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Personal Investment Chatter

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Offer questions and experiences related to personal investments

If I do a part time masters, can I classify it as a business expense?

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Anyone know how to separate short term and long term holdings in Robinhood? Do I have to make another account?

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How do you plan and account for big purchases? I mean things that you wouldn’t generally spend month-on-month. For example, I’m thinking of a robotic vacuum, a Peleton, etc and it’s a lot of money to … more

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Got about 5k, NIO, LCA or DKNG?

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Starting to get acrophobic. What would you do?

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What’s better QQQ or VGT for long term?

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I have ISOs and a tender offer to buy my shares. There's an option for a cashless exercise, and an option for a cash exercise. Given I hold no shares yet and I don't want to put existing cash … more

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Who is excited for Tax season? Woot woot! What's the highest refund you ever received?

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Anyone still buying AMZN for the long term?

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How would you allocate around $400k across various retirement accounts? Looking to keep allocations across 4-5 funds. Total stock, s&p 500, real estate index, large cap growth and maybe bonds. Wha… more

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Is it ok to keep all my stock investments in RH ? Fairly newbie with 200k in it.

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Bitcoin plunged yesterday. Buying opportunity?

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What do financial advisors actually do?

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Know this happened a few weeks back... SNAP has snapped, my gain has been 120%

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$5,000 falls in your lap, what do you invest it in?

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I will be moving to new home in March.. Thinking of buying home appliances like refrigerator, washing machine and dryer with March delivery to take advantage of Black Friday sales. Have anyone done th… more

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If I maintain an 80/20 (Equity/Cash) in my 401K and have 500K. Any reason I should not take a loan from this cash portion (paying myself .8% interest) to pay off remaining 25K student loan at 4% inter… more

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Have 31k in a Roth IRA currently and 60k in a 401k. Thinking of taking advantage of the CARES Act fee waiver. Thoughts on withdrawing the full 31k and investing it in ETFs? That way it's accessi… more

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Is TSLA worth getting into right now, or are all of its projected upsides (S&P inclusion, better range ratings, semi truck sales, etc.) already priced in?

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For those with six figure business school debt - how fast did you pay it off? If you haven’t yet, what is your strategy? For the “omg how did you get that much debt!” … more

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How can I invest in chess?

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Roth 401(k) vs Roth IRA, is it worth investing in Roth IRA when I have a Roth 401(k)? I don’t max either because I’m saving for a down payment.

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Reached a personal milestone today at $4MM in investments. 2020, despite all the horrible world news, has been a bonanza for me financially. I trust everyone else is doing well. Good luck to all! For context, I'm 43 M. All of this is personal stock investments. Not counting crypto or real estate or any other assets.

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Now the vaccine is coming out, what are your stock picks for growth. Will tech still really grow or start to see slowing of growth? Airlines? Retail?

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How do you know when to sell a stock? I took a gamble and put my internship money on one stock, am up ~8x but its now >>50% of my net worth. Should I sell now? If so, how much?

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I have about 30% of my 401K in a target date fund which hasn’t moved the needle much. Wondering if I should “sell” 10% of the target date fund, hold money in a money market and then wait for a dip to … more

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Happy Thanksgiving! Where’s the delusional product manager who was predicting a stock market crash in case we dump Trump?

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I have a ton of confidence in Amazon, Google, Apple, and Microsoft. After maxing out my tax advantaged accounts (401k, HSA, etc), would it be dumb to throw all my extra money into stocks of those comp… more

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If you made $300K in capital gains on an investment and you’re looking to withdraw part of it and reinvest I’m safer assets, how would you think about how much to withdraw and where to invest it?

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Getting laid off in January and trying to figure out what to do with my 401k. I’m applying to grad school, and thus may not roll over to a new employers 401k. Have about 80k in the account. Consideri… more

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Anyone use JPMC for banking? How do you like it? Thinking about taking advantage of their $500 signup bonus for checking and savings.

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Began reading about someone dying from liver/kidney failure and lost the post. Don’t know the details, didn’t read beyond the initial post. Can someone direct me back? I want to know more. We al… more

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I put 6k (max limit) in Roth IRA and then invested in it. My cost basis as of today is slightly higher than 6k. How is that possible if I never invested beyond the original 6k? Also, can I sell (and w… more

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Anyone have a referral code for Charles schwab?

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My company offers a 401k and a Roth 401k. My thought is to max out the 401k, because it lowers my taxable income now, and when I am in retirement, I'll be pulling out money for regular day to day … more

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Is it really true that the first 100k is the hardest based on your personal experience? It's taken me 2 years and I'm wondering how long the next 100k will take

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About how much did you make (take home bi-weekly) when you were 25? And how much of that did you save? I feel like I’m not saving enough 😔

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Newbie here.. I’ve started to invest in ETF via Robinhood. When they say invest in index funds, is there a different way to invest?

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How do you know how much debt you can take on? I have several milestones to reach such as saving for marriage, saving for a baby, saving for a down payment and also want to take a debt of 40-50K for m… more

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Hi everyone, this is a question on Health Spending Account. Does the UK have a health spending account like the US, where, similar to a Roth or ISA, the money you put in this account will not be taxe… more

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