I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Joining D soon as manager. Can we use Interactivebroker for stock trading?

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Am I the only one frustrated w what’s going on w the state and what’s been taken away. It’s as if I’m taking home less than I did 5 years ago and on paper I’m technically making more. It’s sad.

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

What are the best ways of tax exemption

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Hi Sharks,

Wanted to know your experience of applying for jobs abroad. For those who converted and joined abroad, did you apply for jobs on LinkedIn? Which platform would be the best for a senior data scientist in India. Also I get 30 lpa now, is it worth going abroad? Can we save more?

Thanks I advance!

Hi, What is the max pay for Senior Consultant role C1 band?

While giving the tech interview as well as while having the HR discussion, I mentioned my expected CTC as 9-10 LPA(CTC). I cleared the interview and uploaded all the documents in the portal yesterday. Today mrng all the document verification was completed. But when I got the call for offer discussion, she asked what u expect. I said 9-10 LPA. She questioned me that on what basis I am asking for this much hike. She offered me 6.3 LPA as CTC with 21% variable. 5.2 as basic. Rest part in comments..

Has anyone ever been picked up by an operator for technical (engineering) roles from consulting? Graduated with a petroleum engineering degree in May.

What is the average salary bracket for a c10 role in Citibank??

How is the cafeteria in BACI Gurugram location?
Is lunch free like we have in BACI Mumbai location?

Has anyone purchased the courses from Product Alliance? Particularly the mock interview resources...? Thoughts?

150K in Singapore, and $150K in Chicago. Which one would you accept?

Joined tcs around 1 month back and submitted all the joining related documents but still didn't received my employee Id.upon checking with hr i am getting information that there is technical glitch due to which employee Id is not getting generated. Is one else facing this issue ? What can be done in this situation ?

I'm in finance/tech FPA, looking to go back to the defense industry for a 25% increase in TC. But wanted to see if I should leverage the new salary with current company to see if they'll match.

Background: got a promotion at current company that didn't come with sufficient increase . After stating my case I was told it would be evaluated next October, which is what prompted the initial job search.

Current TC 103K [88/15], offer 125k base [+discretionary bonus].

A patient of mine essentially asked me to fraudulently bill his insurance the other day. My response was records can be audited at anytime which could result in my license being put at risk. He asked me how many times has that happened? I was like that doesn’t matter. I spent way too much time, money and effort to get to where I am.

Anyone going in on VNET?

What are the best options to get in on Monday?
Please mention strike and expiry as well

5/4 Thread (General):

Hey Fishes.. any idea on Monthly Overseas Allowance (MOA) . Is it part of Fixed salary (net as mentioned in Offer) or and addition to it.

Please help. What's the best mobile app to track H1B Petition approval status

Hi all i just been granted student dependent visa in australia can i work full time without any work permit and can anyone let me know how to find a job in melbourne?

Hi All,

I got an offer from Adobe and am currently serving my notice period. But in Adobe my joining is in Mid of September. So can I trust Adobe that they will honor the offer considering the recession in companies like Oracle, Amazon, and Microsoft?

Which crypto coins are you putting your money in?

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

Anyone into option selling ?

What are some of the investing must-reads that you'd recommend?

What are some of your go to resources for investment ideas or advice?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Are you going to invest in Navi's Index fund ?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Views on Zomato ipo?

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Is it true that stocks bought and sold are visible in form16?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.