Wondered why my paycheck was quite a bit more than normal and found out I maxed my 401k contribution for 2020. Hello nice paychecks for the next two weeks!

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Sorry..dumb question ..how did you find about u maxing out 401k contri ?

Checked paycheck, found low contribution amount, checked 401k account and found I reached the max contribution (19,500)

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I try to avoid this because I miss out on the company match for each pay period I’m not contributing. You may want to consider that OP and perhaps contribute post tax $ if it makes sense

Check with your plan administrator to know for sure...it is pretty common.

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How much % do you put in for it to max out by EOY?

I was contributing a specific percentage that would have maxed out at the end of December, however I didn’t calculate in bonuses which are the reason why my contributions maxed earlier.

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