Personal Investment Chatter
Does anyone run AirBnB properties as a side business? If so, easy is it to manage alongside a full-time consulting job?
Say you have $1M available to invest in cash. Would it be possible to join the fund raise of a PE/VC/HF? Or is that not enough? If so how does one get exposure to such asset classes?
If you set up an IRA how do you mark those contributions as tax deductible is it just at the end of the year and you get a federal / state return ? I would just like to avoid the withholding on that amount during the year
Is there such a thing as true 0% APR on car purchases? It looks like most “0%” offers I see have high fees associated with the amount borrowed. Is this always the case? I can buy with cash but would rather pay over time (obviously) if possible, thanks
Why is Stash asking for a PICTURE of my SSN? I did not have to do that when signing up with vanguard
Best “growth” ETF to invest in? Want to allocate a portion of my portfolio to a “set and forget” investment Thanks in advance!
How much is in your “emergency fund” and how many months does that cover? Not looking at overall savings, just your “oh s&-@“ fund if you know what I mean. Would be helpful to know metro area and family size too.
Is it too late in our lives to jump into a mortgage? So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.
Thinking about selling off all my Visa, Mastercard, and GLD shares for +0.5% gain, throwing half of it at my already dominate VOO position, and the other half at Bitcoin. Thoughts?
How do I get over my fear of investing? I like to play it safe and having a large sum of cash in my savings account makes me feel secure, but I know this is not the right move for my mid-20s
My SO thinks I should pay off debt before investing in stocks (besides 401K). The only debt I have is around $25k in student loans which I pay around $700/mo on. I pay off credit cards in full every month. Thoughts on investing with student loan debt?
Mint vs Personal Capital for tracking spending / net worth? Use Mint now, but honestly don’t like their budget features
Getting ready to do hard pull on credit report for mortgage application. My better half is in 700-719 range (lenders will take lower score between us). What do we think is the better option to increase her score—increase credit line at current credit card, apply for new credit card, or do nothing? Thanks in advance!