Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?

No but will be more than you bargained for if you don't think through.

For example, rights to your money. My bf took some cash out of his pension this spring, and if we were married, I'd have to sign off on it!

He is divorced and had to send a copy of his divorce papers. He will have to do that until/if he gets married (to me).

I was surprised and it made me think how I would feel about having to get someone else's signature to access my own money.

There was something I read from a divorce lawyer that people.dont really understand what they are signing up for legally when married. Make sure you do!

Talk to an attorney to understand the legal rights established by marriage: how could they impact your credit score, what rights do they have to your assets accumulated during marriage, if they”divorce” you, could you owe them spousal support. Hope for the best - but plan for the worst, and know- eyes wide open - what the worst could be.

No, what’s morally reprehensible is our for-profit healthcare system.

Have a prenup. Just because you think you are marrying for them to get health insurance does not mean you should not protect yourself. It is illegal to do the marriage to do fraud!

This is a REALLY bad idea. Like really bad.

1.) it's fraudulent so you know, there's that risk
2.) Marriage isn't a finite contract. It's till death unless you get divorced so, basically your planning on entering what is legally a lifelong commitment for what? 1 or 2 years of health insurance?
3.) Divorce is expensive even with a prenuptial agreement. You're going to need a lawyer either way.
4.) The risk of being found out for fraud will also increase during whatever marriage termination process you do end up going through.

So morally reprehensible? Yes, if for no other reason that it's immoral to make such an ill-advised decision.

Seriously by the time the lawyers are done your friend will wish they'd just bought the damn insurance on the exchange.

Nope. Get a prenup and if youre actually attracted to them maybe some "thanks for committing fraud with me" ass.

Morally? No maybe even justifiable given the circumstances. Just may be odd.

What’s morally reprehensible is that we love in a rich country and this is reality for too many people.

A lot of companies include coverage for your partner/significant other. Check with your HR.

Are you Teddy from greys anatomy?

I remember a movie with this same plot.

Some people might flip but it’s reasonable if they have no other options. You just need to really live it so fraud charges can’t be brought up (should it ever get to that point).

Pretty common. My buddy made me do the same so I could use his Netflix account.

Love them in less sickness and better health.

Sounds like the best friend, just go into it with expectations of an open relationship and you’re golden.

It‘s not like marrying for citizenship. Go for it.

This is like the argument or is it ok to kill for the greater good. Technically yes, it’s wrong. However, you can argue that the greater wrong is the f’ed up healthcare system. So on that basis, is your small wrong better than their big wrong? Only you can decide that based on your own values...

You can just get a domestic partnership...way more revocable

Common-law relationship should do and you don't have to get married

I don't think it's morally wrong but I do think it's a stupid reason to get married. Get a pre-nup at least.

No

No but literally is this the only way? Can’t you like... lend them 5k so they can buy insurance on the private market? Idk I’m not American.

Will the price of the divorce be worth it to you in the end?