My co workers always called me lazy and stupid for never putting money into my 401k but who’s stupid now?
How bad is it to accept an offer after you already started a job a couple of days ago? I just finished onboarding and would feel terrible. Pay is about the same, with slightly better benefits on the offer at hand and a bit more reputable company/agency. Current new job does have great people, tho. What should I do?
The opportunity: A CD opening at an amazing agency in Europe (I’m American). The dilemma: I’m 8 weeks pregnant. The visa process is time consuming and expensive and I will likely go on maternity leave shortly after arriving. Do I tell them? Or just see how it goes and then spring it on them? File under: Things men never have to think about.
Does anyone here get reimbursement or allowance for their home internet? I'm thinking of bringing it up to my boss because we've been WFH since late last year.
Anyone else feel like they have to funnel more $ into savings than 401K because you need a big emergency fund in this industry?
Is it still worth putting money into a 401K if you're an expat and don't intend on retiring in the US, or even staying more than a few years? Are there major penalties for cashing in before retirement age?
Advice needed! Have just been asked to Freelance with W2 form. Without any benefits. Is this even possible? Would I lose my eligibility for Unemployment insurance once the gig ends? I was laid off from my full time agency job 2 months ago and have already freelanced as self employed on an LLC since. Seems like they’re being tight and taking advantage of the current climate.
Just looked at my 401k and already lost upwards of 25K. I know I should keep my money where it is-But really thinking hard about not contributing to my 401k and putting that money into savings account
I just discovered a sizable 401k I had forgotten about from a job I left in 2015 (Publicis NY). I now live in California and am lost on what to do with these funds so I’m not drastically penalized.
With all the layoffs and pending layoffs, anyone here still believe that your health insurance coverage should be attached to your job?
Maybe it’s burnout from a job where all the cool work benefits you could brag to your friends about are gone bc you wfh now and don’t have access to your cool office and now you work around the clock because there’s no separation between home and work and your agency has done next to nothing to help with that balance and you’ve billed more hours per week than you ever had and now your friends and family are starting to comment on your workload, health, and demeanor. Maybe it’s Maybelline ✨
If you were laid off and had a 401k of about 14k, would you leave it alone until you find a new job or pay taxes to roll it into your Roth IRA?
Can we all form a union already? Get paid overtime. Get good health benefits. Get sweet satin jackets. Get iron eagle Local 151 hard hat stickers for our Macs. And get paid for pitches - cause no agency else has the guts to stop giving away hundreds of thousand of dollars of free work. Imagine four plumbers coming to your business, doing the whole job for free. Each of them. One by one. And not paying them. Your business would be burnt to the ground and you’d end up in a ditch.
When will our companies re-start contributing to our 401k? Seems like they should have months ago. The stocks market is doing well...
Is it stupid for me offer a pay cut to keep my job and benefits? Would the agency higher ups be even open to that if offered? I know it might sound stupid, but just thinking about my family.
To all people getting laid off: always apply for unemployment benefits within 7 days of getting laid off. Even if you won’t need it, it’s good to have an option to stay afloat.
What if advertising agencies started a program that allowed employees to take time to volunteer as a healthcare worker and remain paid and insured? Like the family leave act but for our c￼ountry?
Have you ever convinced a client to leave out product benefits from the script to make the spot feel more powerful and memorable? How’d you sell it?
I am a dedicated resource for a brand at my agency. Does that mean I am...working in-house without the benefits? Benefits that could have included respect for time and talent. I am honestly wondering if I should just go in-house to the same brand because I do quite like them.
I'm an expat thinking about starting a 401k. Is that a good move? I have no intention of retiring in the US but would be ok with leaving the money here until reaching retirement age.
I signed an acceptance letter that included 401k matching as a benefit that was affective immediately. After starting, I’m told it doesn’t start until 2 years in. What can be done?
How much do you pay a month for health insurance? Trying to gauge how my agency’s contribution ladders up to industry. For a single person on a mid level plan, I’m paying $400/mo. Is that normal?
Investment advice needed: I am maxing out my 401k, and I earn way too much to be eligible for a Roth, but I have an IRA sitting there (from an old 401k that was rolled over into an IRA)...
Has anyone had unemployment benefits rejected?! I found out today that after filing for 9 weeks, they’re saying I’m ineligible due to receiving severance. I know others who received severance & got their benefits already. I’m going to appeal but welcome an advice from anyone else that has had to fight to get their money!!
Public Service Announcement: Having worked for three holding companies, I can say WPP offers the best benefits, by far. Omnicom’s are the definition of stingy. Publicis, middle. Reply for details.
What does your company offer as their 401k? % of match and when it kicks in (immediately after hiring, 3 months)?
Any non citizens here? What’s your opinion on 401k if you don’t know if you will be in the US all your life?
Client removes all copy in ads re: product description or product benefits due to pending legal review. Removes visuals of product doing its job. Blames agency that ads aren’t driving traffic/sales
Any recommendations / watch outs on getting your own health insurance after being laid off? (spoiler: just got laid off)
Doing a competitive look at 401k employer contributions in a long shot attempt to improve our own. How does your agency/employer contribute to your plan? If matching, how much? If profit sharing, is anyone expecting an employer contribution this year when profit is shot? Other? Please respond with agency name so we can have a comprehensive look at the market. Thanks!
Health insurance and pharma are fucking evil, I can't wait until later in my career when I give no fucks so I can make shitty work for that space and leave at 4:30pm 🙃
I got recruited for a analytical role with Ford, it’s a contract to hire position with great benefits, double my salary currently and close to home. The contract is for 6 months then can be hired in full time. Should I take the position or no? What do I have to lose?
