{ "media_type": "text", "post_content": "Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?", "post_id": "5f5579db8588b800246f52ff", "reply_count": 58, "vote_count": 17, "bowl_id": "5e6fe1c31f5e51001d267e46", "bowl_name": "The Work-Life Bowl", "feed_type": "bowl" }
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Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?

funnylikehelpfulupliftingsmart
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No but will be more than you bargained for if you don't think through.

For example, rights to your money. My bf took some cash out of his pension this spring, and if we were married, I'd have to sign off on it!

He is divorced and had to send a copy of his divorce papers. He will have to do that until/if he gets married (to me).

I was surprised and it made me think how I would feel about having to get someone else's signature to access my own money.

There was something I read from a divorce lawyer that people.dont really understand what they are signing up for legally when married. Make sure you do!

Talk to an attorney to understand the legal rights established by marriage: how could they impact your credit score, what rights do they have to your assets accumulated during marriage, if they”divorce” you, could you owe them spousal support. Hope for the best - but plan for the worst, and know- eyes wide open - what the worst could be.

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No, what’s morally reprehensible is our for-profit healthcare system.

likesmarthelpfulupliftingfunny

Yup. I hate insurance.

like

Have a prenup. Just because you think you are marrying for them to get health insurance does not mean you should not protect yourself. It is illegal to do the marriage to do fraud!

likesmart

As long as they put out

funnylike

And now they’ll be able to afford birth control. Everyone wins

funny

This is a REALLY bad idea. Like really bad.

1.) it's fraudulent so you know, there's that risk
2.) Marriage isn't a finite contract. It's till death unless you get divorced so, basically your planning on entering what is legally a lifelong commitment for what? 1 or 2 years of health insurance?
3.) Divorce is expensive even with a prenuptial agreement. You're going to need a lawyer either way.
4.) The risk of being found out for fraud will also increase during whatever marriage termination process you do end up going through.

So morally reprehensible? Yes, if for no other reason that it's immoral to make such an ill-advised decision.

Seriously by the time the lawyers are done your friend will wish they'd just bought the damn insurance on the exchange.

likehelpfulfunny

I remember when a former friend offered me money to marry them for a greencard. I said no. She got someone else to do it and then another person. Now it’s permanent 😑. That is illegal.

Marrying eachother if you care about each other “in sickness and in health” is not. If this person has a deadly disease and I had the job to do so I would. It’s not insurance fraud. Insurance is already a fraud.

funny

Nope. Get a prenup and if youre actually attracted to them maybe some "thanks for committing fraud with me" ass.

likefunny

Lame.

Morally? No maybe even justifiable given the circumstances. Just may be odd.

like

Maybe, criminal but I'm not totally sure about that.

What’s morally reprehensible is that we love in a rich country and this is reality for too many people.

like

A lot of companies include coverage for your partner/significant other. Check with your HR.

likesmart

This is true, however the company’s cost of healthcare for a non-married partner if often considered imputed income, which means you’ll pay taxes on it. Coverage for a spouse is not.

like

Are you Teddy from greys anatomy?

likefunny

Or Happy from Scorpion?

like

I remember a movie with this same plot.

Some people might flip but it’s reasonable if they have no other options. You just need to really live it so fraud charges can’t be brought up (should it ever get to that point).

like

There is no list of legal reasons to get married. Only prohibited is green card marriage and even those I'd say who cares. We literally can marry whoever we want, even if assholes. Why would the government intervene in this situation?

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Pretty common. My buddy made me do the same so I could use his Netflix account.

funny

Love them in less sickness and better health.

Sounds like the best friend, just go into it with expectations of an open relationship and you’re golden.

like

It‘s not like marrying for citizenship. Go for it.

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This is like the argument or is it ok to kill for the greater good. Technically yes, it’s wrong. However, you can argue that the greater wrong is the f’ed up healthcare system. So on that basis, is your small wrong better than their big wrong? Only you can decide that based on your own values...

uplifting

You can just get a domestic partnership...way more revocable

like

Common-law relationship should do and you don't have to get married

like

Canada makes a huge difference.

like

I don't think it's morally wrong but I do think it's a stupid reason to get married. Get a pre-nup at least.

like

No

No but literally is this the only way? Can’t you like... lend them 5k so they can buy insurance on the private market? Idk I’m not American.

This is not true.

Will the price of the divorce be worth it to you in the end?

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