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Housing loan(But don't take loan for sale of saving tax alone)
NPS there are two sections. 80ccd1b and 80ccd1. If both these are used, provides good tax saving.
No, you need to have possession to claim tax benefit for interest payment
https://cleartax.in/s/income-tax-savings/ Found this link helpful while I was planning my tax recently
Possession needs to be in that FY to claim tax break