I started a new job and the work life balance that was promised is not there, along with a few 401k benefits which went away after my start date. Feeling a bait and switch. How many months do I giveit
Anyone been hired through Solomon page temp to perm? How does payment work? They’ve contacted me 3x about a role but I feel like I can’t swallow not having benefits unless I get offered full time. Also getting paid through them seems like it could be sketchy.
I am new in the USA and having a hard time understanding how to navigate 401k, Roth, Benefits enrollments and other investments. I have plans of retiring at 55yr in my head. (CON’D)
For 401k contributions through your employer, what are the dates of contribution for the 2018 tax year? Is it from 1/1/18 to 12/31/18 or 1/1/18 until you file your taxes?
What is PwC’s tuition assistance program like? Are there any possibilities of full reimbursement ?
Anyone here have the skinny on SBI (Sales Benchmark Index)? Being recruited for a Senior Consultant role. Curious to know pay, benefits, type of projects etc. It’s a permanent remote role (with travel to client site), meaning I can live wherever...which is quite intriguing to me. TIL.
When YE bonuses get paid out, is your 401k contrib deducted from it at the same %? Do ppl preemptively lower 401k % the month prior to pocket the cash? Would rather it go to my bank account first...
I’ve saved a little over $40k in a little over 2 years out of college plus maxing our my 401k for both years. I love my job but am thinking of quitting and doing extended time traveling. Thoughts?
Other than 401k, Roth, IRA, HSA, 529, backdoor roth, and mega backdoor Roth, what are some other ways to save?
Need advice on better financial planning. Age 29: TC 150 k savings around 100k with 12 k in stocks (ETF). 6% match in 401k. I moved to the US only three years ago. What can I do better?
Paternity leave and PTO - changeability question. Am looking at my changeability @70%. It seems like the PTO and Paternity leave (2 months) are not counted towards being chargeable ?
I feel like I don’t see the point in dropping a bunch of money into a 401k. I am pretty good at saving money and I want to enjoy my life now. What’s the point of being 67 and having loads of money?
On a call with a partner helping a F500 and he’s talking about ways to chop benefits costs and shift employees to cheaper healthcare plans that cover less and how to spin it as a good thing. Even made
So I am 26 and am maxing out my 401K, IRA and HSA. Any thoughts regarding this investment strategy and is anyone else in their 20s doing this?
Is couples therapy covered under health insurance? How should I go about searching for a good therapist/counselor? Gf and I want to do this before tying the knot
How many of your have kept their CSR and not switched to another card since it’s launch in 2016? Tempted to switch as I’ve used all CSR benefits including a vacation.
Please explain the Roth IRA loophole after maxing 401k. Appreciate if you are explicit as possible.
Tax question from an auditor...I started a new job and initiated a rollover of my 401k from old company to new company. The old TPA issued a check to my new TPA for benefit of me, however they (cont)
Did anyone else not receive their per diem/expenses reimbursed yet? I see that my paycheck got deposited though
Who here got ****ed in the a** by their health insurance? Had a simple 15 min ear check up with an in-network provider and my bill is $397. Unbelievable. Pls tell me I am not the only one. I can't be.
Have an offer to move to a Fortune 500 company as a finance manager and an offer to move to a small PE owned company ($200m in revenue) as a business strategy manager. Same pay. Small company has me working with CFO/CEO/PE firm directly and large company has more perks/benefits and more defined career progression. Which to take? I’m conflicted!
Moving out of parents and trying to figure out if I can afford 2.1k rent and a dog in NYC. Currently make 110k and save 50k + max 401k. I hear dogs cost 15k a year and 24k+ rent brings my savings down to ~10k/year. Is this enough of a buffer in case something goes wrong?
I referred a friend who got hired, and now he keeps dropping hints about wanting an expensive bday gift bc I got a 2K bonus for hiring him. How the heck do I respond to that?
You are supposed to Sr Resource for the client, this client director in the meeting assigns you some crappy chores like creating ppt, reviewing some shitty record which could have been done by an
Would you go on a trip with 34 people in a house for a weekend? Not sure if it’s worth the Covid risk
Feeling so uninspired to work. Dreading Monday but know I should put in some hours to finish a report
A question around fun in this plague 2.0 era. If your life had a blooper reel, what incident would definitely have a spot in it?
Thoughts about moving into an accounting/finance role in the healthcare industry? How does it compare to Oil and Gas?
I'd love to hear stories of ad creatives making the transition to the production side/directing. Anyone have any experience or stories on how to make it happen?
I plan to leave a larger agency for a smaller, but mighty, start up gig. It pays better and I will have a stronger role. Will taking a b2b and smaller job hurt me agency wise in the future?
The IT guy at my fund got promoted to chief information officer and now he goes around saying he’s the CIO in his email wig and business cards lol
Would anyone be able to refer me to a role for consulting ft? Our school is target school for many consulting firms but not for Oliver Wyman😫
Anyone work at Grant Thornton? Looking to join the ATL MC practice and want a little insight on the culture/benefits. How are the health benefits and maternity leave? Continued below
Any cards out right now worth churning? Have CSR from the original 100k bonus and an AMEX blue cash preferred as my primary cards
Recently ended a 4-year relationship. Ready to date and meet new people but not sure how to go about it. It's been a while. Anyone have suggestions given travel needs?
Anybody interview at uber for operations manager? How was the process? What did the cases and presentation entail?