Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

I’m 25 living in Chicago, decent paying jobs, no bills/loans. Is it best to rent or own?

Is a 49% debt to income ratio doable for someone who lives very frugally?

Quick question fishes: if someone who called a small % of company requests for tax return of the business, are we obligated to share it? This is a “technical cofounder” who existed two years ago

Monday Wordle :

Wordle 401 5/6

⬛🟨⬛⬛🟩
⬛🟨⬛🟨🟩
⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

How is the blended state tax rate calculated. Say I have the state deferred tax number. What’s my denominator to get to the correct rate? Is it the pre tax

Has anyone dealt with submitting domestic adoption costs for reimbursement? Do we just email them our receipts as the expense has occurred. Is there forms to fill out as well? I just started the process and made my first payment and want to know how to submit.

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Best resource to learn about the energy generation world and trading? Would appreciate some courses, books, or leads.

Can anyone share amex Bangalore location?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

What wfh items can you expense at EY? Looking to start soon.

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

I’ll be promoted next year to senior but I’m in a niche role where I don’t see myself long term. Should I make a job switch now or should I wait to get promoted to senior? I currently have 1.5 years of experience.

Would you take 58k hybrid 1-2 days in office per month OR 73k in office but 1.5 hrs trip per way?

Hey CG
I joined Altran and recently the emails have been migrated to Capgemini. I haven't received any credentials to login to Capgemini Outlook. Please provide me any number or email id for the addressing the same. Any help is appreciated 😊

I have over 20,000 unread emails in my inbox.

Anyone from google within the uk open to referring me for some partner marketing and content strategy roles? It’s my top company and I know how much referrals help you get seen

I feel like I'm at my wits end. I teach self-contained classes and according to the ISBE website my classes shouldn't be more than 8 students unless I have an aide - then it can be 10. I have no aide and most of my classes are around 14 kids. Some with behavior plans that are only out of our behavior room setting for my class... Is anybody else out there going through illegal class sizes for self-contained? How are you dealing? Maybe a vent session is in order.

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Any recommendations for turtle necks? I usually buy them from massimo dutti back in Europe, the ones I find here tend to be very thick

I have too much work. Is the 2nd wave coming soon?

Last week joined in hcl. I got better opportunity in other company.If I abscand in hcl.does it any problem?still I have not assigned to any project , iam in Bench now?

Looking for a job change.. plz suggest if there are any openings..
Skillset: .Net Full Stack developer, YoE: 6 yrs.

How is projects assigned to laterals in HCL

Dynamic strategy consulting background (6 YOE) looking to shift to sales/BD.

I know how to sell and build relationships/report.

Does that sound interesting to anyone? Hoping to get to work soon.

Hey CGI folks, from where can I see current year holiday list for 2021 in India?

Thoughts on cigar smoking?

I have 5 years of experience and only $125k TC. Am I getting paid too little?

Thinking of heading to Maui (for the first time) for thanksgiving and seeking recommendations for a hotel (considering Ritz but open to others) and things to do. TIA!!

Anyone into option selling ?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

What credit cards do you hold and which one do you recommend?

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

At what monthly take away you guys took a home loan? Also, does the home loan includes cost of the plot?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

Mine portfolio is down approximately 30%.. what about you guys?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.