I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

How many of y'all have trust funds? What'd you do with the $$$?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Is BRK-B a buy right now?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Does anyone have any book recommendations for information on buying a house?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Is now a good time to buy property in London? For investment purposes.

Thanks

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

What is the most reliable way to make $750k a year by your late 30s?

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Hi ZSers,
Anyone looking for a male flatmate or looking for a flat? I have to move in before 18th of July. Any leads would be appreciated.
Thanks in advance!

Guys, how's your experience living in Pune. How's the city and how did it treat you so far?

Anyone else get awful anxiety while hungover? My chest is always super tight the next day after drinking

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

BP, Pune is hiring for .Net Developer
(Good in DSA)
Inbox for refer

brand new to this! any recs for apps to help track progression & show what calendar week is aligned with what gestational week, etc?

How do you spend your precious unwinding time after work? I love binge watching tv shows but realize it’s probably not the healthiest way to wind after a stressful day. Anything fun / low stress yall do?

Note; working out is not a relaxing activity for me so don’t even start with that. Also I am single and have no kids so ..

Planning on taking another bar exam and moving. When should I start applying for jobs? Coming out of law school I applied all of the year before, but not sure if it’s the same since now I’m practicing?

Hi Fishes,

Any job openings for Project Manager?
I have 12+ years exp
Notice period - 60days

What are some myths you all have heard to figure out if you’re having a boy or girl?

Anyone work in vulnerability and patch management? Is it as easy as running a norton scan and windows update on my personal computer? 🙂

Currently looking for Tech consulting/ Implementation consultant/ privacy roles in London. I have both CIPP/E and CIPM.
Please let me know if you know any roles that are available? Or any recruitment agencies you can refer me to

Thank you!

Hello there! I'm 11 years experienced and into testing. Interested to change my role into a Scrum master. Need to understand below
1. Future of Scrum master role ( with certification)
2. Payscale of a Scrum master

For ex consultants without finance backgrounds who transitions to PE or Growth do you have any recs on podcast books to read that helped you build your PE/Investing knowledge?

What should be Package after 4 years of experience in Service Now and overall IT experience is 4 years.
I am currently in Ireland want to shift in India permanently.
2.6 years Capgemin in India
1.4 years Irish Firm in Ireland

I did my masters too in Ireland
What salary should I except

How is the culture at quantumblack?

Which is your stock pick this week?
Serious answers only!

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Which crypto coins are you putting your money in?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

Is it true that stocks bought and sold are visible in form16?

What are some of the investing must-reads that you'd recommend?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Are you going to invest in Navi's Index fund ?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

What are some of your go to resources for investment ideas or advice?

Anyone into option selling ?

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