What credit cards do you hold and which one do you recommend?

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Not sure. Either some deposit or a salary criteria is there. Better to check with hdfc

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I hold more than 6 CC, Go for Flipkart Axis bank card.

Flipkart axis cannot be issued now due to ban on MasterCard. Hdfc infinia with is smartbuy rewards is good

ATM, HDFC is not issuing CCs due to a RBI directive btw.

American Express Membership rewards (Gold), Icici Coral credit card

AMEX is good. Have icici as backup as in some places in India AMEX is not accepted.

In my humble opinion, AMEX is good for airport access and showoff. Minimum real life benefits until and unless you’re an HNI always basking in luxurious hotels, flights, resorts, restaurants etc. Lol its definitely not for consultants working their asses off.

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I got Axis Ace recently - 5% on bill bay through gpay, 4% on Swiggy and Zomato, 2% on everything else. All of this as a cashback which are credited to your statement automatically, not rewards points - found it as a great option!

No alternative to HDFC Infinia/ HDFC Diners Black. However these are super premium cards where income of 20-40L plus is expected

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