Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

How long does it take to get ofc Laptop after DOJ?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Have you received the salary today? Got the mail now but no credit yet in account 😕

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Is there any cooling off period for getting promotion in tcs. Like the time period between 2 promotions.

Cyril out at Apline/Renault. Odds he ends up at Alpha now that his old boss is head of Fiat-Peugeot?

I have an annual membership to tryexponent for FAANG and tech prep. I don’t need the membership anymore and have about 6-8 months. I can share my creds for $60. The content was extremely helpful, I made it to Amazon. Let me know if anyone’s interested

How difficult is it to get an onsite job with only 2 years of experience?
Tech Stack: .net, javascript

Is there a secondary market for CPA books (outdated) or just throw them away? Thanks.

Anyone looking for housing on the west side? I have a friend renting a house & she’s looking for a roommate (female) in WeHo. DM me for details if interested, thanks

Too many questions on hikes for last year : For SC / MC team it was 25 to 45 percent without , as they did market correction and it happened after missing a year of hike

Hoping that someone can point me in the right direction.

I have a relative that changed the name on the title of their home, nearly a decade ago, to one of her sons. Over the last couple of years the son has refused to change the title back to her and claims it's his inheritance. Is there any way around this? What type of attorney, if any, can she contact to get the title back to her name?

Do MBB pay a referral bonus if your referral gets hired?

Best CBD brands for sleep... ready set GO!

With the new LCA wage increase or whatever, only FAANGs would remain in US? 🧐

After months of depression and suicidal thoughts, I had a big realization that pulled me out of it.. that I’m alone in the world and I can’t rely on anyone else but myself. As a chronic people pleaser, this was liberating.

Anyone have any interview experience/advice for the IBM associate technical consultant federal position…application developer and test specialist specifically.

Dear Sharks,
What will be the average package for a 5- 7 YOE consultant in VMware?

Hey Any RPA Developer here ? Can you please tell me your YOE and CTC?

Views on Zomato ipo?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Which crypto coins are you putting your money in?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

What are some of the investing must-reads that you'd recommend?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Nifty 50 index mutual fund vs Nifty ETF ? Which is better ?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Is it good to invest through fisdom app in mutual fund or suggest better way

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Is it true that stocks bought and sold are visible in form16?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Are you going to invest in Navi's Index fund ?