India Investments

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in betwe… more

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but n… more

The stock markets seem to be reaching new highs everyday and are bound for a correction. Do you think it would be wise to hold off on further investments till the market corrects the valuations ?

What are some of the investing must-reads that you'd recommend?

Which is your stock pick this week?
Serious answers only!

If you were to invest ₹10L today for a period of say next 5 years. How would you do it?

Target is to have 15L by end of 5th year and NO investment can be made into real estate.

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to… more

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

What credit cards do you hold and which one do you recommend?

Views on Zomato ipo?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumul… more

Are you going to invest in Navi's Index fund ?

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me … more

Any CAA or tax expert here?

Hello Fishesh,

For CTC above 11Lpa, which tax regime will be good to go?

Consider have investment of 1.5lac under 80c

Please share your thoughts.

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep o… more

Hello Fishesh,

Looking for you advice.

Thinking to start sip for below Mutual fund for atleaet 10yrs.

1- ICICI Prudential nifty index dirct growth.
Exp ratio- .11%
Beta-1
S.d-18.43%
Sharp ratio- .53
Exit load- nill

2- ICICI Prudential tech dirct growth fund
Exp ratio- 1… more

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I… more

Hii ,
First time investing and hence I did some research on investment and planning to invest 40k in the below fashion.
10k-ELSS 10K-Equity MF 10k-Debt MF 4K-NPS 6K-PPF . Is it fine or any suggestions a… more

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency … more

Which crypto coins are you putting your money in?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

I recently switched firms and have 2 PF accounts on the same UAN. I want to transfer the old PF to new one, what should I do?

Anyone into option selling ?

Is there any bowl that discusses crypto investments?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

At what monthly take away you guys took a home loan? Also, does the home loan includes cost of the plot?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks… more

What are some of your go to resources for investment ideas or advice?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get goo… more