Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Good idea to buy some more AAPL right now?

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Tax question: I had a traditional ira which I moved to my employer 401k recently. I’m planning to do an after tax 401k to ira conversion. Would prorata rule apply since I had a traditional ira balance earlier this calendar year?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Roth IRA? Yes? No? Who do you have yours with? How much do you contribute each month?

why rent over buy; seems like “throwing money” away?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Are we on recession? My portfolio is super down - low cost ETF investor here

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

With interest rates rising, I Bonds are back in the discussion. Thoughts?

Thoughts on SCHD for Roth IRA. Currently have FBGRX and thinking to add SCHD. Will it be a good diversification?

Already a market crash? Should we sell? 😱

What kind of appreciation do you prefer? Private or public?

Got to interview a candidate for Mid senior role... candidate has listed exactly 53 projects on his resume in last 5 year.. kind of shocked to see someone would write each and every ..small and large projects.. 14 YOE .9 page resume ..😭

First year (ug level hire) and got email from apple recruiter. Would love to exit to FAANG but not sure I'm ready to leave BCG in my first year but maybe after 2-4. What is best practice?

Got a new job offer letter. But my existing company wants to retain me with pay revision so I submitted my offer letter of new job to them. Eventually I have decided not to stay back and join the new company. So is there any risk in the new company as I have shared the offer letter with old company. I am already in notice period.

Idk if there's a way to see how many people are in the room total, but I see 3 different companies so far.

Hello to all b4 🐠 - what's your view on the cultural differences between b4 in Australia? Feel free to put down a ranking to your best knowledge, anecdotal or not. Thanks!

Recently heard a friend’s employer backed out of h1b sponsorship last minute (they previously promised her to sponsor h1b), and now she has to leave the US. Did you all have your employers promise to sponsor H1b in writing? How to avoid a situation like this?

Did Deloitte disable Spark, the email app?

Half the reason I work out is to make my ex jealous

Thoughts on IBM Software? Is it going to make a comeback or just a dead cat bounce?

Currently having 12.36lacs CTC, YOE 8, Business analyst skill, other skills power Bi, SQl, SAP Hana, before 1st round informed recruiter expected CTC as 20lacs not aware BOnus included in IQVIA.

Now that i have submitted all the docs, waiting for HR discussion. My expectation is now 25lacs fixed. Can i say this now to HR when they call?

Ps no idea about grade. What is the scope for negotiation?

Anyone who has experience of working in pre launch area, need some help

On heels of BHM closing and WHM upon us, what heritage celebrations have y’all seen in your offices that have been ‘successful’—which is to say, feels genuine and is not pandering to the people?

Any agencies hiring? (Planning on staying away from Rogers and pharma)

Hi guys,
I want a genuine opinion as i am confused regarding this
I am thinking to learn DSA and move to product companies to become generic developer instead of salesfoece developer.
What should i do ?
Is spending time and energy worth it to go out for salesforce space and learn dsa or no?
If anyone has done it in past or tried it,
I am happy to discuss

What are some of the investing must-reads that you'd recommend?

Anyone into option selling ?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Which is your stock pick this week?
Serious answers only!

What credit cards do you hold and which one do you recommend?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

At what monthly take away you guys took a home loan? Also, does the home loan includes cost of the plot?

Mine portfolio is down approximately 30%.. what about you guys?

Which crypto coins are you putting your money in?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

What are some of your go to resources for investment ideas or advice?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.