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I always consider retirement investments to be in the buy and hold category, so I don't tinker with them. And just by following the news I have a pretty good general idea what's happening with them, I don't really need to follow every little blip as it comes along. If something major happens, like the dip in April, I'll fight the urge to look at the damage. But, yeah, that time I looked.
Pro
That makes a lot of sense! I’m the same way. If I check too often, I just end up stressing over normal ups and downs. Definitely easier to stay hands-off and only peek when something big happens.
I set and forget. I'm neurotic and know that if I start checking daily, I'll worry about the slightest drop and be tempted to make impulsive changes to make up for it.
Pro
Totally! The less I look, the less I overthink it. It’s definitely one of those things where patience pays off, at least I hope.
Set it and forget it, but it is good to check in once in a while. Everything I put into it is more of a long haul, anyway. I don’t want to pick the ones where I’m constantly stressed or needing to move around.
Conversation Starter
This is pretty much the strategy I take. I do check mine quarterly, but everything is invested in ETFs and I don’t really do any buy and sell’s
Conversation Starter
I used to run a balance sheet for myself on a monthly basis, so I’d check it then. I recently cut down to only quarterly balance sheets (so check my 401k quarterly now), and it’s definitely helped my sanity a ton.
Pro
Same here! I check mine only a few times a year. It helps resist the urge to panic at every little dip 😅