Would love your thoughts. I lease a 2019 Audi A4–due to go back in March, but I’m eyeing a Tesla. The mileage on the lease is crazy low (18k miles). Has anyone traded in an Audi for Tesla? Or traded in anything for a Tesla? Looking at Model3 performance.

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I don’t think Tesla has a leasing option, and I think it’s unlikely that you would find one in a dealership lot. You’re looking at 2 different transactions here (one to buy the Tesla, the other to trade in the Audi). There may be some potential to buyout your lease and sell the Audi privately and actually net out ahead give. The current chip shortage and lack of vehicle inventory. But you’ll need to read all the fine print on your lease contract to understand any potential fees.

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Looking for some help as I had a Binance wallet with crypto before the split with regular Binance and Binance.us. I’m now unable to retrieve my prior wallet and customer service has not been helpful. Anyone know any workarounds or tips?

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Today I reached a personal milestone - 200k at 27. Now to keep on grinding, investing, and saving 💪🏼

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Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

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Thinking about all the fiduciary options: Participant 3(38), Plan 3(38) or 3(21), Admin 3(16). What can a RK provide that would help us win plans with you?

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Newbie here to the bowl. I haven’t invested in Bitcoin before but would like to start. Any advice on where to start and an easy platform to start investing. Thanks!

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I live in NJ and want to invest nearby but outside of NJ (taxes). What are some good areas? Delaware? Philly?

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Question for fellow attorneys:

I applied to a credit card with Chase a few months ago and within 7 days I was told it was rejected and they would send a letter explaining why.

Chase has recently calling to say it expired (they said it wasn’t rejected but I was told on the recorded line that it was).

Isn’t this against the law (fair credit reporting act)?. I’m not a lawyer so I’d love to hear your thoughts

Anyone else here fell for the HODL meme? I didn’t sell my multiple x’s on coins like $VET, $ONE, $CRO, etc (let’s say $50K in lost gains cumulative throughout) during my first bull run last year and ended getting rugpulled by Voyager for my last remaining $USDC. Now I’ve only invested money into stocks this year and can’t fathom putting more money into crypto after this latest FTX debacle.

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What is the best advice wrt financial settlement ? I was told to simply get a move on and not fight over 5/10k but get on with life ASAP. Do u relate ?

I’ve only had my license for a about a year and I’m wondering if I did a right decision or not. I’m sacrificing a part-time job to pay off my monthly dues - I’m mentally & physically drained at the end of the day and have NO savings. I’ve been trying so hard to sell a house for the past few weeks and feel like it’s not a guaranteed deal. My clients are backing out due to the interest rates now. I tried joining a team & was taken advantage of. Should I hang on or quit?

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Is there a credit card where I can set the limit I want to spend each month on it? For budget purposes.

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Does anybody have a financial advisor they trust and recommend in the city?

Capgemini India folks is anyone has opted for Car lease program and does it benefit in tax ?

Millennials in Atlanta, where did you buy your house?

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When people say "oh I'll 'just write it off' on my taxes". Do you even know what means?!

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Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

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Hi all! I want to start rental arbitrage on south Florida (Miami, FL Fort lauderdale, Hollywood, etc) any advice on how to find suitable properties and/or start running the business? TIA

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I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

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Anyone here investing in Indian stock market? Is it a good idea to transfer dollars back home and investing in BSE/NSE.

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How is the layoff at Eli Lilly?
Are they kicking out people because of free insulin tweet?

@lilly @Eli Lilly

Would it look odd to wear a dress shirt and slacks with a pata sweater and a northface outer jacket to an exec meeting at a client where no one wears suits?

Hey folks just curious, graduated with my B.S. in Finance but in the midst of the pandemic. Any ideas on how to get a foot in the door?

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EY-ers, does your TAS-FDD practice hire primarily out of audit? Or are there other prerequisites? Thx

SaaS Sales Salaries:

(Not complete data and unverified but gathered this from different posts here, and from another source )

Microsoft Canada : Base $120K-160K; OTE $250K+
Google Cloud: Base $130K; OTE $325k+ and RSU $300k over 4 yrs (33%:33%:22%:12%).
Non - FAANG (Non-SaaS??) Base $130K; OTE $260K
VMWare: Base $150K; OTE $300K+;
Commissions are 2% appx. (Uncapped).

Seems these numbers are for 8+ YoE. Please contribute to these numbers to correct/ append or add other companies.

