{ "media_type": "text", "post_content": "Wondering where people are investing their 401k. I'm a passive investor and in target fund but am suspicious that it's not the right move. Thoughts?", "post_id": "5839c07b216ee00010de5a39", "reply_count": 11, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }
null

Wondering where people are investing their 401k. I'm a passive investor and in target fund but am suspicious that it's not the right move. Thoughts?

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Posting as :
works at
You are currently posting as works at

Even if you have 100k you are still small fish to these brokers

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It is unfortnately a low interest, low return investing climate for small investors. The rerurns of 20 or 30 yrs ago may never again return.

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I'm sure though with competent guidance, I could still make improvements. I'm looking to be efficient, first. Just need help but can't find it. I'll just keep saving. This is in addition to 2 retirement accounts.

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Look into some low cost ETFs. I like SPY, SCHD, CSM, LGLV, and JKL

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Learn finance... crunch DCFs... learn value investing, it works! (just not in 08-09 ;) )

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Oh man, drop a butner if you want my thoughts, too long to type here

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Agreed. I feel limiting with PwC's options and because if independence requirements, I'm not comfortable selecting advisors. Besides, I don't have a lot to invest. When I first started w/ the form and tried to get help, I was basically disregarded by a PwC-approved advisor b/c I only had $11k. He said they'd put me under the assistance of new graduates.

*limited w/ PwC's options...

@AS1 Yep, which is frustrating to someone who saved that from $0 but needs help to maximize growth.

right now look into shorting American auto... 2y period, 2.5ish... investment thesis upcoming recession, production doesn't slow, there will be a lag between 2-2.5y in value and reflected price... also b/c of trump energy will improve but likely be a bubble... check the fundamentals, also the world is awash with oil

Why do you think upcoming recession S1?

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