{ "media_type": "text", "post_content": "Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?", "post_id": "5f5579db8588b800246f52ff", "reply_count": 58, "vote_count": 17, "bowl_id": "5e6fe1c31f5e51001d267e46", "bowl_name": "The Work-Life Bowl", "feed_type": "bowl" }

Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?

Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

No but will be more than you bargained for if you don't think through.

For example, rights to your money. My bf took some cash out of his pension this spring, and if we were married, I'd have to sign off on it!

He is divorced and had to send a copy of his divorce papers. He will have to do that until/if he gets married (to me).

I was surprised and it made me think how I would feel about having to get someone else's signature to access my own money.

There was something I read from a divorce lawyer that people.dont really understand what they are signing up for legally when married. Make sure you do!

Talk to an attorney to understand the legal rights established by marriage: how could they impact your credit score, what rights do they have to your assets accumulated during marriage, if they”divorce” you, could you owe them spousal support. Hope for the best - but plan for the worst, and know- eyes wide open - what the worst could be.

Recent IconRecent

No, what’s morally reprehensible is our for-profit healthcare system.


Yup. I hate insurance.


Have a prenup. Just because you think you are marrying for them to get health insurance does not mean you should not protect yourself. It is illegal to do the marriage to do fraud!


As long as they put out


And now they’ll be able to afford birth control. Everyone wins


This is a REALLY bad idea. Like really bad.

1.) it's fraudulent so you know, there's that risk
2.) Marriage isn't a finite contract. It's till death unless you get divorced so, basically your planning on entering what is legally a lifelong commitment for what? 1 or 2 years of health insurance?
3.) Divorce is expensive even with a prenuptial agreement. You're going to need a lawyer either way.
4.) The risk of being found out for fraud will also increase during whatever marriage termination process you do end up going through.

So morally reprehensible? Yes, if for no other reason that it's immoral to make such an ill-advised decision.

Seriously by the time the lawyers are done your friend will wish they'd just bought the damn insurance on the exchange.


I remember when a former friend offered me money to marry them for a greencard. I said no. She got someone else to do it and then another person. Now it’s permanent 😑. That is illegal.

Marrying eachother if you care about each other “in sickness and in health” is not. If this person has a deadly disease and I had the job to do so I would. It’s not insurance fraud. Insurance is already a fraud.


Nope. Get a prenup and if youre actually attracted to them maybe some "thanks for committing fraud with me" ass.



Morally? No maybe even justifiable given the circumstances. Just may be odd.


Maybe, criminal but I'm not totally sure about that.

What’s morally reprehensible is that we love in a rich country and this is reality for too many people.


A lot of companies include coverage for your partner/significant other. Check with your HR.


This is true, however the company’s cost of healthcare for a non-married partner if often considered imputed income, which means you’ll pay taxes on it. Coverage for a spouse is not.


Are you Teddy from greys anatomy?


Or Happy from Scorpion?


I remember a movie with this same plot.

Some people might flip but it’s reasonable if they have no other options. You just need to really live it so fraud charges can’t be brought up (should it ever get to that point).


There is no list of legal reasons to get married. Only prohibited is green card marriage and even those I'd say who cares. We literally can marry whoever we want, even if assholes. Why would the government intervene in this situation?


Pretty common. My buddy made me do the same so I could use his Netflix account.


Love them in less sickness and better health.

Sounds like the best friend, just go into it with expectations of an open relationship and you’re golden.


It‘s not like marrying for citizenship. Go for it.


This is like the argument or is it ok to kill for the greater good. Technically yes, it’s wrong. However, you can argue that the greater wrong is the f’ed up healthcare system. So on that basis, is your small wrong better than their big wrong? Only you can decide that based on your own values...


You can just get a domestic partnership...way more revocable


Common-law relationship should do and you don't have to get married


Canada makes a huge difference.


I don't think it's morally wrong but I do think it's a stupid reason to get married. Get a pre-nup at least.



No but literally is this the only way? Can’t you like... lend them 5k so they can buy insurance on the private market? Idk I’m not American.

This is not true.

Will the price of the divorce be worth it to you in the end?

Additional Posts

Seriously struggling to figure out what it is I want to do with my career. All I know as a first year in big law is this ain’t it. I’ll give it a year, but I want to start thinking about other career paths outside of big law. Any advice? Genuinely open to any and all suggestions. Considering a move to government or public interest. Would like to stay in NY region.


Havas Health + (Plus) (NYC-based) has many openings, across depts and levels. Reply or dm if you’re interested. Thanks


in need of some advice from other women related to sex😔 I really struggle with performance anxiety in bed. I want to be confident but I have so much irrational insecurity about whether I’m good or what my partner thinks, that sometimes anxiety hits me mid-sex and I just give up, even if my partner’s super into it. I can’t even think about whether I’m enjoying it, and I feel so frustrated with myself that I get so in my head and can’t be brave. Ladies, how did u learn to own ur confidence in bed?


Friends texting you or posting on social media trying to get you to buy their latest pump&dump stock/crypto is the equivalent of "friends" who try to sign you up for their crappy MLM schemes (Herbalife, Avon, etc.)

Change my mind


Does anyone have an good prospecting scripts for the current market environment? CDs aren't paying anything, Bonds are at premiums, market is volatile....


Interesting work appropriate websites to surf?


I'm in the BAP program but really interested in TAS. Anyone here in that service line that I can talk to to learn more about it?


Can anyone recommend a resort in Cabo? Need life break and looking at going solo for a few days in Nov. Not worried about brand or points as much as having a relaxing experience. Thanks!


Anyone in Chicago been to kikko at kumiko? Is it worth booking? Love oriole but haven’t tried the sister restaurant yet.

Folks, do you think there would be any used 2021 Q5’s on the market? I love the new facelift and just don’t fancy the older models 😔


In fairness, Trump is known for not paying his debts.

Post Photo

Tax question - I was living in Chicago in 2015 and am trying to figure out if I need to claim income earned while I was in another state on my IL return. Thoughts?


Any thoughts on or experience with the Xsuit?


Hey. I’m a Data Scientist and I’ve been thinking about transitioning to Product roles. What’s a good starting point? How good are the PM courses from product school, Cornell, google. Any recommendations?


3Headed monster in Dallas? Thoughts?


Is an EMBA worth it?


You can get pretty far into an audit career by faking it. At what level does that stop because your lack of understanding gets exposed?


Numbers I will never forget even if I tried: my childhood home phone, my SSN, and my damn host pin for The EY Audio Conferencing Service.


I got a offer with enormous it as a senior tech support Engineer with 17lpa my current package is 13 lpa with 10yoe. What do you think about enormous it?


I got the mail to work in shift from 2 pm to 10:30 pm. Should I ask for shift allowance for this to my manager or he will provide me by himself ? And what we would be the per day allowance for this timing ?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here


Embed this post

Copy and paste embed code on your site


Download the Fishbowl app

For account settings, visit Fishbowl on Desktop Browser or