Planning to get into market with 50k amount. Shud I hold or buy ? Due to slow down news I am hearing
Personal Investment Chatter
From what I read, Mega backdoor roth earnings does not grow tax free. Can someone please explain the advantage of using it?
Anything ethically wrong with buying/shorting stocks based on Wuhan coronavirus? Having a friendly debate with a friend, just want outside opinions.
Does Accenture offer in-service withdrawals if I want to contribute after-tax to 401k and rollover to Roth IRA? Or should I just contribute to taxable brokerage after maxing 401K & Roth IRA?
Next Tax Advantaged Vehicle? 401k match & max ✅ Backdoor Roth✅ HSA✅ MegaBackdoor 🚫(not eligible) Anything else? 529, life insurance? Thanks!
should i hold any percentage of bonds in a taxable brokerage account? if so, what? or just stick to a split of total us (75%) and international (25%) index funds? looking to access funds in 5-6 yrs.
Are there any funds that have fixed positive returns regardless of how the economy or market is doing?
Thinking that the virus in China is gonna get worse over the next 2-3 weeks. Are there some shorts or buys I should consider. Thinking LVS WYNN and some airline or travel ETF shorts
Has anyone ever set up LLCs to purchase and manage certain assets? I would love to understand why you did so and how you went about it.
Finally figured out my plan... 1. Save 3-4 years worth of expenses. 2. "Retire" early. 3. Become a FIRE public speaker.
Age 25 and just got a windfall of $40k. I’d like to invest it all (likely index funds). Should I invest it all at once or spread it out over time (dollar cost averaging)?
Have $250k sitting in money market - savings over the years and now I am trying to learn investing. I already have emergency fund for 6 months in HYSA and max my retirement accounts. Should I put all.
How’s this emergency fund look to you all: 10K Vanguard MM; 10K Vanguard Total Bond Index; 10K Vanguard Dividend Growth. ($5K monthly expenses)
potentially dumb question - should i save my down payment $ in a HYSA or invest? 5 year timeline... would any gains be cancelled out in withdrawal taxes, making HYSA the safer bet?
What are the gotchas for doing a mega backdoor Roth? We got a tax bill last year not knowing that a backdoor Roth can’t be done b/c we have rollover IRA from previous 401ks.