Would it make sense to take out loans for about $150k at 5ish% interest or just pay outright using savings from my last job? Assuming returns by keeping $$ invested in the market will stay at 5-10%. TIA!

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Lever up

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It’s when you take on debt to invest and (hope to) profit by keeping the difference between the returns and the interest on the debt

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Depends on your time horizon if you chose to invest the $150k. If long term probably take out the loan and invest (dependent on investment vehicle for tax purposes). If shorter term I’d say pay out of pocket because that is a guaranteed 5% return. For short-mid term you would need to create a portfolio expecting a high post-tax return in order to justify the risk.

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Lever 📈📈📈📈📈📈

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