Lost your job but can't withdraw your 25% EPF balance, wait 3 years for EPS 95 final pension withdrawal, how fair are these new EPFO rules?
https://m.economictimes.com/wealth/invest/lost-your-job-but-cant-withdraw-your-25-epf-balance-wait-3-years-for-eps-95-pension-how-fair-are-these-new-epfo-rules/articleshow/124577295.cms
Who told you to wait 3 years
Rising Star
For employees with less than 10 years of service: If an employee left a job before completing 10 years of service, they could withdraw the full EPS amount as a lump sum after two months of unemployment. This withdrawal was done by submitting Form 10C.
For employees with 10 or more years of service: Employees who had completed at least 10 years of service could not withdraw their EPS corpus. Instead, they had to wait for their retirement to receive a monthly pension.
Early pension option: If an employee had completed 10 years of service and was between 50 and 58 years of age, they could apply for a reduced monthly pension.