Vis entering the lake monster’s lair…

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I still see people traveling to places like Seattle and Portland with everything going on. Is it safe? Recently been to SF and it was not great.

Moved to the a new city 8 months ago, so that meant finding a new church. Still haven't really found a community, let alone a good friend, despite getting involved as much as I can. I try to (cont)

What are the main factors folks are considering as they make a decision? Solely ranking, money, just curious! Got into two T20 that are very different but see myself at both.

Is DC generally more or less safe than Manhattan or Brooklyn?

How do Atlanta peeps like their Forensics practices? Trying to gauge which firm has the most interesting work

Need advice. This year I am sitting 16 of my final professional exams. I have a dissertation to do. I have my traineeship to finish. Is adderall a good idea?

Hey folks, how much time it takes for first advantage to start background process ? I have accepted the consent form but haven't recieved any mail from them yet.

Hello Guys,

I have an offer from Cognizant for 29lpa with a JB of 1.75l on top . I am about to get the offers from timesinternet and LTI.


Can someone suggest which will be a better opportunity for me.

Also how much should I ask for to Timesinternet.

Had communicated with LTI for 33lpa fixed.

How is nob hill near Sutter and Leavenworth? Looks really close to tenderloin...

Anyone taken the GD test after having covid recently? I have my test in 10 days and I'm currently recovering from covid.

My Week in Emoji: ⏰☎️🧹🚽☕️📥🧾💤 Hbu?

Trying to have faith but my recent cycle netted 16 eggs, 8 fertilized and only 2 made it to day 5 for testing. There were 3 others that just didn’t mature. This is my third cycle and I’ve been pretty positive up until today. It’s especially hard to get this news in the middle of a work day. Just tired, still bloated and not feeling all that hopeful as we enter this LONG wait until we get the results next week. I hate feeling like this knowing my chances are getting slimmer by the day.

Has anyone here tried pregmune?

Anyone have experience with the NAUI program to work with veterans and the GI Bill to fund training through DM/Instructor?

Anyone a scuba instructor or dive guide / master as your side hustle?

Favorite light for diving?

Anyone like the classic dive watches? Rolex, Omega etc. Ever use them diving? I’ve never really been into watches (tho I have an iWatch for running), but recently started to really appreciate them. If not practical, iconic.

Just stopped by the shop to pick up my reg that was in for maintenance and they were assembling a Horizon rebreather.
Anyone try one? Thoughts?

Wow, we are up to 53 silent members! 👏

Splits or not so much?

Stress and Rescue and React Right this weekend! Hear they’re exhausting. Who has experience with these?

Ready to get back in the water. Who’s headed where?

GoPro or iPhone in Sealife case?

Anyone been to the Flower Gardens out in the Gulf? Pics?

PADI, NAUI, SSI, or SDI?

BCD: jacket or wing?

Anyone have any dive trips planned?

Any recommendations for a single diver going to Bonaire over the Xmas-new year holiday? I’d like to do a good bit of shore diving but would need a dove buddy.

Best fresh water dive experience?

Which computer are you using? Recommend? Why?