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Mentor
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It’s when you take on debt to invest and (hope to) profit by keeping the difference between the returns and the interest on the debt
Depends on your time horizon if you chose to invest the $150k. If long term probably take out the loan and invest (dependent on investment vehicle for tax purposes). If shorter term I’d say pay out of pocket because that is a guaranteed 5% return. For short-mid term you would need to create a portfolio expecting a high post-tax return in order to justify the risk.
Coach
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