If you were to invest ₹10L today for a period of say next 5 years. How would you do it?

Target is to have 15L by end of 5th year and NO investment can be made into real estate.

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Would you marry someone if they had a lot of loans on their head?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

For EESP - which is better share withholding or payroll withholding? Thoughts?

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Newbie to investing. What are good online courses / books to get smart on investing?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Best resources/books on getting personal finance in order?

Thursday I got it in my head that I needed to hedge against potential Dollar devaluation. I looked at other market funds thinking them to be good proxies for other currencies.

I decided to pick up a few but saw the Baltic Index was going up, higher shipping rates means increased demand, so it pointed to the Chinese economy picking up significantly.

I looked at FXI, there was no option interest so they were super cheap. I figured I pick up a bunch.

They opened at +%333 talk about dumb luck.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

Hey everyone. I was looking to see if anyone could help me out with a referral to @Meta for their Sustainability Analyst position. I could also use some likes for DM capability! Thanks.

Thoughts on working at Bain GBS

Hi Fishes, Wish you a great day ahead 😊🤗.

Where have you seen Siegfried people exited to?

Do you play phone games during busy season?

Hi all-my idea pool has officially run dry. Trying to explore new ways to market per diem
nursing. Besides, clinician spotlights, social posts, and video interviews, any other thoughts?

Asker outers- make reservations. I’m tired of going to dinner or drinks and finding out my date’s plan is winging it and the place doesn’t have space. Make a reservation!! It takes one min!!

Do you believe that there’s people who can “see” what’s in your life and near future when they pray for you and tell you?

At a happy hour and my boss just told me she wants me. Currently in an Uber going back to her place. AMA

Hate open offices? Blame Jay Chiat. Him and his architect Gaetano Pesce came up with the concept and popularized it. It was suppose to be like “working in a big living room.”

How many hours do you work a week (on average)? I see a lot of people talk about working 60-80 hour weeks, and wondering if that’s truly the norm.

Advice on giving notice to leave for private? I feel a lot of guilt both about leaving the agency and government, generally.

Any McK fish open to referring? Currently work in financial services corporate strategy and hoping to break into the Dallas office.

What are some good modern/post-pandemic personal finance books you can recommend?

Are any Consulting firms hiring H1Bs in US? Came across job postings from OW, Alix but they all mention they don't want any H1Bs. Want to move from Deloitte.

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

Views on Zomato ipo?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Are you going to invest in Navi's Index fund ?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Which crypto coins are you putting your money in?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Is it true that stocks bought and sold are visible in form16?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Anyone into option selling ?

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.