Fintech

𝐇𝐨𝐰 𝐀𝐈 𝐈𝐬 𝐂𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐎𝐫𝐜𝐡𝐞𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐛𝐲 IXOPAY

Everyone’s talking about AI — but for payment teams, the real question is: how does it actually make your job easier?

The future of money won’t be a winner-takes-all game — it’ll be a network of parallel rails, where stablecoins, tokenized deposits, and CBDCs each move value in their own way, at their own speed, and for their own purpose.

No One Size Fits All - Digital On-Chain Money Formats

Agentic Commerce Functionality and Adoption Will Progress Toward Full Autonomy Over Time

Agentic Commerce: Mobile or the Metaverse

Crypto Banking 2025: Europe Takes the Lead

The global financial landscape is undergoing a structural shift, and crypto banking is at the heart of it. Licensed institutions offering integrated services like custody, lending, staking, and crypto IBAN accounts are no longer fringe players—they’re becoming core infrastructure in the digital economy.

Revolut’s Crypto Bet: From Customer Magnet to Core Payments Utility

Revolut has always been a company that plays the long game, and nowhere is that clearer than in its approach to crypto. Since 2017, the fintech has steadily expanded from a simple custodian model into a potential ecosystem player that could shape the future of stablecoin payments.

Brex’s AI Playbook: Key Insights for Building AI-Native Companies

Brex isn’t just adding AI features. It’s redesigning itself to be AI-native — from product to operations to hiring. Here are the biggest takeaways from how Brex is doing it.

Total addressable market (TAM) for embedded finance is about $185 billion, with significant room for growth

In North America and Europe, BCG estimates the TAM for embedded finance at $185B across four core products—payments, capital solutions, accounts, and card issuing. Current penetration is just $32B, leaving substantial upside.

How Payment Orchestration Powers Frictionless Travel Experiences by IXOPAY

When travelers book a flight, reserve a hotel, or hop on a rideshare, they expect the process to be instant and effortless. In reality, what feels seamless to the traveler often requires complex orchestration behind the scenes.

USAT: Tether’s stablecoin for the US market

From its all-American branding to its structural and operational set-up, USAT is a stablecoin expressly designed for the US market. And much of this is in service of GENIUS Act compliance.

How the payment ecosystem works to process payments

Omnichannel Orchestration Is Quietly Redefining How Payments Work by Akurateco Payment Hub

Think about the last time you paid: maybe you tapped your card at a café, bought something online, or checked out through an app. For you, it was simple. But for the merchant, each of those transactions flowed through entirely different systems — card-present vs. card-not-present — with separate devices, gateways, and reconciliation processes.

Hotel Payments – Distribution and Flows

The hotel industry’s approach to payments is shaped by its ownership structure. Unlike airlines with direct control, hotels operate under various models. Franchise arrangements dominate 93% of the U.S. market, management contracts account for much of the rest, and fully owned properties are increasingly rare.

Measuring Growth in Crypto – Core Metrics

Key growth metrics like CAC, LTV, and ARPU are central to understanding customer acquisition efficiency. While standard in SaaS, they need adaptation in crypto, where “customers” often mean wallets and value creation looks different.

Open Finance and Financial Data Access (FiDA) Regulation

Open Finance is an extension of Open Banking, broadening the scope to include a wider range of financial services beyond basic banking services. It allows third-party providers to access customers’ financial data across various service categories such as loans, savings, investments, insurance, and pensions, with the customers’ consent.

How Payment Orchestration Delivers ROI by IXOPAY

At scale, payment complexity becomes your biggest cost. Payment orchestration platforms are one way to solve for the additional complications that come with global growth. But just how is this accomplished? With features that directly address revenue, cost, and operational efficiency.

What Are Contextual Commerce Payments?

Contextual commerce is a type of eCommerce where customers can make purchases within the context of an activity—without being explicitly directed to a checkout page. Contextual payments are the transactions that occur in this environment, happening seamlessly in the background. No direct checkout interaction is needed; instead, payments are triggered by processing logic that uses prior customer consent and contextual data.

The big question: will Revolut’s $75B bet pay off—or will Nubank’s raw revenue dominance eventually force investors to reprice what true scale really looks like?

Neobanks 2025: Revenue Titans vs. Valuation Darlings

Payment hub functional architecture

In today’s fast-changing financial environment, payment systems are no longer back-end utilities – they are at the core of customer experience, operational excellence, and digital innovation. Yet for many banks, infrastructure remains rooted in legacy systems.

Money Movement: Past, Present & Future