What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

KEC International looks good to buy around 350 levels

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Crypto, any idea about Shiba Inu?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Best way to use Amex Concierge? First time with so not sure what best practices are (do I need to do research ahead of time or are they basically like a personalized travel agency)

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Does anyone have any book recommendations for information on buying a house?

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Hi I am through the technical interview for Oracle fusion middleware admin position, with 3.2 years experience. Had call with HR and she mentioned only 45% hike is possible that would be around 6.5 LPA. I am expecting around 8LPA. What I should do how to negotiate further and iam having managerial round in couple of days any suggestions are appreciated

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

For all those that have taken on a trainee to team up: what do you think is a fair split?

Does ZS revoke offer letter? I referred a friend, they got a generous offer as a SDE. But the HR is not responding since past 4 days to any call or email and the joining date is close.

Would really appreciate any suggestions.

TIA

Style experts, Allbirds: yay or nay? Let’s hear it.

I found one of my coworker's anonymous Twitter accounts, and it has a ton of red flags involving bigotry, sexism, etc. It's a personal account, so should I mention it to HR or not?

I know I’ve seen a few similar posts before in the past, but do you guys have preferred/recommended apps to keep you organized and productive with work? I have my work calendar and synced through outlook on my phone, but just looking for suggestions to keep everything as organized as possible.

M&A/PE associate (trying to juggle multiple deals) feeling like I don’t have time to dive deeper into issues and it being highlighted in some of my work product as I am having to turn things right away and just pushing things out - so issues I may have caught if I had a better/deeper/higher level understanding are more apparent when partners review. Truly feeling like I’m just messing up all around but trying to give myself grace. How do you know if it’s just you or a part of the process?

Are 8:30am daily check-in meetings reasonable? (We already have 9:30am daily standing meetings with the internal team, and now have an 8:30am standing meeting for a smaller subset of that team as well). I would far prefer to meet later in the day or at least after the 9:30am checkin...is it reasonable to suggest meeting at a later time that I think would be more productive? (For addt’l context, the full team is still quite small, so I find this to be very redundant)

What's the new age scene like in Austin? Coming from Portland and I'm missing my fellow mystics.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Former client( filed a bar grievance that was dismissed, sent me a demand letter that an attorney responded to on my behalf, and filed a BBB complaint against my non-BBB law firm) has now pro se filed a lawsuit against me in small claims court. Alleging misrepresentation, failure to file a lawsuit, and failure to advise during the process. I have phone logs, emails, and billing notes (all of which she has) that show she’s lying. Should I notify my malpractice carrier? All advice appreciated!

Feel like this has probably been asked in here 1,000x but...

I have an idea for a web+mobile based platform

I’ve done market sizing, know exactly what it is and how it’ll work, and even have verbal seed funding offers.

But I can’t code.

What do I do next and how do I protect my idea from being stolen?

Who is your favorite photographer?

Does anyone know of any entry level roles of data analytics based consulting pls?

I write economic loss reports. Am I allowed to give a redacted sample of my written economic appraisals to a recruiter? If so, what specifically should I redact.

Hello fishes
It’s been a month that HR told me that they’ll release offer, but it seems that approval is still in progress, is it normal?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Views on Zomato ipo?

Is it true that stocks bought and sold are visible in form16?

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Are you going to invest in Navi's Index fund ?

Which is your stock pick this week?
Serious answers only!

What are some of the investing must-reads that you'd recommend?

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

What credit cards do you hold and which one do you recommend?

What are some of your go to resources for investment ideas or advice?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?