My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Has anyone here used New Western to buy real estate deals?

How much money do you have saved up?😳

When traveling for work can we use our personal credit card for expenses or do we have to use the corporate Amex? Also does our corporate Amex get points/perks that we can use for personal usage?

At my fiancés company they are able to use a personal card (which then they get all the points and perks) and then just expensive to they company.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Start raising cash family. Take some profits. 4/14 3:51 est

Any good ETFs to invest Roth into?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi folks- Anybody has a tax accountant to recommend in Toronto? First year in Canada and could use some help with it. Thanks!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Hi Fishes - Need opinion on the below - Profile Data Science.
Optum - 25 LPA CTC
Or Zenon - 30 LPA + 2 Lakh joining bonus

My heart is with Optum but unsure if they can match the numbers.

How is RRP considered here.. is it from Jan-Dec or Mar-Feb?

EY Canada or Cognizant Canada.
Both offering same money same position- Manager. Work at EY(PAS)would be technology agnostic. At cognizant(oracle practice) it would core oracle consulting.pls share your thoughts. Does any one know about their benefits?

What are all the learning platform available for Indian employees like udemy ?

What benefits do indian employees get in terms of parental insurance cover, gym etc for India location?

Might be off topic, but guys please, take care of your health. I've been rejected by all companies in the last 2 months.
I had my Walmart interview today and it went really well. And guess what? I got a rejection email.
I felt dizziness while working and fell down today.
I had to go to the doctor due to the anxiety and stress I was carrying since the last 2 months. It has affected my health.

It's important to push yourself to achieve your goals, but don't forget to "Live" in the process.

What all vaccinations are you suposed to give your kid?

Manyata folks,

How about hanging out today at some nearby Biriyani restaurant?

Agenda: Just to socialize

When should one confidently say “I am a Director of Photography”? Holding a camera comes with a slew of titles, should those titles be reflective of one’s skill set or a dynamic free for all?

Hi there, can anyone give me the salary range for SM / Director at EY Canada? And if there a director role available at the firm?

Taking an informal survey how many firms (I) have the junior and midlevel summer associates plan the bulk of the summer events (lunches but also evening events) and (ii) count time spent on the summer program as qualified billable work (in that partners see how much you bill to it on your time sheet)?

I just received email to submit documents for Wells Fargo. Before this , haven't had conversation with the HR.
1. Can I mail back asking for the budget they have for this role?
2. Can I keep the current CTC thet he asked as blank and just state my expected CTC in email?
3. He had asked for tenure in the current organisation. Does this affect the hike? My tenure in current organisation is 9 months.

Any suggestions on this will be helpful. Thanks.

Should I take up this job?

Current - Consultant in Deloitte USI
Offer - Senior Consultant in EY India?
Hike offered - 30%

Role - Internal, EMEA Leadership Support

Please help.

I am interviewing at a Production Studio and it’s going well. The majority of my experience is agency side. They mentioned base salary with commission, as they want to see growth in the next 3-5 years. There has been no talk of salary yet. What does a base salary for an EP with commission usually look like in this role? What should I be asking for? I don’t want to give up my current salary, but I think this job would be such a great fit for me. Advice?

Advertising has ruined my life. I can’t even ask a friend about getting drugs without sounding like a tool - “Following up in regard to gram and point pricing for our visit”

Hello please can I find Victoria’s boot camp I keep hearing about this being great to study for shrm exam but I can’t find it anywhere thank you

Im working on creating job descriptions from scratch. Is it illegal or not a good practice to take ideas from other job descriptions on the web? I won’t be using word for word of course - a paraphrase and adding our company touch. Any advice?

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Any CAA or tax expert here?

Is it true that stocks bought and sold are visible in form16?

Is it good to invest through fisdom app in mutual fund or suggest better way

Mine portfolio is down approximately 30%.. what about you guys?

Which crypto coins are you putting your money in?

Hii ,
First time investing and hence I did some research on investment and planning to invest 40k in the below fashion.
10k-ELSS 10K-Equity MF 10k-Debt MF 4K-NPS 6K-PPF . Is it fine or any suggestions are welcomed. Also if anyone can suggest me which ELSS or mutual fund should I select considering the current market scenario

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Views on Zomato ipo?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Nifty 50 index mutual fund vs Nifty ETF ? Which is better ?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Which is your stock pick this week?
Serious answers only!

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Are you going to invest in Navi's Index fund ?