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I rarely take overtime anymore. When I started my career, I thought I would always love the opportunity to make more money, especially with a higher rate of pay. But taxes eat up a huge portion of the earnings anyway and it's just not worth the lack of sleep and being away from my kids.
So true
I haven’t gotten to that point yet lol. If I’m offered a chance to make extra money, I usually take it. Which I know isn’t always smart in this kind of position, but I need the money.
I am right there with you. I can't say no to the extra money. It feels like if I am going to just go home and sit, I should be working making extra money.
Rising Star
I feel this so deeply. I went through the exact same thing a couple years ago by hustling every extra shift, thinking “just a few more months of this and I’ll finally be comfortable.” But by the end of it, I was burned out, snapping at people I love, sleeping like crap, and still checking my bank account with that same knot in my stomach. The overtime checks were nice on paper, but they weren’t moving the needle enough to justify what it was costing me in energy and peace. For me, the moment it stopped feeling worth it was when I actually sat down and did the math—not just the paycheck math, but the real-life math.
Eventually, I ended up cutting back on extra shifts, using that recovered energy to update my resume and negotiate a better role somewhere else. The base pay jump covered what the overtime used to, and I got my weekends back. Best decision I made.
You need to consider several factors: getting paid time and a half, total hours, etc. typically, if over 50 hours per week, government takes close to half. The more you make, the more they take. I recommend working weekends or holidays only.
When you feel like how you feel.