You have money left over after maxing out 401k, IRA, HSA. Would you do a megabackdoor roth or just a taxable account?

Working at a top tier market research firm @8LPA already interviews lined up for Management Consulting Associate Consultant final rounds at Deloitte and IQVIA.I have a background in healthcare and want to understand
1) if this is a good switch long term 2)What compensation do I expect(approx)
YoE-1.5

Thoughts in continuing to rent in a small town just outside the city and staying remote vs moving to a bigger city and paying significantly more? Make 100k, paying 1k/mo in rent, maxing 401k, roth IRA, HSA, and extra in brokerage. No plans of buying a house (want to keep renting for flexibility as I invest the rest but obv can change down the line).

Worth it to slow down FIRE path for a bit for longer term career growth and accelerate it in a year or 2? Anyone else go through this thinking?

Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

Anyone know a good method of showing dollars saved by increasing (rail) fleet utilization?

Hi,

I am looking for referrals for SEO manager or SEO specialist roles, I have 3 years of technical and content SEO experience working with automotive, healthcare, charities and groceries brands in large agency settings.

If your company is hiring for these roles, you can DM me

I got an offer in Wells Fargo CTC - 22 lacs YOE - 9yrs in data analytics can anyone suggest how is the company in terms of job security and annual hikes & benefits

KPMG moms - do we need to stay at the firm for a certain amount of time after maternity leave to avoid any clawbacks?

Need investing recommendations.
I’m 26, have 25k in savings (APR 0.5%), and 10k in a no penalty CD (APR 1%). I’m thinking about opening a Roth IRA, and I could contribute 6k to it for 2020’s income as well as another 6k throughout this year for 2021. But, my current salary is 91k so I’m worried about hitting the 140k income limit before making much of an investment in it. I want to be as hands off as possible.
If you could also suggest where/how to do what you’re suggesting that’d be great.

In august I’m coming up to 1 year anniversary at work. I wfh and reside in Houston. I’m feeling underpaid for the 7 years of experience I have in immigration. It is a small firm with 1 attorney, and 3 paralegals. No benefits and making 45k. Attorney completely relies on me for everything court related as her go to. Ill also be on maternity leave in September-October. Attorney is paying for my mat leave but i don’t know how much to ask for in a raise since I’ll be leaving a month after.

Hi Fishes, I cleared an AVP role in JP, Hyderabad. I'm currently at 22 LPA and JP is offering a 45% on this. I have 17 years of experience and 13 years association with Deloitte. Should I consider this offer. Deloitte has great flexibility, my last annual bonus was 3.2L. Does JPMC has flexibility and what other benefits do they offer?

I have accepted an offer.

My “future boss” will go on paternity leave within 30 days of me joining the new company.

How can I make it easier for myself and worthwhile for my boss to trust me while he is gone?

Any tips will be highly appreciated.

Past tc 190
New Tc 273
Non tech
10 yoe ( not all in finance)
New York

Should I max out my 401K? Or just put in the company match, and use the rest in personal stock investments? I think I can make more with stock than a 401K will

What are the best banks , credit unions for low auto loan interest rates? Does the visa validity determine the loan term?

Interested in resigning in April before starting MBA next August, but want to replace at least some of my income over that period. Anyone have good ideas for potential part time income

Best consulting companies for Healthcare related projects ?

Hi there, I recently completed my MBA degree with a marketing focus at Pepperdine. I am super interested in working in marketing in any industry related to healthcare/medical (e.g., hospitals, health tech, biotech, biopharma, medical devices). Does anyone know anyone in marketing in that sector? I’d love to hear their career story and see if they have any advice to give, thanks so much!

I am going to move in the next few month to a location with a higher cost of living due to personal circumstances. I love my current company but I’ve only been here a little over a month, how should I go about requesting if it’s possible to get a salary increase? Might be a stretch but thought it might be worth mentioning.

Anyone else use doggo Instagrams to push thru the anxiety of work? Better than yoga, imo. 🐶🐶🐶

What is RSM's dress code??? I feel so silly, I started during the pandemic and am headed into the office for the first time next week and realized I have no idea 🤦‍♀️

So, I started watching “Limitless” with Chris Hemsworth. Apparently, he found out he carries both genes for dementia which puts him at a higher risk. So the series is about him changing things in his life for longevity. The third episode is about fasting and he fasts for 4 days until the day he has to hunt for his food. Does anyone in healthcare have thoughts on this type of fasting? I know it is done in some cultures and religions, but to what extent?

How much did y’all spend on an engagement ring?

I have a valid H1b till 2025. Super demotivated at my current job and applied for COS from H1b to H4. At what point can I leave my job. I still have not received any receipt from USCIS.

10 DPO and still getting a negative... really felt this was the month... feeling discouraged...

Any audit Managers or Directors looking to join Forensic accounting at FTI? Firm pays well and takes care of its people. Have openings in Chicago, New York ,and Boston. Still reach out though if you are interested. TC is 200k +

Hello Guys ,
I am looking for a refer in paypal for the role of data scientist 1 .