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Looking to become a UI/UX designer. I have no skills in that field. Any suggestions for best first step? Maybe a Bootcamp or Course?

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Those who have succeeded in both T2 interviews and MBB interviews. Did you find the MBB interviews much harder or different at all?

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BNP Paribas CIB is products based or service based?

Cleared Technical round in TCS waiting for HR round, it is possible to negotiate for 15 LPA, right now i am getting 8 LPA with 8 years of experience

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Anyone have experience making the jump from Federal Consulting to Lobbying / Gov. Relations in-house at a company?

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I feel lonely and bored anyone awake?

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Anybody working in consulting and OE?

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I’m FT but my friend is offering me freelance projects. I’ve never worked outside the agency system. Do I say yes on principle even though I’m scared?

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Associate M. Looking for a single occupancy in a 3/2BHK from June onwards in Kharadi/Kalyani Nagar/Viman Nagar.
DM if you have a vacancy or are in the same boat and would like to househunt!

From the start of 2020 to the end of 2021, I single handedly kept our marketing department stay alive at a smaller org. Right before my boss got fired, & a coworker left the company, I was already taking on an operations role, plus my role at the time (marketing coordinator). For the next year, I would take the role of the VP marketing, a marketing manager, an operations coordinator and my role. I have since only been given a small raise (after fighting hard) and promotion & still only make 44K

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Got a wonderful word today about this being a season of reflection, consecration, celebration, and transformation. I hope and pray the word of God transform you this day and this week! God bless

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I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

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I am a new joinee at USI. I used to do freelancing on the side before joining here and might even continue doing that as per my availability. Should I disclose this and get an approval from my manager?

React js 4.8 year exp. Looking for referal

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Additional Posts in Personal Investment Chatter

CAPE ratio is reaching previous records. Should we time the market?

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Today I reached a personal milestone - 200k at 27. Now to keep on grinding, investing, and saving 💪🏼

Post Photo
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Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

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Should I just take the L on draftkings? Been holding since $50 and doesn’t show any signs of slowing the downtrend…

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On a 110k income:
- Buy a house and get a loan for 260k, 3.875% rate?
- Wait 1 to 2 yrs for a recession to see if home prices cool off but mortgage rates go higher?

Not in a rush to buy; Lodi CA

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What is Wash Sale ? Explain to me as I am a 5 yr old. ?

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Any recommendations for NO FEE Refinancing mortgage in Virginia?
Better, Owning etc. don't serve here yet.

Current rate is 3.25% and 29 years left.

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US GDP is ~20T. Fed injected 2T = 10%. Does that mean all our savings lost 10% value overnight? This also means that stock market is actually 10% lower than what it appears to be isn't it? Is this --

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What can be done to reduce closing costs? Want to refinance but also flexible about moving in next 5 years. Closing costs make refinancing seem like a bad move IF we move in next few years.

Should I boost my 401k contribution? Lost about 25% of value so far. How does averaging down work in a 401k?

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Currently 23, first year post-grad. I’m currently putting about 20% into Roth 401k, nothing into Roth IRA. Originally had traditional 401k but just switched current / future contributions to Roth 401k. Company 401k match only 6%.

Should I be maxing our Roth IRA and then focus on 401k contributions?

Help please, so many options!!

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Any upside left to SWBI? 🔮

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Just starting out my career. Can anyone recommend book/sites to help me understand retirement savings options? I’m contributing the max % that gets matched by my employer + additional x/month to SRA.

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Best form of success you've had so far this year

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Sooo… I started earning very late relative to others (around age 26). Regrettably, every penny I earned, I either spent it on travel, or on family. Now, at the ripe old age of 35, I would like to start investments and planning for the future. What are your best tips on how to get started? I would like to initially start saving for future vested stock exercising and save for a house (I know it might take me a couple decades for this). Thank you!

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How can Dow Jones be at 2019 levels with US GDP down 30%? Why can people take markets seriously?

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If you could put $10,000 into a Long Term High Risk/High Reward investment what would it be?

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After contributing to retirement accounts & emergency fund, how do you all decide where to put your money (HYSA vs brokerage)? I am 24 and the only goal I am thinking of is a house by mid 30s. I have been putting all my extra money into my brokerage account — should I be splitting some into the HYSA?

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How bad was the 2008 crash for people that had savings and financially sound? For anyone that went through it? What areas did you struggle in?

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