Personal Investment Chatter

are there any companies that still offer pensions as part of employee benefits?

What are some side gigs that you guys do to bring in extra income? (I already invest on the side but extra income never hurt!)

My old employer had a traditional pension plan I was vested in before leaving. I’m turning 55 soon and apparently can take payments early. While payments would be lower, I’m wondering if the money cou… more

Which 7 seater car to buy: debating between Highlander grand v Palisade. Having a good trunk space and spacious 3rd row is important. Thanks, please do share your thoughts.

New York fishies, how much y’all paying for your nanny per hour?

Recently crossed $1M in financial assets age 32. No debt, no RE. Didn’t think I could do it, but im here woot! Made a big investment mistake in 2020 that cost me a lot of money (more than 1/2 net wort… more

What net worth in a VHCOL city do you think you need to achieve in order to justify flying first class almost exclusively? I have to travel often for family but I hate it and first class makes it much… more

Need recommendations to use remaining balance on FSA.

I'm a "new" investor who really started investing during covid, so like 4 years so far. The gains this year have been pretty incredible but I know it can't be the norm. For those who… more

4% x 25 years rule…

How do you all even know how much you need per year to live off of per year?! So much changes in your life including mortgage changes, kid graduations, weddings, lifestyle downgrades, debt paym… more

Hi all, can anyone help me understand why buying a property under LLC is better than buying under your name?

Debating whether to pay for investment property in full. Was informed that it is better to have debt bc it deters ppl from suing you. But who cares if you have insurance, you’re going to get sued anyw… more

Hello, can you please help me understand how do I invest my Roth IRA money? This is the very first year I am going to invest using Roth IRA account and I have no idea where and how to put the money. I… more

I just bought a multifamily property that cash flows well but the monthly mortgage is over $7k and that number makes me want to throw up.

Please provide your pov - I drive a 2012 VW CC and will have had it for 8 yrs by May ‘25. Car was 16k after interest (dad bought car). All in I’ve paid 9.7k towards emergency repairs (not standard mai… more

Stock market, Nothing to thank about right before the Thanksgiving 😭

I have a $22k car note left at 3.9%. I have $22k cash in a CD earning 5.1%. The CD matures in January. I should just pay off this loan, right? And start investing the car pmt amount each month.

Planning for a baby in the coming year or 2. How much money should I set aside and where to invest/ save it?

At a HHI of ~300k, what is the max you should spend on rent? Wife and I have got by with relatively cheap rent past few years and are debating splurging on a new place that opened up

Looking for long term (5-6 years atleast) with $100k. Please suggest.

Best place to open up a brokerage account that has easy reoccurring investments? Currently use Robinhood and love it, but want to see what else is out there that is as easy to use. Opening an account … more

What’s the IRR (internal rate of return) you are seeing on your rental investment property? I am looking to buy a rental property and the max IRR I am seeing is at the max 7%. This is probably due to … more

How would you go about investing 100k right now (i.e, markets at all time highs). I'm fine with taking some risk and having the money invested for a couple years. I am also a fan of throwing it into the S&… more

Is the current encryption market suitable for entry?

I was planning to buy a house this past year and had saved about $100k for the down payment in an HYSA. Now, my situation has changed and the soonest I’d be thinking about buying again is in 4 years. … more

How much has your total networth increased YTD?

How much $$ would one need to comfortably retire at age 45 in NYC?

Anyone have experience in optimizing income tax vs tax free growth from inherited IRAs that need to be fully withdrawn within 10yrs? ($450k and 7yrs left in my case)

Would you consider a house a good investment in this market?

Does anyone know anything about short-term options trading in bitcoin?

Any recommendations for a US/Irish dual citizen living in Ireland on trading/investing apps? Every one I come across won't let me use it due to policies against US citizens.

Is anyone buying IQD? I have a friend who’s talking about it and can’t tell if he’s serious.

Dedicated fellow full equiped with passion in taking care of animal welfare

Please suggest good investment accounts for my teenager (15years) to invest small amounts (5K to start and then and then 1-2K every year).

First time home buyer here...

Anyone ever use a "RedFin Agent" to buy a property?

Are buyer's fees (2.5%) paid by the seller?

TIA!

So I’m currently unemployed and had to cash out my dodge coins. I still have $2,000 in my account ready to invest (I know it’s not a lot, but that’s what I have), I’m not sure what to invest it in. … more

Any calculators out there to compare projected long term returns in real estate vs stock market?

Anyone investing in the UK from the US? I have gbp sitting around in a UK account and need to invest it somewhere..