I have an exp of 5 years. Can someone please refer me to this role .

Hi Everyone

Please help

I'm working in aero domain and has a 6 YOE. My package is 8 Lpa. There is limited companies to switch in this domain. They're not giving better compensation to anyone.
I'm trying to shift my career to #ITindustry, please give me suggestions on which niche skill to learn for long-term career growth and better salary
Present my skills: Excel (can handle with formulas), Word (report preparation).
Non-IT skills: Fatigue and DT analysis, static, FEM, Airbus tools.

My sibling is undergoing early stages of psychosis (with hallucinations like her ex boss, my boss, and her best friends are all colluding and talking behind her back). It has been going on for...

Hello everyone. I have an interview with DataDog coming up soon. Are there any current or former employees that can give me some info on company culture, interview process, WLB, etc? I'm doing my research now but I would love to get feedback from current/former employees. Thanks in advance for the help.

I hate working retail during the snowy season. Everyone keeps sniffling around me and it's all I hear all day.

Any good baby moon recommendations and the best time to go? Currently 12w based in Washington DC area and starting to plan. On the fence about flying right now with Covid numbers, but considering places where masks are still mandatory for air travel (I.e Germany, Portugal)

Trying to transition out of Accenture into KPMG after 2 years of experience. Probably at the Senior Consultant level for salesforce. However, I’ve never switched companies before but I want to be sure I’m compensated correctly. For that level and practice - how much should I be asking/expecting?? I don’t want to undersell myself and have the confidence to ask for what I deserve

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

Anyone who travelled to India recently, what cell phone service did u get after landing in India? I have a US number and locked phone, no roaming. Going to India soon and want to have a cell phone while I am there. Can I just buy a sim and use it in my phone?

What apps do you use for expense tracking?
What do you look for when deciding what tool to use?

Say you’re 27 with 200k in cash to spend/invest. What would be the best use of capital? To provide some framework: factor in the cost of a wedding, no property yet (renting), and no debt.

I’d personally be inclined to put $150k down for a mortgage and use the rest for wedding/retirement. (Assuming the spouse contributes to wedding as well)

What is your favorite book in personal finance/investing?

I’m going to start doing some work on the side 10-15 hours a week. I will have to get an LLC but how can I limit my tax burden? I make $120k now and will make $70/hr with this side gig.

From my high school/college job at a county I have a 457(b) that has $5,215 in it with an ARR of 2.18%. It’s not much, but I am trying to figure out what the best thing to do with it is: leave if there until retirement, cash it out w/ no penalty but income tax, or roll it over into I assume an IRA. Any advice would be appreciated! (My current job has a pension and I pay extra into a different 457)

Fairly new to investing here.. Is it too late to learn how to short stocks and make a lot of money in this moment?

Conflicted feelings today. Company stock went down 5-10% and we just got our ESPP shares this morning, but on the other hand, the new offering began today so it’s a 15% discount on this low close price. Not sure whether to be happy or sad lol.

Are we headed for the long overdue crash/correction - red everywhere 👀

Things to keep in mind when purchasing a new property from builder such as Toll Brothers in communities that they build?

I have about 70K in debt (mostly student debt) and the loan rate is 4.03%. Debating between paying them all quickly or maxing out my 401K and paying off debt at a slower rate.

Our wedding venue for our wedding in September just filed a Chapter 7 bankruptcy. I was told that with a chapter 7, we're less likely to get our deposits. We are scrambling to find a new venue and our cash reserves are low. Should I sell stocks to cover the deficit or should I just acquire some debt and religiously pay it after the wedding?

Are clean energy ETFs still worth investing in the long run? Mine have been tanking this year due to gross over- valuation last year, but wondering if they’re still a good bet in the long run...

I booked profits from the stock markets around Christmas 2020 thinking that there will be correction which will let me re-enter positions. Now I am FOMOing while sitting on a pile of cash for thr last 2 months. Please suggest the best way forward? Wary of mistiming market moves but also don't want inflation to eat away assets.

Need some advice. Have 2k in CC debt , 24k in student loans, & 6 k in savings. How do I best use my paychecks - should I focus on savings or student loans ?? Want to make sure I’m still saving a good amount. In my 20s

Can someone explain how mega backdoor Roth works?

Here’s my understanding based on Google:

- I can invest 20500 to traditional 401k
- Company match & additional $ goes to Roth 401k (40500)
- At year end I roll this over to Roth IRA with a form my brokerage gives me. Does this sound correct?
- What happens if the value of assets goes up/down at year end?

Has anyone tried a momentum investing strategy?

How does income based repayment plan for student loans work with variable income? I applied and got approved while working a salary job, but am now going PRN so my income will vary. Should I reapply? How to calculate income? Wait to change it when I recertify next year?