{ "media_type": "text", "post_content": "Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?", "post_id": "5f5579db8588b800246f52ff", "reply_count": 58, "vote_count": 17, "bowl_id": "5e6fe1c31f5e51001d267e46", "bowl_name": "The Work-Life Bowl", "feed_type": "bowl" }
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Would it be morally reprehensible to marry a friend so that they can be on my health insurance plan?

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No but will be more than you bargained for if you don't think through.

For example, rights to your money. My bf took some cash out of his pension this spring, and if we were married, I'd have to sign off on it!

He is divorced and had to send a copy of his divorce papers. He will have to do that until/if he gets married (to me).

I was surprised and it made me think how I would feel about having to get someone else's signature to access my own money.

There was something I read from a divorce lawyer that people.dont really understand what they are signing up for legally when married. Make sure you do!

Talk to an attorney to understand the legal rights established by marriage: how could they impact your credit score, what rights do they have to your assets accumulated during marriage, if they”divorce” you, could you owe them spousal support. Hope for the best - but plan for the worst, and know- eyes wide open - what the worst could be.

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Domestic partnership. Easy.

Look up “Olympia Washington domestic partnership”

Is it morally reprehensible? No.

A lot of people are suggesting using the domestic partner coverage most companies offer now. I’m not sure this is necessarily a better option. I was on my husband’s insurance as a domestic partner before we were married because I was in grad school and needed insurance. To use this option, we had to submit a witnessed, notarized form stating that we were in a long term relationship and had lived together for over a year. If this isn’t true for OP and their friend, they could technically be commuting fraud by getting domestic partner coverage.

The other thing to think about is that insurance coverage for a non-married partner is often considered imputed income, which means you’ll be taxed on the employer portion of their premiums. And this can add up.

I’m not really saying which is the better choice, but neither option seems easy or perfect.

Not if you have sex

This is definitely a premise for a fanfiction or bad romance book

Do not do this. If they can’t find another way to get insurance, there are going to be so many issues down the line that you’ll ultimately be responsible for. If they need a medication, they can contact the drug companies directly for relief. If they need to see a doctor, they can go to a walk in clinic or a lot of pharmacies now do light services. Do not make their problem yours.

Just make them your SO.

If u Google this definitely seems to be legal.

^not sound legal advice^

funny

I knew I’ve seen this one before!

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