I have two mortgage refinance offers for about $302k. Offer #1 uses a home value of $369k and offer #2 uses a home value of $332k. $332k is the more accurate value. Offer #1 is more attractive because the LTV is lower so mortgage insurance should expire sooner and the monthly payment is a little cheaper. I'm trying to determine if there are any potential downsides to accepting offer #1 knowing that the home value in the LTV calculation is inflated. Any advice will be appreciated. Thanks.
So - does anyone else work at an insurance company that has shitty health benefits? Last Dr. Visit cost me over $700 out of pocket and it was a regular check-up w/ labs???
I have a good job offer in internal audit with well known company. I am currently an audit senior with a promotion to managed next year. Should I wait? Is internal audit a good career path?
Intern hire set to start Oct (Healthcare/MC)... All the layoff posts have me a bit concerned, and has me considering other options. Am I overreacting?
How to save money from monthly bills : 1) pay attention to auto and home insurance bills . The longer you stay with the provider, most likely your bill would go up . Since my wife and I are working from home for last 10 months , I was able to negotiate auto insurance bill and it’s now 30% less . 2 ) your wireless bill . Anytime you make changes , most likely your phone company will mess up your bill . Anytime they mess up, you can file complaint with FCC. My wireless company just issued me $300
I know it’s advertising and we’re barely grown up enough to figure out a 401K, but anyone here buy their own disability insurance? Thoughts on it?
Need advice from moms that make more money than the spouse. I got a great offer for nice raise and career advancement but my husband now feels down saying he will not be able to catch up to me now... He is very supportive and proud of me, he never wanted a stay at home wife and loves that his wife has a career.
Is life in the Bay Area still worth it? Ridiculous housing costs, LA like traffic, worsening infrastructure, homelessness.. I’m thinking about relocating to WA, OR or TX to raise a family. Thoughts?
D folks: when getting a promo, are there two separate raise percentages, one for the promo and one for performance/merit, or is it just one percentage?
Signing an offer with industry (health IT), and there is an at-will employment clause in the agreement. Is this normal?
What do people think of the recent JK Rowling controversy? Just read her essay and it did raise some very interesting points. Wondering what others think
A consultant in my practice has been weirding out a bunch of people, setting 1:1 requests and giving unsolicited career advice/mentorship. We think she's angling for a promotion. At this point she is
Not sure how consulting firms expect to retain talent out of undergrad if they barely raise pay. Left consulting after 1 year, end of 2nd year and I’m at 180k comp now with friends at D and PWC barely hitting 85. I know seniors at D not even making 100k
Looking for some advice on an exit opportunity - Current role - 1 year post-MBA at a T2 strategy firm making $148 Potential role - senior level role at a small healthcare company at $265 + equity Seems like a slam dunk, but is moving to a company that isn’t well known going to harm me in the long run? Should I wait for a F500 role that is lower title / comp but better name recognition? Should I wait until I’m manager? Having a hard time with this from a long term view vs short term
Healthcare consulting vs. Healthcare PE. Thought process is that healthcare PE can be a stepping stone to strategy rather than performance improvement that I'm currently doing. Anyone use PE to jump?
aww, lots of sad 🐠 this evening... anyone want to share self-care and mental health tips? how do you get through tough moods or times?
Do we need an LCA+Ammendment to remove a work location? Ex: office you no longer work from or wfh location that you are not using anymore?
Have any ADs out there jumped frlm an advertising agency to a more production-focused role? I’d love to do film/TV/music videos but not sure where to start because the idea of freelancing terrifies me
Are consulting layoffs / hiring sprees a good way to gauge the "pulse" of the economy? Is a downturn near with all these layoffs we've been hearing about?
Are there firms that you’d consider “top tier” as far as data science roles go, much like MBB in strategy consulting, BB in banking, etc.?
Speaking of boundaries, my supervisor just asked me how much I was planning on working while I’m out on vacation.
So this happened. Since getting laid off I’ve been applying to every job that I believe I’m qualified for. 30 minutes after I hit send I received an email from the company stating that I did not have the right qualifications for the job. No one from the company looked at my portfolio. How do I get past the algorithm and get my work noticed by a real person?
Hi friends, what's the salary range for director level insights roles in NYC at agencies? 10 yrs experience.
I started losing my weight last with 200 pounds .. right now 176.. I have changed my diet but in last few weeks the drop is not that great, I think it's because of alcohol (CONT)
Anyone have experience interviewing at a university for a staff role? What to expect? Virtual interview with the Manager, Director, and Recruiter. First round was a phone call with the Manager and she read out 5 typical interview questions.
Would be taking some time (vacation days) off due to a medical emergency but once I exhaust my vacation days i would be taking two weeks of unpaid leave. Is it risky at the port of entry?
Can anyone speak to whether the part time programs at the Chicago schools “dilute the brand”? I feel like the part time programs let almost anyone in while full time is obviously super rigorous
Anyone care to share what a good salary expectation is in DC for a senior associate with about 3.5 years of experience in PA? (Audit, but looking to switch to something else) Thanks!
Is it possible to negotiate salary once I join the firm (MBB), esp after a promo? Tried to negotiate at offer but recruiter pushed back hard... I dropped it but now I feel like I fucked myself over.
MBB 🐟, is is common to find new roles using your own network? Or do you refer to your schedulers to find good and reliable future roles?
How much ~ bonus does a Senior Consultant starts making from his second year? (Deloitte Advisory/Cyber)
Coming back from maternity leave in a few weeks, and it looks like I need a whole new wardrobe...Is it even realistic to hope I can fit my old clothes eventually?
How do MBAs feel about doing one year consulting then a year in industry strategy analyst role vs 2 years consulting?
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