Hi, I'm joining as c1 in wipro. My question is purely focused on parents medical coverage. My mother requires weekly dialysis, which is a daycare expense. My current company covers daycare expenses and allows claim from day of joining even for parents with pre existing condition.

Please advise me what's the policy at wipro. I'm more than happy to take up comprehensive plan (paying premium ) and have my mother and father covered from day 1. Kindly advise. It's urgent!

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Parental insurance with pre-existing disease is also available in wipro with multiple options. And its separate from Employee health insurance. Parental insurance is paid by you only.
For detailed premium amount along with covered amount speak with your hr. Premium amount depend on your parents age and covered amount which you will select. Covered amount can be 2/4/6/10/20 lakhs.

For C1 band you can claim MAS which is 30k per year for any opd service etc which you can claim no-doubt. And apart from that for kidney related day care, you need to consult with hr or medibuddy how much health insurance company will cover based on their existing policy for hospitalization covered anount.

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If you have another offer don't join Wipro ....medical policy is much costlier than outside fr patent ....and variable pay also they are not giving fully

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How much exactly?

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Guys, it's really important for decision making. Would greatly appreciate if you could spare a few mins to provide clarity on this subject.

You can discuss with HR before joining.

HRs are of no use. They wrongly told me we have everything covered in medical insurance. They told there is no cap on room rent limit. But wipro has cap limit of 5k. I left a good offer just to get lies from HR here.

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