pivot? What did you like/dislike about making the switch?

Hi, I am considering a career pivot to creative resources/operations, but am wondering what I should do in order to break in.

What are the best and highest paying exit opportunities for someone who worked in deals advisory at PwC for 3 years and is also a chartered accountant (this is the person’s first job, so no prior experience before this)

Company - KPMG global services
Position: senior/ assistant manager
Exp- 6-12 yrs
Skill required- Servicenow GRC implementation
Loc : Bangalore/ gurgaon

If you need referral - DM me.

What kind of work we can expect in Barclays for Abinitio ETL tech stack for 5+ years of experience ?
Do they have good projects in Abinitio ?

What inspired you to pursue a career in your particular field?

Opinions on moving to a place near 66th and west end Avenue? Problems getting to LGA? Has anyone lived near there? Thanks !!

Any job portal or any way that we can appky for abraod jobs

I was expecting my final EY Pay today but it didn’t get deposited. However, I did have an attempted FedEx signature required delivery yesterday. Do you think that is my final check?

Can anyone in ARA describe the tasks that a senior assistant would be doing? Coming from the structure of audit, I’m trying to understand how engagement work is delegated in ARA and want some more examples/details

What are your thoughts on working within the Finance Transformation space? I currently work in advisory and spent one year prior in auditing. It seems really cool, but I want to know if this would benefit me in the long run in my career.

Have to donate my old car. What precautions I need to take. Should I start with donation companies which tow the cars..my car is sitting outside driveway for 1.5 yr. Do I need to pay anything to the donation company.

For those of you that track net worth. What was your increase year over year as a percentage of your income? How much of the increase was gains/savings?

Had my 401k in all VINIX last year, and it served me well. I rebalanced to 20% large cap, 20% mid cap, 20% small cap, 20% Int’l, and 20% bonds. The Int’l diversification is pulling me down significantly. Would you shift that 20% back to large cap or just say it will payoff later to diversify? My IRA is pretty tech heavy, so trying to be mindful.

DDD is up 80% today....just sold half of my shares to lock in some profit. I’m new to this selling game (have always been a long holder). Is it a good strategy to wait for it to dip back and buy more? Or am I not doing the Math right here...

Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio.

I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m.

Thanks!

Equity shares in start up?

Going to work for my first startup. They offer equity. It’s a private company. What things should I look for/ what to ask for?

Assuming that capital gains tax is at the all-time the lowest it will ever be again…Is anyone else considering selling this year to pay it now? (And then reinvest?)

Rental property owners, what do you do with your monthly cash flow from rentals?

1.) Save for downpayment towards next rental.
2.) Use to make extra payments on the rental.
3.) Invest in the market.
4.) Save with no goal for that money.

Please no GME and to the moon bs.

Should I use my HSA for pregnancy/birth costs (now) or keep it invested within the HSA for later down the line (retirement)? Spouse and I are both 32 and the balance is about 3k in HSA (We’ve been using it in the past).

Have contributed 19k to my 401k and maxed out IRA in the beginning of the year. Have been investing few k per month in my brokerage. Now that my 401k contributions will be almost 0- what should I keep on my watchlist in my brokerage to start positions in aside from vgt and vfiax which I already religiously invest in

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I just graduated from college and I recently started my first full-time job. I would appreciate any advice/tips with credit cards, investing, and personal finances. Also, I want to learn more about finances so would love any books, podcasts, or youtube video recommendations! TIA :)

Today’s stock market: a 1-day hype? Or there is momentum in it?

My father is retired, and is looking into investments. Currently has rental properties, but at a certain point too many of them are a headache that he doesn’t want to deal with. What would you invest money in (2-3 Million) that is fairly hands off? We have talked about small businesses, but he really doesn’t want to have to manage the day to day activities. Rental properties that are >1 bedroom typically don’t have the return he would like to see.

How much is too much to have in a HYS account given monthly expenses of ~$3000? I know you should go for ~3-6 months of expenses but also applying for grad school in 2020 and trying to save.

Looking to buy my first home and wondering if mortgage insurance is absolutely required with less than 20% down or can it be avoid? I would be putting down around 15% and have a ~820 credit score

I just invested 50k in Peloton. Did i just make the biggest mistake of my life?